Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

THG stock hub

The Hanover Insurance Group, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

6.6B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

THG

In the news

Latest news · THG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.4

P25 8.8P50 10.4P75 13.1

Trailing P/E9.5

P25 10.9P50 14.7P75 36.2

ROE21.7

P25 4.9P50 10.4P75 15

ROIC16.4

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All THG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

252

Groups with data

Currency

USD

Showing 252 of 252 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000944695
Company name	The Hanover Insurance Group, Inc.
Country	United States
Country code	US
Cusip	410867105
Employees	4,900
Employees Change	100%
Employees Change Percent	2.08
Enterprise value	$7.2B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
IPO Date	1995-10-10
Isin	US4108671052
Last refreshed	2026-05-10
Market cap	$6.6B
Market cap category	Mid-Cap
Price	$189
Price currency	USD
Rev Per Employee	1,365,836.73x
Sector	Financials
Sic	6331
Symbol	THG
Website	https://www.hanover.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.9%
EV Earnings	10.01x
EV Sales Forward	2.06x
EV/EBIT	7.47x
EV/FCF	5.78x
EV/Sales	1.08x
FCF yield	18.87%
Forward P/E	10.41x
P/B ratio	1.88x
P/E ratio	9.54x
P/S ratio	0.99x
PE Ratio10 Y	19.26x
PE Ratio3 Y	25.11x
PE Ratio5 Y	21.66x
PEG ratio	0.09x
PS Forward	1.88x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	14.44%
FCF margin	18.66%
Gross margin	24.75%
Gross Profit	$1.7B
Net Income	$721.1M
Net Income Growth	64.37%
Net Income Growth Q	45.71%
Net Income Growth Quarters	11%
Net Income Growth Years	2%
Net Income Growth5 Y	7.97%
Pretax Margin	13.76%
Profit Margin	10.77%
Profit Per Employee	$147,163
Profitable Years	20
ROA	3.77
Roa5y	1.89
ROCE	22.14
ROE	21.75
Roe5y	11.11
ROIC	16.4
Roic5y	9.4

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	11.51%
Cagr15y	13.65%
Cagr1y	15.66%
Cagr20y	9.4%
Cagr3y	19.55%
Cagr5y	8.47%
Div CAGR10	7.84%
Div CAGR3	5.85%
Div CAGR5	6.5%
EPS Growth	65.27
EPS Growth Q	48.57
EPS Growth Quarters	11
EPS Growth Years	2
EPS Growth5 Y	8.82
FCF Growth	60.67%
FCF Growth Q	207.71%
FCF Growth3 Y	33.57%
FCF Growth5 Y	9.34%
OCF Growth	59.95%
OCF Growth Q	202.54%
OCF Growth10 Y	11.17%
OCF Growth3 Y	32.54%
OCF Growth5 Y	9.13%
Revenue Growth	6.41x
Revenue Growth Q	6.13x
Revenue Growth Quarters	24x
Revenue Growth Years	5x
Revenue Growth3 Y	6.24x
Revenue Growth5 Y	5.79x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.42
Assets	$16.5B
Cash	$243.5M
Debt	$843.8M
Debt Equity	$0.24
Debt FCF	$0.68
Equity	$3.6B
Interest Coverage	21.24
Liabilities	$13B
Net Cash	$-600.3M
Net Cash By Market Cap	$-9.07
Net Debt Equity	$0.17
Net Debt FCF	$0.48
Tangible Book Value	$3.4B
Tangible Book Value Per Share	$95.81
WACC	5.82

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.35
Net Working Capital	$-8B
Quick ratio	0.17
Working Capital	$-7.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.41%
Dividend Growth	5.71%
Dividend Growth Years	5%
Dividend per share	$3.8
Dividend Years	22
Dividend Yield	2.01%
Ex Div Date	2026-03-13
Last Dividend	$0.95
Payout Frequency	Quarterly
Payout Ratio	18.62%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	197.21%
1Y total return	15.65%
200-day SMA	176.6
3Y total return	70.87%
50-day SMA	177.5
50-day SMA vs 200-day SMA	50over200
5Y total return	50.17%
All Time High	191.7
All Time High Change	-1.31%
All Time High Date	2026-04-30
All Time Low	7.04
All Time Low Change	2,586.65%
All Time Low Date	2002-10-10
ATR	4.18
Beta	0.32
Beta1y	0.29
Beta2y	0.37
Ch YTD	3.49
High	189.2
High52	191.7
High52 Date	2026-04-30
High52ch	-1.31%
Low	184.8
Low52	160.7
Low52 Date	2025-07-02
Low52ch	17.7%
Ma50ch	6.56%
Price vs 200-day SMA	7.08%
RSI	63.44
RSI Monthly	62.71
RSI Weekly	60.9
Sharpe ratio	0.62x
Sortino ratio	1.21
Total Return	2.42%
Tr YTD	4.05
Tr15y	581.86%
Tr1m	7.72%
Tr1w	1.23%
Tr3m	8.07%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	6
Analyst Count Top	3
Analyst Price Target Top	$208
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$4.2
Earnings EPS Estimate Growth	8.53
Earnings Revenue Estimate	1,609,146,664x
Earnings Revenue Estimate Growth	6.57x
Operating Income	$966.3M
Operating margin	14.44
Price target	$202
Price Target Change	$6.89
Price Target Change Top	$9.8

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	34,641,176%
Float Percent	99.01%
Net Borrowing	58,200,000
Shares Insiders	0.91%
Shares Institutions	90.27%
Shares Out	34,986,787
Shares Qo Q	-1.1%
Shares Yo Y	-0.41%
Short Float	2.59%
Short Ratio	2.88
Short Shares	2.56

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$1.2B
Average Volume	279,671.7x
Bv Per Share	100.9
CAPEX	$-9.4M
Ch10y	123.5
Ch15y	348
Ch1m	7.72
Ch1w	1.23
Ch1y	13.26
Ch20y	267.4
Ch3m	7.48
Ch3y	58.89
Ch5y	33.59
Ch6m	5.34
Change	1.52%
Change From Open	1.06
Close	186.3
Days Gap	0.46
Dollar Volume	52,834,178.5
Earnings Date	2026-04-29
Earnings Time	amc
EBIT	$966.3M
EPS	$19.87
F Score	5
FCF	$1.2B
FCF EV Yield	17.3x
FCF Per Share	$35.69
Financing CF	-281,900,000
Fiscal Year End	December
Founded	1,852
Goodwill	178,800,000
Graham Number	212.34481
Graham Upside	12.27
Income Tax	$201.5M
Investing CF	-1,047,700,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-20
Lynch Fair Value	$158
Lynch Upside	-16.25
Ma150	177.5
Ma150ch	6.56%
Ma20	181.8
Ma20ch	4.04%
Net CF	-71,600,000
Next Earnings Date	2026-07-29
Open	187.2
Optionable	Yes
P FCF Ratio	5.3
P OCF Ratio	5.26
Payment Date	2026-03-27
Position In Range	98.2
Price Date	2026-05-08
Ptbv Ratio	1.95
Relative Volume	1x
Revenue	6,692,600,000x
SBC By Revenue	0.53x
Share Based Comp	35,600,000
Tax By Revenue	3.01x
Tax Rate	21.88%
Tr20y	502.51%
Tr6m	6.46%
Us State	Massachusetts
Volume	279,339

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

THG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.0%

$3.80 annual per share

Payout ratio

+18.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+6.5%

5 consecutive years of growth

Total shareholder yield

+2.4%

Next ex-dividend date: 2026-03-13

Performance

THG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns THG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+90.3%

Float: +99.0% of shares outstanding

Insider ownership

+0.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

THG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

63.4

Neutral momentum band

Price vs 200-day MA

+7.1%

50/200-day relationship not available

Beta (5Y)

0.32

Less volatile than the market

Sharpe ratio

0.62

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

THG vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About THG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current THG stock rating?

The Hanover Insurance Group, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full THG analysis?

The full report lives at /stocks/THG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for THG?

The latest report frames THG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the THG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.