Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

UFCS stock hub

United Fire Group, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.2B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

UFCS

In the news

Latest news · UFCS

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.6

P25 8.8P50 10.4P75 13.1

Trailing P/E9.7

P25 10.9P50 14.7P75 36.2

ROE14.8

P25 4.9P50 10.4P75 15

ROIC12.7

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All UFCS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

252

Groups with data

Currency

USD

Showing 252 of 252 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000101199
Company name	United Fire Group, Inc.
Country	United States
Country code	US
Cusip	910340108
Employees	846
Employees Change	-31%
Employees Change Percent	-3.53
Enterprise value	$1.2B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Isin	US9103401082
Last refreshed	2026-05-10
Market cap	$1.2B
Market cap category	Small-Cap
Price	$48.22
Price currency	USD
Rev Per Employee	1,684,088.65x
Sector	Financials
Sic	6331
Symbol	UFCS
Website	https://www.ufginsurance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.55%
EV Earnings	9.36x
EV Sales Forward	0.77x
EV/EBIT	6.94x
EV/EBITDA	6.52x
EV/FCF	4.27x
EV/Sales	0.86x
FCF yield	23.15%
Forward P/E	10.62x
P/B ratio	1.3x
P/E ratio	9.72x
P/S ratio	0.87x
PE Ratio10 Y	27.71x
PE Ratio3 Y	9.79x
PE Ratio5 Y	14.88x
PS Forward	0.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	12.36%
EBITDA Margin	13.14%
FCF margin	20.1%
Gross margin	12.36%
Gross Profit	$176.1M
Net Income	$130.5M
Net Income Growth	97.33%
Net Income Growth Q	69.79%
Net Income Growth Quarters	9%
Net Income Growth Years	2%
Pretax Margin	11.52%
Profit Margin	9.16%
Profit Per Employee	$154,306
Profitable Years	2
ROA	2.96
Roa5y	1.19
ROCE	16.05
ROE	14.77
Roe5y	5.84
ROIC	12.75
Roic5y	5.33

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.95%
Cagr15y	9.7%
Cagr1y	80.45%
Cagr20y	5.51%
Cagr3y	23.81%
Cagr5y	10.87%
Div CAGR10	-2.55%
Div CAGR3	2.04%
Div CAGR5	-6.66%
EPS Growth	95.21
EPS Growth Q	71.64
EPS Growth Quarters	9
EPS Growth Years	2
FCF Growth	-12.71%
FCF Growth Q	69.52%
FCF Growth5 Y	43.01%
OCF Growth	-14.46%
OCF Growth Q	58.74%
OCF Growth10 Y	3.23%
OCF Growth5 Y	35.59%
Revenue Growth	10.58x
Revenue Growth Q	11.58x
Revenue Growth Quarters	14x
Revenue Growth Years	3x
Revenue Growth3 Y	12.44x
Revenue Growth5 Y	3.64x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.38
Assets	$3.9B
Cash	$162M
Debt	$146.3M
Debt EBITDA	$0.75
Debt Equity	$0.15
Debt FCF	$0.51
Equity	$950.6M
Interest Coverage	14.71
Liabilities	$3B
Net Cash	$15.8M
Net Cash By Market Cap	$1.27
Net Cash Growth	-76.33%
Net Debt EBITDA	$-0.08
Net Debt Equity	$-0.02
Net Debt FCF	$-0.06
Tangible Book Value	$947.6M
Tangible Book Value Per Share	$36.94
WACC	6.92

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.35
Net Working Capital	$-2B
Quick ratio	0.25
Working Capital	$-1.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.15%
Dividend Growth	6.25%
Dividend Growth Years	0%
Dividend per share	$0.8
Dividend Years	54
Dividend Yield	1.66%
Ex Div Date	2026-02-24
Last Dividend	$0.2
Payout Frequency	Quarterly
Payout Ratio	13.71%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	62.1%
1Y total return	80.38%
200-day SMA	34.83
3Y total return	89.82%
50-day SMA	38.87
50-day SMA vs 200-day SMA	50over200
5Y total return	67.49%
All Time High	61.56
All Time High Change	-21.66%
All Time High Date	2018-07-27
All Time Low	3
All Time Low Change	1,507.33%
All Time Low Date	1987-10-28
ATR	1.6
Beta	0.49
Beta1y	0.35
Beta2y	0.72
Ch YTD	32.66
High	48.91
High52	48.91
High52 Date	2026-05-08
High52ch	-1.41%
Low	46.8
Low52	25.79
Low52 Date	2025-08-01
Low52ch	86.97%
Ma50ch	24.07%
Price vs 200-day SMA	38.44%
RSI	78.77
RSI Monthly	75.06
RSI Weekly	79.14
Sharpe ratio	1.9x
Sortino ratio	4
Total Return	0.51%
Tr YTD	33.36
Tr15y	301.16%
Tr1m	26.2%
Tr1w	20.88%
Tr3m	30.84%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	2
Analyst Count Top	1
Analyst Price Target Top	$57
Analyst Ratings	Strong Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.84
Earnings EPS Estimate Growth	20
Earnings Revenue Estimate	367,167,200x
Earnings Revenue Estimate Growth	10.89x
Operating Income	$176.1M
Operating margin	12.36
Price target	$51
Price Target Change	$5.77
Price Target Change Top	$18.21

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	22,204,723%
Float Percent	86.55%
Net Borrowing	28,902,000
Shares Insiders	13.39%
Shares Institutions	68.71%
Shares Out	25,656,166
Shares Qo Q	-1.43%
Shares Yo Y	1.15%
Short Float	1.29%
Short Ratio	2.74
Short Shares	1.12

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$276.5M
Average Volume	111,590.6x
Bv Per Share	37.06
CAPEX	$-4.3M
Ch10y	18.86
Ch15y	156.9
Ch1m	26.2
Ch1w	20.88
Ch1y	76.7
Ch20y	66.56
Ch3m	30.15
Ch3y	75.79
Ch5y	48.37
Ch6m	36.49
Change	3.03%
Change From Open	3.03
Close	46.8
Days Gap	0
Dollar Volume	7,641,037.6
Earnings Date	2026-05-05
Earnings Time	amc
EBIT	$176.1M
EBITDA	$187.3M
EPS	$4.96
F Score	5
FCF	$286.4M
FCF EV Yield	23.45x
FCF Per Share	$11.16
Financing CF	8,845,000
Fiscal Year End	December
Founded	1,946
Graham Number	64.29798
Graham Upside	33.34
Income Tax	$33.6M
Investing CF	-321,191,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Last Split Date	2004-12-16
Last Split Type	Forward
Last10k Filing Date	2026-02-26
Ma150	36.41
Ma150ch	32.42%
Ma20	40.79
Ma20ch	18.21%
Net CF	-21,649,000
Next Earnings Date	2026-08-04
Open	46.8
Optionable	Yes
P FCF Ratio	4.32
P OCF Ratio	4.26
Payment Date	2026-03-10
Position In Range	67.3
Ppne	130,160,000
Price Date	2026-05-08
Price EBITDA	$6.61
Ptbv Ratio	1.31
Relative Volume	1.42x
Revenue	1,424,739,000x
SBC By Revenue	0.69x
Share Based Comp	9,888,000
Tax By Revenue	2.35x
Tax Rate	20.45%
Tr20y	192.55%
Tr6m	37.82%
Us State	Iowa
Volume	158,462

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

UFCS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.7%

$0.80 annual per share

Payout ratio

+13.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-6.7%

0 consecutive years of growth

Total shareholder yield

+0.5%

Next ex-dividend date: 2026-02-24

Performance

UFCS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns UFCS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+68.7%

Float: +86.5% of shares outstanding

Insider ownership

+13.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

UFCS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

78.8

Above 70: short-term overbought

Price vs 200-day MA

+38.4%

50/200-day relationship not available

Beta (5Y)

0.49

Less volatile than the market

Sharpe ratio

1.90

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

UFCS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About UFCS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current UFCS stock rating?

United Fire Group, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full UFCS analysis?

The full report lives at /stocks/UFCS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for UFCS?

The latest report frames UFCS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the UFCS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.