Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

UNM stock hub

Unum Group has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

12.9B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

UNM

In the news

Latest news · UNM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9

P25 8.8P50 10.4P75 13.1

Trailing P/E17.5

P25 10.9P50 14.7P75 36.2

ROE7.1

P25 4.9P50 10.4P75 15

ROIC6.3

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All UNM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

258

Groups with data

Currency

USD

Showing 258 of 258 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000005513
Company name	Unum Group
Country	United States
Country code	US
Cusip	91529Y106
Employees	10,910
Employees Change	-153%
Employees Change Percent	-1.38
Enterprise value	$16.8B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Life
IPO Date	1986-11-06
Isin	US91529Y1064
Last refreshed	2026-05-10
Market cap	$12.9B
Market cap category	Large-Cap
Price	$80.88
Price currency	USD
Rev Per Employee	1,222,648.95x
Sector	Financials
Sic	6321
Symbol	UNM
Website	https://www.unum.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.05%
EV Earnings	21.44x
EV Sales Forward	1.39x
EV/EBIT	13.93x
EV/EBITDA	12.62x
EV/FCF	31.09x
EV/Sales	1.26x
FCF yield	4.17%
Forward P/E	9x
P/B ratio	1.19x
P/E ratio	17.54x
P/S ratio	0.97x
PE Ratio10 Y	8.71x
PE Ratio3 Y	9.61x
PE Ratio5 Y	8.27x
PEG ratio	0.8x
PS Forward	1.07x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	9.01%
EBITDA Margin	9.95%
FCF margin	4.04%
Gross margin	29.53%
Gross Profit	$3.9B
Net Income	$781.4M
Net Income Growth	-50.32%
Net Income Growth Q	22.69%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-19.98%
Net Income Growth5 Y	-0.09%
Pretax Margin	7.44%
Profit Margin	5.86%
Profit Per Employee	$71,622
Profitable Years	21
ROA	1.2
Roa5y	1.73
ROCE	1.94
ROE	7.07
Roe5y	12.14
ROIC	6.28
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.79%
Cagr15y	10.92%
Cagr1y	2.88%
Cagr20y	10.32%
Cagr3y	25.6%
Cagr5y	25.9%
Div CAGR10	9.54%
Div CAGR3	11.71%
Div CAGR5	10.05%
EPS Growth	-45.98
EPS Growth Q	33.02
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-15.3
EPS Growth5 Y	3.68
FCF Growth	-62.46%
FCF Growth Q	-5.22%
FCF Growth3 Y	-21.97%
OCF Growth	-56.97%
OCF Growth Q	-3.62%
OCF Growth10 Y	-5.48%
OCF Growth3 Y	-18.43%
OCF Growth5 Y	64.75%
Revenue Growth	4.39x
Revenue Growth Q	8.53x
Revenue Growth Quarters	4x
Revenue Growth Years	3x
Revenue Growth3 Y	3.48x
Revenue Growth5 Y	-0.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.21
Assets	$62.7B
Cash	$2.2B
Debt	$4B
Debt EBITDA	$3
Debt Equity	$0.37
Debt FCF	$7.47
Equity	$10.9B
Interest Coverage	5.73
Liabilities	$51.8B
Net Cash	$-3.8B
Net Cash By Market Cap	$-29.64
Net Debt EBITDA	$2.89
Net Debt Equity	$0.35
Net Debt FCF	$7.11
Tangible Book Value	$10.5B
Tangible Book Value Per Share	$65.56
WACC	5.19

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	18.37
Net Working Capital	$15B
Quick ratio	4.5
Working Capital	$14.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.23%
Dividend Growth	9.52%
Dividend Growth Years	17%
Dividend per share	$1.84
Dividend Years	40
Dividend Yield	2.27%
Ex Div Date	2026-04-24
Last Dividend	$0.46
Payout Frequency	Quarterly
Payout Ratio	39.91%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	233.11%
1Y total return	2.88%
200-day SMA	75.33
3Y total return	98.15%
50-day SMA	75.9
50-day SMA vs 200-day SMA	50over200
5Y total return	216.27%
All Time High	84.48
All Time High Change	-4.26%
All Time High Date	2025-03-25
All Time Low	5.91
All Time Low Change	1,268.53%
All Time Low Date	2003-03-11
ATR	1.66
Beta	0.23
Beta1y	0.73
Beta2y	0.7
Ch YTD	4.36
High	81.58
High52	83.13
High52 Date	2025-07-07
High52ch	-2.7%
Low	79.93
Low52	68.28
Low52 Date	2025-08-18
Low52ch	18.46%
Ma50ch	6.57%
Price vs 200-day SMA	7.37%
RSI	63.4
RSI Monthly	62.23
RSI Weekly	59.8
Sharpe ratio	0.08x
Sortino ratio	0.32
Total Return	10.5%
Tr YTD	5.62
Tr15y	373.26%
Tr1m	7.45%
Tr1w	0.05%
Tr3m	9.12%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	12
Analyst Count Top	4
Analyst Price Target Top	$92
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$2.05
Earnings EPS Estimate Growth	0.49
Earnings Revenue Estimate	2,987,505,424x
Earnings Revenue Estimate Growth	-3.38x
Operating Income	$1.2B
Operating margin	9.01
Price target	$92
Price Target Change	$13.75
Price Target Change Top	$13.75

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	143,827,783%
Float Percent	90.02%
Net Borrowing	13,800,000
Shares Insiders	0.94%
Shares Institutions	82.92%
Shares Out	159,776,235
Shares Qo Q	-2.17%
Shares Yo Y	-8.23%
Short Float	2.33%
Short Ratio	2.05
Short Shares	2.1

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$538.8M
Average Volume	1,387,657.15x
Bv Per Share	67.76
CAPEX	$-136.1M
Ch10y	140.3
Ch15y	208.3
Ch1m	6.82
Ch1w	0.05
Ch1y	0.46
Ch20y	330.4
Ch3m	8.48
Ch3y	83.07
Ch5y	170.6
Ch6m	3.49
Change	0.7%
Change From Open	0.46
Close	80.32
Days Gap	0.24
Dollar Volume	93,923,922
Earnings Date	2026-04-28
Earnings Time	amc
EBIT	$1.2B
EBITDA	$1.3B
EPS	$4.61
F Score	5
FCF	$538.8M
FCF EV Yield	3.22x
FCF Per Share	$3.37
Financing CF	-1,363,700,000
Fiscal Year End	December
Founded	1,848
Goodwill	353,000,000
Graham Number	83.84024
Graham Upside	3.66
Income Tax	$211.2M
Investing CF	643,700,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-17
Lynch Fair Value	$23.05
Lynch Upside	-71.5
Ma150	76.03
Ma150ch	6.38%
Ma20	79.14
Ma20ch	2.19%
Net CF	-45,100,000
Next Earnings Date	2026-07-28
Open	80.51
Optionable	Yes
P FCF Ratio	23.98
P OCF Ratio	19.15
Payment Date	2026-05-15
Position In Range	57.58
Ppne	509,300,000
Price Date	2026-05-08
Price EBITDA	$9.74
Ptbv Ratio	1.23
Relative Volume	0.84x
Revenue	13,339,100,000x
Tax By Revenue	1.58x
Tax Rate	21.28%
Tr20y	613.21%
Tr6m	4.74%
Us State	Tennessee
Volume	1,161,275

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

UNM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.3%

$1.84 annual per share

Payout ratio

+39.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+10.0%

17 consecutive years of growth

Total shareholder yield

+10.5%

Next ex-dividend date: 2026-04-24

Performance

UNM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns UNM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+82.9%

Float: +90.0% of shares outstanding

Insider ownership

+0.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

UNM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

63.4

Neutral momentum band

Price vs 200-day MA

+7.4%

50/200-day relationship not available

Beta (5Y)

0.23

Less volatile than the market

Sharpe ratio

0.08

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

UNM vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About UNM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current UNM stock rating?

Unum Group is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full UNM analysis?

The full report lives at /stocks/UNM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for UNM?

The latest report frames UNM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the UNM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.