Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

WRLD stock hub

World Acceptance Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

673.7M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

WRLD

In the news

Latest news · WRLD

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.6

P25 8.8P50 10.4P75 13.1

Trailing P/E21.5

P25 10.9P50 14.7P75 36.2

ROE8.8

P25 4.9P50 10.4P75 15

ROIC6.9

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WRLD market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

229

Groups with data

Currency

USD

Showing 229 of 229 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000108385
Company name	World Acceptance Corporation
Country	United States
Country code	US
Cusip	981419104
Employees	2,838
Employees Change	-34%
Employees Change Percent	-1.18
Enterprise value	$1.3B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	1991-11-26
Isin	US9814191048
Last refreshed	2026-05-10
Market cap	$673.7M
Market cap category	Small-Cap
Price	$150
Price currency	USD
Rev Per Employee	206,392.53x
Sector	Financials
Sic	6141
Symbol	WRLD
Website	https://www.loansbyworld.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.2%
EV Earnings	37.98x
EV Sales Forward	2.15x
EV/EBIT	13.96x
EV/EBITDA	12.75x
EV/Sales	2.27x
Forward P/E	13.62x
P/B ratio	1.9x
P/E ratio	21.49x
P/S ratio	1.15x
PE Ratio10 Y	16.57x
PE Ratio3 Y	12.18x
PE Ratio5 Y	15.67x
PS Forward	1.09x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	16.26%
EBITDA Margin	17.81%
Gross margin	67.8%
Gross Profit	$397.1M
Gross Profit Growth	0.4%
Gross Profit Growth Q	6.48%
Gross Profit Growth3 Y	4.11%
Gross Profit Growth5 Y	-2.23%
Net Income	$35M
Net Income Growth	-60.98%
Net Income Growth Q	-17.5%
Net Income Growth Years	2%
Net Income Growth3 Y	18.15%
Net Income Growth5 Y	-16.89%
Pretax Margin	7.82%
Profit Margin	5.98%
Profit Per Employee	$12,338
Profitable Years	31
ROA	5.78
Roa5y	6.64
ROCE	9.38
ROE	8.83
Roe5y	13.63
ROIC	6.92
Roic5y	8.94

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.59%
Cagr15y	5.54%
Cagr1y	13.21%
Cagr20y	8.04%
Cagr3y	11.15%
Cagr5y	2.25%
EPS Growth	-57.26
EPS Growth Q	-5.31
EPS Growth Years	2
EPS Growth3 Y	24.62
EPS Growth5 Y	-12.04
Revenue Growth	3.71x
Revenue Growth Q	7.48x
Revenue Growth Quarters	5x
Revenue Growth Years	0x
Revenue Growth3 Y	-1.42x
Revenue Growth5 Y	1.99x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.57
Assets	$1.1B
Cash	$5.1M
Current Assets	$872.7M
Current Liabilities	$37M
Debt	$661.2M
Debt EBITDA	$4.33
Debt Equity	$1.87
Equity	$353.9M
Interest Coverage	1.93
Liabilities	$698.2M
Long Term Assets	$179.4M
Long Term Liabilities	$661.2M
Net Cash	$-656.1M
Net Cash By Market Cap	$-97.39
Net Debt EBITDA	$6.29
Net Debt Equity	$1.85
Tangible Book Value	$342.3M
Tangible Book Value Per Share	$76.08
WACC	8.21

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	23.57
Net Working Capital	$830.6M
Quick ratio	22.94
Working Capital	$835.7M
Working Capital Turnover	$0.74

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.73%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	257.43%
1Y total return	13.2%
200-day SMA	149.1
3Y total return	37.31%
50-day SMA	141.5
50-day SMA vs 200-day SMA	50under200
5Y total return	11.79%
All Time High	265.8
All Time High Change	-43.51%
All Time High Date	2021-12-23
All Time Low	2.17
All Time Low Change	6,827.55%
All Time Low Date	1992-01-03
ATR	8.64
Beta	1.17
Beta1y	0.89
Beta2y	1.18
Ch YTD	6.93
High	150.2
High52	185.5
High52 Date	2025-09-29
High52ch	-19.06%
Low	144
Low52	110
Low52 Date	2026-01-27
Low52ch	36.47%
Ma50ch	6.08%
Price vs 200-day SMA	0.68%
RSI	54.35
RSI Monthly	53.54
RSI Weekly	54.17
Sharpe ratio	0.42x
Sortino ratio	0.65
Total Return	8.73%
Tr YTD	6.93
Tr15y	124.53%
Tr1m	3.1%
Tr1w	-1.25%
Tr3m	21.96%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Earnings EPS Estimate	$8.03
Earnings EPS Estimate Growth	-1.23
Earnings Revenue Estimate	156,100,000x
Earnings Revenue Estimate Growth	-5.55x
Operating Income	$95.3M
Operating Income Growth	-38.4
Operating Income Growth Q	-10.55
Operating Income Growth3 Y	9.57
Operating Income Growth5 Y	-7.41
Operating margin	16.26

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,043,525%
Float Percent	45.41%
Shares Insiders	19.24%
Shares Institutions	56.4%
Shares Out	4,500,000
Shares Qo Q	-0.3%
Shares Yo Y	-8.73%
Short Float	21.99%
Short Ratio	2.97
Short Shares	9.99

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	175,306.5x
Bv Per Share	78.65
Ch10y	257.4
Ch15y	124.5
Ch1m	3.1
Ch1w	-1.25
Ch1y	13.2
Ch20y	369.6
Ch3m	21.96
Ch3y	37.31
Ch5y	11.79
Ch6m	13.66
Change	0.39%
Change From Open	0.32
Close	149.5
Days Gap	0.07
Depreciation Amortization	9,067,632
Dollar Volume	25,115,526.4
Earnings Date	2026-04-30
Earnings Time	bmo
EBIT	$95.3M
EBITDA	$104.3M
EPS	$6.97
F Score	4
Fiscal Year End	March
Founded	1,962
Goodwill	7,371,000
Graham Number	111.03221
Graham Upside	-25.83
Income Tax	$10.8M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	1995-09-01
Last Split Type	Forward
Last10k Filing Date	2025-05-22
Lynch Fair Value	$34.83
Lynch Upside	-76.73
Ma150	142.8
Ma150ch	5.12%
Ma20	146.4
Ma20ch	2.57%
Next Earnings Date	2026-07-23
Open	149.6
Optionable	No
Position In Range	99.51
Post Close	150.1
Postmarket Change Percent	-0.28
Postmarket Price	$150
Ppne	88,958,000
Price Date	2026-05-08
Price EBITDA	$6.46
Ptbv Ratio	1.97
Relative Volume	0.95x
Revenue	585,742,000x
Tax By Revenue	1.84x
Tax Rate	23.58%
Tr20y	369.57%
Tr6m	13.66%
Us State	South Carolina
Volume	167,303

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does WRLD pay a dividend?

Capital-return profile for this ticker.

Performance

WRLD stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WRLD?

Insider, institutional, and short-interest positioning.

Institutional ownership

+56.4%

Float: +45.4% of shares outstanding

Insider ownership

+19.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

WRLD momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.3

Neutral momentum band

Price vs 200-day MA

+0.7%

50/200-day relationship not available

Beta (5Y)

1.17

Moves roughly with the market

Sharpe ratio

0.42

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

WRLD vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	घटाएँ
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	घटाएँ
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	घटाएँ

Questions

About WRLD

Hub-level FAQ points readers to the deeper analysis pages.

What is the current WRLD stock rating?

World Acceptance Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full WRLD analysis?

The full report lives at /stocks/WRLD/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for WRLD?

The latest report frames WRLD around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the WRLD page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.