Sector pending / Short-Term Business Credit Institutions, Except AgriculturalUpdated 2026-05-10 22:07 UTC

FRA/4HF stock hub

FRA/4HF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.3B

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/4HFFRA/4HF

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In the news

Latest news · FRA/4HF

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12

P25 n/aP50 n/aP75 n/a

Trailing P/E13.2

P25 n/aP50 n/aP75 n/a

ROE17.7

P25 n/aP50 n/aP75 n/a

ROIC7.5

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/4HF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

179

Groups with data

Currency

SEK

Showing 179 of 179 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Sweden
Country code	DE
Employees	1,069
Employees Change	-32%
Employees Change Percent	-2.91
Exchange	Frankfurt Stock Exchange
Financial currency	SEK
First seen	2026-05-10
Industry	Short-Term Business Credit Institutions, Except Agricultural
Last refreshed	2026-05-10
Market cap	EUR 1.3B
Price	EUR 14.55
Price currency	EUR
Rev Per Employee	389,173.54x
Sic	6153
Symbol	fra/4HF
Website	https://www.hoistfinance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.59%
Forward P/E	12x
P/B ratio	1.95x
P/E ratio	13.17x
P/S ratio	3.15x
PE Ratio10 Y	13.9x
PE Ratio3 Y	7.71x
PE Ratio5 Y	7.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	70.51%
Gross Profit	EUR 293.4M
Net Income	EUR 99.4M
Net Income Growth	20.4%
Net Income Growth Q	29.62%
Net Income Growth3 Y	20.79%
Pretax Margin	33.87%
Profit Margin	26.64%
Profit Per Employee	EUR 93,009
ROA	1.99
Roa5y	1.38
ROE	17.71
Roe5y	9.68
ROIC	7.49
Roic5y	4.44

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.48%
Cagr1y	107.61%
Cagr3y	85.1%
Cagr5y	34.83%
Div CAGR3	44.51%
Div CAGR5	24.5%
EPS Growth	29.91
EPS Growth Q	53.74
EPS Growth3 Y	23.67
FCF Growth	-28.31%
FCF Growth Q	-29.37%
FCF Growth3 Y	26.02%
FCF Growth5 Y	5.19%
OCF Growth	-28.31%
OCF Growth Q	-29.37%
OCF Growth3 Y	26.02%
OCF Growth5 Y	5.19%
Revenue Growth	6.88x
Revenue Growth Q	17.39x
Revenue Growth3 Y	18.75x
Revenue Growth5 Y	16.41x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.07
Assets	EUR 5.9B
Cash	EUR 8.8M
Debt	EUR 895.3M
Debt Equity	EUR 1.33
Equity	EUR 671.7M
Liabilities	EUR 5.2B
Net Cash	EUR -886.5M
Net Cash By Market Cap	EUR -67.7
Net Debt Equity	EUR 1.32
Tangible Book Value	EUR 654.6M
Tangible Book Value Per Share	EUR 6.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.83
Quick ratio	0.81
Working Capital	EUR -713.1M
Working Capital Turnover	EUR -0.06

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.68%
Dividend Growth	201.81%
Dividend Growth Years	0%
Dividend per share	EUR 0.55
Dividend Years	2
Dividend Yield	3.8%
Ex Div Date	2026-05-08
Last Dividend	EUR 0.55
Payout Ratio	22.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	87.29%
1Y total return	107.51%
200-day SMA	10.64
3Y total return	534.45%
50-day SMA	13.86
50-day SMA vs 200-day SMA	50over200
5Y total return	345.47%
All Time High	15.8
All Time High Change	-7.91%
All Time High Date	2026-04-15
All Time Low	1.74
All Time Low Change	735.25%
All Time Low Date	2020-05-18
ATR	0.47
Ch YTD	42.65
High	14.55
High52	15.8
High52 Date	2026-04-15
High52ch	-7.91%
Low	14.55
Low52	7.13
Low52 Date	2025-06-26
Low52ch	104.07%
Ma50ch	5.01%
Price vs 200-day SMA	36.81%
RSI	53.73
RSI Monthly	80.88
RSI Weekly	66.78
Sharpe ratio	1.45x
Sortino ratio	3.05
Total Return	8.48%
Tr YTD	47.95
Tr1m	7.33%
Tr1w	17.8%
Tr3m	36.44%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 148.5M
Operating Income Growth	30.74
Operating Income Growth Q	29.18
Operating Income Growth3 Y	60.36
Operating margin	35.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27,835,075%
Net Borrowing	174,456,194.5
Shares Insiders	20%
Shares Institutions	25.5%
Shares Qo Q	7.98%
Shares Yo Y	-4.68%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	92.25x
Bv Per Share	7.12
Ch10y	69.17
Ch1m	3.49
Ch1w	13.58
Ch1y	95.43
Ch3m	31.56
Ch3y	497.5
Ch5y	319.6
Ch6m	73.84
Change	-2.2%
Change From Open	0
Close	14.88
Days Gap	-2.2
Depreciation Amortization	7,453,033.6
Earnings Date	2026-05-06
EPS	EUR 1.2
F Score	5
Financing CF	539,057,356
Fiscal Year End	December
Founded	1,915
Graham Number	13.62078
Graham Upside	-6.39
Income Tax	EUR 30.1M
Investing CF	-858,664,143
Is Primary Listing	0
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Lynch Fair Value	EUR 22.97
Lynch Upside	57.89
Ma150	11.27
Ma150ch	29.06%
Ma20	14.47
Ma20ch	0.53%
Net CF	163,949,989
Next Earnings Date	2026-07-27
Open	14.55
P OCF Ratio	2.74
Payment Date	2026-05-15
Ppne	10,121,403.7
Price Date	2026-05-08
Ptbv Ratio	2
Relative Volume	5.53x
Revenue	416,026,514x
Tax By Revenue	7.23x
Tax Rate	21.35%
Tr6m	80.3%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/4HF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.8%

$0.55 annual per share

Payout ratio

+22.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+24.5%

0 consecutive years of growth

Total shareholder yield

+8.5%

Next ex-dividend date: 2026-05-08

Performance

FRA/4HF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/4HF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+25.5%

Share of float held by funds and institutions

Insider ownership

+20.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-4.7%

Negative means the company is buying back shares.

Technical

FRA/4HF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.7

Neutral momentum band

Price vs 200-day MA

+36.8%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.45

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/4HF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/4HF stock rating?

fra/4HF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/4HF analysis?

The full report lives at /stocks/fra/4HF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/4HF?

The latest report frames fra/4HF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/4HF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.