Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/BZLA stock hub

FRA/BZLA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

21.6B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/BZLA

In the news

Latest news · FRA/BZLA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5.5

P25 n/aP50 n/aP75 n/a

Trailing P/E7.8

P25 n/aP50 n/aP75 n/a

ROE11.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/BZLA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

BRL

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Brazil
Country code	DE
Employees	85,959
Employees Change	-1,171%
Employees Change Percent	-1.34
Exchange	Frankfurt Stock Exchange
Financial currency	BRL
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 21.6B
Price	EUR 3.64
Price currency	EUR
Rev Per Employee	132,872.92x
Sic	6020
Symbol	fra/BZLA
Website	https://www.bb.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.76%
FCF yield	88.5%
Forward P/E	5.51x
P/B ratio	0.73x
P/E ratio	7.84x
P/S ratio	1.89x
PE Ratio10 Y	6.35x
PE Ratio3 Y	4.64x
PE Ratio5 Y	4.62x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	167.26%
Gross Profit	EUR 11.3B
Net Income	EUR 2.8B
Net Income Growth	-49.75%
Net Income Growth Q	-54.4%
Net Income Growth3 Y	-16.97%
Net Income Growth5 Y	7.31%
Pretax Margin	17.65%
Profit Margin	24.11%
Profit Per Employee	EUR 32,034
ROA	0.87
Roa5y	1.44
ROE	11.06
Roe5y	18.49

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.21%
Cagr1y	-21.28%
Cagr3y	2.72%
Cagr5y	17.36%
Div CAGR3	-35.43%
Div CAGR5	-1.49%
EPS Growth	-49.75
EPS Growth Q	-54.4
EPS Growth3 Y	-16.98
EPS Growth5 Y	7.3
FCF Growth	107.92%
FCF Growth Q	-30.9%
FCF Growth5 Y	7.32%
OCF Growth	104.09%
OCF Growth Q	-30.09%
OCF Growth10 Y	11.88%
OCF Growth5 Y	7.53%
Revenue Growth	-27.78x
Revenue Growth Q	-34.28x
Revenue Growth3 Y	-6.37x
Revenue Growth5 Y	4.78x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 379.1B
Cash	EUR 9.7B
Debt	EUR 160B
Debt FCF	EUR 8.37
Equity	EUR 29.7B
Liabilities	EUR 349.4B
Net Cash	EUR -150.3B
Net Cash By Market Cap	EUR -696
Net Debt Equity	EUR 5.06
Net Debt FCF	EUR 7.87
Tangible Book Value	EUR 27.2B
Tangible Book Value Per Share	EUR 4.65

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -130.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.01%
Dividend Growth	-72.29%
Dividend Growth Years	0%
Dividend per share	EUR 0.09
Dividend Years	8
Dividend Yield	2.56%
Ex Div Date	2026-03-04
Last Dividend	EUR 0.01
Payout Ratio	37.52%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	120.01%
1Y total return	-21.27%
200-day SMA	3.53
3Y total return	8.39%
50-day SMA	3.82
50-day SMA vs 200-day SMA	50over200
5Y total return	122.57%
All Time High	7.55
All Time High Change	-51.79%
All Time High Date	2024-04-25
All Time Low	1.38
All Time Low Change	164.34%
All Time Low Date	2016-01-22
ATR	0.21
Ch YTD	4.6
High	3.64
High52	5
High52 Date	2025-05-14
High52ch	-27.2%
Low	3.64
Low52	2.96
Low52 Date	2025-08-11
Low52ch	22.97%
Ma50ch	-4.64%
Price vs 200-day SMA	3.15%
RSI	47.76
RSI Monthly	46.91
RSI Weekly	48.94
Sharpe ratio	0.26x
Sortino ratio	0.44
Total Return	2.56%
Tr YTD	5.4
Tr1m	-5.21%
Tr1w	1.11%
Tr3m	-1.4%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 2.6B
Operating margin	22.94

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,586,484,860%
Net Borrowing	474,991,931.2
Shares Institutions	18.21%
Shares Qo Q	0%
Shares Yo Y	0.01%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 19.1B
Average Volume	201.2x
Bv Per Share	4.98
CAPEX	EUR -560.7M
Ch10y	44.85
Ch1m	-5.21
Ch1w	1.11
Ch1y	-23.21
Ch3m	-2.15
Ch3y	-9
Ch5y	58.26
Ch6m	-1.62
Change	-0.55%
Change From Open	0
Close	3.66
Days Gap	-0.55
Earnings Date	2026-05-13
EPS	EUR 0.48
F Score	4
FCF	EUR 19.1B
Financing CF	3,865,458,242
Fiscal Year End	December
Founded	1,808
Graham Number	7.23373
Graham Upside	98.73
Income Tax	EUR -1.3B
Investing CF	-26,001,438,029
Is Primary Listing	0
Last Earnings Date	2026-02-11
Last Report Date	2025-12-31
Last Split Date	2024-04-25
Last Split Type	Forward
Lynch Fair Value	EUR 3.4
Lynch Upside	-6.7
Ma150	3.62
Ma150ch	0.55%
Ma20	3.77
Ma20ch	-3.45%
Net CF	-3,638,700,848
Next Earnings Date	2026-05-13
Open	3.64
P FCF Ratio	1.13
P OCF Ratio	1.1
Payment Date	2026-03-23
Ppne	3,023,347,064.7
Price Date	2026-05-08
Ptbv Ratio	0.79
Relative Volume	3.19x
Revenue	11,421,623,141x
Tax By Revenue	-10.96x
Tr6m	-0.53%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/BZLA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.6%

$0.09 annual per share

Payout ratio

+37.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-1.5%

0 consecutive years of growth

Total shareholder yield

+2.6%

Next ex-dividend date: 2026-03-04

Performance

FRA/BZLA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/BZLA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+18.2%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

FRA/BZLA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.8

Neutral momentum band

Price vs 200-day MA

+3.1%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.26

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/BZLA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/BZLA stock rating?

fra/BZLA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/BZLA analysis?

The full report lives at /stocks/fra/BZLA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/BZLA?

The latest report frames fra/BZLA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/BZLA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.