Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

FRA/MUI stock hub

FRA/MUI has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/MUI

In the news

Latest news · FRA/MUI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E18.4

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROIC5.4

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/MUI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

197

Groups with data

Currency

JPY

Showing 197 of 197 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	DE
Employees	4,051
Employees Change	-239%
Employees Change Percent	-5.57
Enterprise value	EUR 6.8B
Exchange	Frankfurt Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Personal Credit Institutions
Last refreshed	2026-05-10
Market cap	EUR 2.9B
Price	EUR 16.1
Price currency	EUR
Rev Per Employee	365,264.56x
Sic	6141
Symbol	fra/MUI
Website	https://www.0101maruigroup.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.44%
EV Earnings	43.14x
EV/EBIT	24.61x
EV/EBITDA	18.85x
EV/FCF	-56.23x
EV/Sales	4.61x
FCF yield	-4.18%
P/B ratio	2.23x
P/E ratio	18.37x
P/S ratio	1.96x
PE Ratio10 Y	30.22x
PE Ratio3 Y	19.34x
PE Ratio5 Y	40.33x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 1.3B
Gross Profit Growth	8.08%
Gross Profit Growth Q	7.42%
Gross Profit Growth3 Y	8.09%
Gross Profit Growth5 Y	5.53%
Net Income	EUR 157.9M
Net Income Growth	11.66%
Net Income Growth Q	-2.9%
Net Income Growth3 Y	13.2%
Net Income Growth5 Y	8.43%
Pretax Margin	16.17%
Profit Per Employee	EUR 38,976
Roa5y	2.29
ROCE	6.35
Roe5y	7.24
ROIC	5.42
Roic5y	2.95

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	5.11%
Cagr15y	11.26%
Cagr1y	-4.09%
Cagr3y	8.91%
Cagr5y	4.49%
Div CAGR10	15.83%
Div CAGR3	20.49%
Div CAGR5	12.53%
EPS Growth	15.78
EPS Growth Q	0.05
EPS Growth3 Y	16.97
EPS Growth5 Y	12.25
Revenue Growth	7.88x
Revenue Growth Q	8.67x
Revenue Growth3 Y	8.21x
Revenue Growth5 Y	3.84x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 6.6B
Cash	EUR 305M
Current Assets	EUR 4.9B
Current Liabilities	EUR 2.2B
Debt	EUR 4.2B
Debt Equity	EUR 3.25
Debt FCF	EUR -34.82
Equity	EUR 1.3B
Interest Coverage	9.78
Liabilities	EUR 5.3B
Long Term Assets	EUR 1.7B
Long Term Liabilities	EUR 3.1B
Net Cash	EUR -3.9B
Net Cash By Market Cap	EUR -135
Net Debt EBITDA	EUR 10.82
Net Debt Equity	EUR 3.01
Tangible Book Value	EUR 1.2B
Tangible Book Value Per Share	EUR 6.8

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.21
Net Working Capital	EUR 3.6B
Quick ratio	1.76
Working Capital	EUR 2.7B
Working Capital Turnover	EUR 0

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.81%
Dividend Growth	11.79%
Dividend Growth Years	3%
Dividend per share	EUR 0.73
Dividend Years	18
Dividend Yield	4.53%
Ex Div Date	2026-03-30
Last Dividend	EUR 0.36
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	64.62%
1Y total return	-4.09%
200-day SMA	17.28
3Y total return	29.19%
50-day SMA	16.51
50-day SMA vs 200-day SMA	50under200
5Y total return	24.57%
All Time High	22.6
All Time High Change	-28.76%
All Time High Date	2020-01-07
All Time Low	4.22
All Time Low Change	281.97%
All Time Low Date	2011-04-06
ATR	0.14
Ch YTD	-7.47
High	16.1
High52	19.2
High52 Date	2025-09-15
High52ch	-16.15%
Low	16.1
Low52	15.8
Low52 Date	2026-04-27
Low52ch	1.9%
Ma50ch	-2.47%
Price vs 200-day SMA	-6.83%
RSI	45.56
RSI Monthly	47.69
RSI Weekly	40.41
Sharpe ratio	-0.3x
Sortino ratio	-0.17
Total Return	8.34%
Tr YTD	-5.47
Tr15y	395.3%
Tr1m	-3.59%
Tr1w	-1.83%
Tr3m	-1.51%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 277.1M
Operating Income Growth	12.81
Operating Income Growth Q	13.67
Operating Income Growth3 Y	10.67
Operating Income Growth5 Y	6.26
Operating margin	18.73

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	164,224,201%
Net Borrowing	232,832,936.6
Shares Insiders	1.55%
Shares Institutions	53.34%
Shares Qo Q	0%
Shares Yo Y	-3.81%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -121.1M
Average Volume	15.6x
Bv Per Share	7.2
CAPEX	EUR -95.5M
Ch10y	23.3
Ch15y	237.2
Ch1m	-3.59
Ch1w	-1.83
Ch1y	-8
Ch3m	-3.59
Ch3y	14.18
Ch5y	4.55
Ch6m	-4.17
Change	-0.62%
Change From Open	0
Close	16.2
Days Gap	-0.62
Depreciation Amortization	84,365,878.2
Earnings Date	2026-05-15
EBIT	EUR 277.1M
EBITDA	EUR 361.8M
EPS	EUR 0.88
F Score	3
FCF	EUR -121.1M
FCF EV Yield	-1.78x
Financing CF	30,316,974
Fiscal Year End	March
Founded	1,931
Graham Number	11.92227
Graham Upside	-25.95
Income Tax	EUR 79.6M
Investing CF	-66,859,222
Is Primary Listing	0
Last Earnings Date	2026-02-10
Last Report Date	2025-12-31
Lynch Fair Value	EUR 7.39
Lynch Upside	-54.1
Ma150	16.86
Ma150ch	-4.5%
Ma20	16.11
Ma20ch	-0.03%
Net CF	-62,198,415
Next Earnings Date	2026-05-15
Open	16.1
Payment Date	2026-06-26
Ppne	941,507,396.1
Price Date	2026-05-08
Price EBITDA	EUR 8.02
Ptbv Ratio	2.37
Relative Volume	20x
Revenue	1,479,686,717x
Tax By Revenue	5.38x
Tr6m	-2.09%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/MUI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.5%

$0.73 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.5%

3 consecutive years of growth

Total shareholder yield

+8.3%

Next ex-dividend date: 2026-03-30

Performance

FRA/MUI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/MUI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+53.3%

Share of float held by funds and institutions

Insider ownership

+1.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-3.8%

Negative means the company is buying back shares.

Technical

FRA/MUI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

45.6

Neutral momentum band

Price vs 200-day MA

-6.8%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.30

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/MUI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/MUI stock rating?

fra/MUI is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/MUI analysis?

The full report lives at /stocks/fra/MUI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/MUI?

The latest report frames fra/MUI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/MUI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.