Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

BIT/UCG stock hub

BIT/UCG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

105.6B

Borsa Italiana

Market data

Live price

Current market quote for this ticker.

Current price

BIT/UCG

In the news

Latest news · BIT/UCG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.4

P25 9.4P50 10.9P75 13.5

Trailing P/E9.7

P25 8.6P50 10.4P75 13.7

ROE17

P25 7P50 13.2P75 18

ROICn/a

P25 -0.5P50 4.9P75 10

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BIT/UCG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

182

Groups with data

Currency

EUR

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	IT
Employees	72,110
Employees Change	-3,155%
Employees Change Percent	-4.19
Exchange	Borsa Italiana
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	IT0005239360
Last refreshed	2026-05-10
Market cap	EUR 105.6B
Price	EUR 70.5
Price currency	EUR
Rev Per Employee	377,479.32x
Sector	Financials
Sic	6020
Symbol	bit/UCG
Website	https://www.unicreditgroup.eu

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.56%
Forward P/E	9.35x
P/B ratio	1.54x
P/E ratio	9.71x
P/S ratio	4.15x
PE Ratio10 Y	8.28x
PE Ratio3 Y	6.83x
PE Ratio5 Y	8.25x
PEG ratio	0.82x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 25.5B
Net Income	EUR 11.2B
Net Income Growth	14.4%
Net Income Growth Q	16.13%
Net Income Growth Quarters	5%
Net Income Growth Years	5%
Net Income Growth3 Y	10.92%
Net Income Growth5 Y	74.68%
Pretax Margin	54.67%
Profit Margin	44.62%
Profit Per Employee	EUR 165,377
Profitable Years	5
ROA	1.35
Roa5y	0.94
ROE	16.98
Roe5y	12.16

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	20.21%
Cagr15y	4.59%
Cagr1y	43.41%
Cagr20y	-1.32%
Cagr3y	63.05%
Cagr5y	57.86%
Div CAGR10	10.13%
Div CAGR3	47.2%
Div CAGR5	92.22%
EPS Growth	16.09
EPS Growth Q	20.11
EPS Growth Quarters	5
EPS Growth Years	5
EPS Growth3 Y	21.41
Revenue Growth	5.24x
Revenue Growth Q	6.43x
Revenue Growth Quarters	1x
Revenue Growth Years	0x
Revenue Growth3 Y	8.06x
Revenue Growth5 Y	13.19x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 902.2B
Cash	EUR 113.3B
Debt	EUR 133B
Equity	EUR 68.8B
Liabilities	EUR 833.4B
Net Cash	EUR -19.7B
Net Cash By Market Cap	EUR -18.63
Net Debt Equity	EUR 0.29
Tangible Book Value	EUR 65.5B
Tangible Book Value Per Share	EUR 43.77
WACC	4.54

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -515.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.76%
Dividend Growth	31.07%
Dividend Growth Years	4%
Dividend per share	EUR 3.15
Dividend Years	6
Dividend Yield	4.47%
Ex Div Date	2026-04-20
Last Dividend	EUR 1.72
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	529.8%
1Y total return	43.38%
200-day SMA	66.88
3Y total return	333.65%
50-day SMA	66.15
50-day SMA vs 200-day SMA	50under200
5Y total return	880.09%
All Time High	649.5
All Time High Change	-89.15%
All Time High Date	2007-04-26
All Time Low	6.01
All Time Low Change	1,072.65%
All Time Low Date	2020-05-14
ATR	2.36
Beta	1.09
Beta1y	1.29
Beta2y	1.36
Ch YTD	-0.59
High	71.02
High52	79.79
High52 Date	2026-02-10
High52ch	-11.64%
Low	69.42
Low52	51.81
Low52 Date	2025-05-08
Low52ch	36.07%
Ma50ch	6.57%
Price vs 200-day SMA	5.42%
RSI	59.36
RSI Monthly	69.22
RSI Weekly	54.76
Sharpe ratio	1.08x
Sortino ratio	1.91
Total Return	5.23%
Tr YTD	1.85
Tr15y	95.99%
Tr1m	15.76%
Tr1w	10.05%
Tr3m	-2.31%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 16B
Operating margin	62.9

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,495,426,829%
Shares Institutions	44.87%
Shares Out	1,498,277,375
Shares Qo Q	-3.38%
Shares Yo Y	-0.76%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	6,516,879.3x
Bv Per Share	45.72
Ch10y	130.1
Ch15y	-57.91
Ch1m	12.98
Ch1w	10.05
Ch1y	36.76
Ch20y	-86.37
Ch3m	-4.65
Ch3y	272.2
Ch5y	654
Ch6m	11.92
Change	-1.26%
Change From Open	-0.18
Close	71.4
Days Gap	-1.08
Dollar Volume	353,677,420.5
Earnings Date	2026-05-04
EPS	EUR 7.26
F Score	2
Fiscal Year End	December
Founded	1,870
Goodwill	841,000,000
Graham Number	87.71414
Graham Upside	24.42
Income Tax	EUR 2.5B
Is Primary Listing	1
Last Earnings Date	2026-05-04
Last Report Date	2026-03-31
Last Split Date	2017-01-23
Last Split Type	Reverse
Lynch Fair Value	EUR 186
Lynch Upside	164
Ma150	67.33
Ma150ch	4.7%
Ma20	67.68
Ma20ch	4.17%
Next Earnings Date	2026-07-22
Open	70.63
Payment Date	2026-04-22
Position In Range	67.5
Ppne	8,760,000,000
Price Date	2026-05-08
Ptbv Ratio	1.61
Relative Volume	0.78x
Revenue	25,464,000,000x
Tax By Revenue	9.81x
Tax Rate	17.94%
Tr20y	-23.33%
Tr6m	17.34%
Volume	5,016,701

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BIT/UCG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.5%

$3.15 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+92.2%

4 consecutive years of growth

Total shareholder yield

+5.2%

Next ex-dividend date: 2026-04-20

Performance

BIT/UCG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BIT/UCG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+44.9%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.8%

Negative means the company is buying back shares.

Technical

BIT/UCG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

59.4

Neutral momentum band

Price vs 200-day MA

+5.4%

50/200-day relationship not available

Beta (5Y)

1.09

Moves roughly with the market

Sharpe ratio

1.08

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BIT/UCG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bit/UCG stock rating?

bit/UCG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bit/UCG analysis?

The full report lives at /stocks/bit/UCG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bit/UCG?

The latest report frames bit/UCG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bit/UCG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.