Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

NGX/STERLINGNG stock hub

NGX/STERLINGNG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

429.3B

Nigerian Stock Exchange

Market data

Price

Recent price action with selectable time range.

NGX/STERLINGNGNGX/STERLINGNG

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In the news

Latest news · NGX/STERLINGNG

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E5

P25 n/aP50 n/aP75 n/a

ROE21.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NGX/STERLINGNG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

173

Groups with data

Currency

NGN

Showing 173 of 173 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Nigeria
Country code	NG
Employees	3,826
Employees Change	784%
Employees Change Percent	25.77
Exchange	Nigerian Stock Exchange
Financial currency	NGN
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	NGN 429.3B
Price	NGN 7.85
Price currency	NGN
Rev Per Employee	75,557,501.31x
Sic	6020
Symbol	ngx/STERLINGNG
Website	https://www.sterling.ng

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	18.32%
FCF yield	-110.82%
P/B ratio	1.01x
P/E ratio	5x
P/S ratio	1.49x
PE Ratio10 Y	4.48x
PE Ratio3 Y	4.56x
PE Ratio5 Y	3.98x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	NGN 267.6B
Net Income	NGN 78.6B
Net Income Growth	80.04%
Net Income Growth Q	0.67%
Net Income Growth3 Y	59.72%
Net Income Growth5 Y	47.55%
Pretax Margin	31.39%
Profit Margin	27.2%
Profit Per Employee	NGN 20.6M
ROA	2.11
ROE	21.57

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	20.03%
Cagr15y	13.32%
Cagr1y	47.46%
Cagr3y	72.55%
Cagr5y	42.93%
Div CAGR10	11.61%
Div CAGR3	21.64%
Div CAGR5	43.1%
EPS Growth	4.31
EPS Growth Q	-40.29
EPS Growth3 Y	32.82
EPS Growth5 Y	32.12
Revenue Growth	50.55x
Revenue Growth Q	28.63x
Revenue Growth3 Y	38.86x
Revenue Growth5 Y	29.75x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NGN 3.9T
Cash	NGN 587.3B
Debt	NGN 261.1B
Debt FCF	NGN -0.55
Equity	NGN 424B
Liabilities	NGN 3.5T
Net Cash	NGN 326.1B
Net Cash By Market Cap	NGN 75.96
Net Cash Growth	-25.42%
Net Debt Equity	NGN -0.77
Tangible Book Value	NGN 420.8B
Tangible Book Value Per Share	NGN 7.7
WACC	3.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NGN -1.5T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-72.57%
Dividend Growth	0%
Dividend Growth Years	5%
Dividend per share	NGN 0.18
Dividend Years	1
Dividend Yield	2.29%
Last Dividend	NGN 0.18
Payout Ratio	11.93%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	520.58%
1Y total return	47.42%
200-day SMA	7.61
3Y total return	413.9%
50-day SMA	7.98
50-day SMA vs 200-day SMA	50over200
5Y total return	496.42%
All Time High	10.1
All Time High Change	-22.28%
All Time High Date	2007-06-06
All Time Low	0.67
All Time Low Change	1,071.64%
All Time Low Date	2017-03-14
ATR	0.44
Beta	0.38
Beta1y	0.62
Beta2y	0.69
Ch YTD	11.35
High	7.85
High52	9.35
High52 Date	2026-02-26
High52ch	-16.04%
Low	7.4
Low52	5
Low52 Date	2025-06-17
Low52ch	57%
Ma50ch	-1.62%
Price vs 200-day SMA	3.1%
RSI	48.59
RSI Monthly	64.87
RSI Weekly	54.11
Sharpe ratio	0.94x
Sortino ratio	1.57
Total Return	-70.27%
Tr YTD	11.35
Tr15y	552.71%
Tr1m	-1.88%
Tr1w	-1.88%
Tr3m	3.29%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NGN 90.7B
Operating margin	31.39

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Net Borrowing	24,899,000,000
Shares Institutions	0%
Shares Out	54,690,092,708
Shares Qo Q	6.96%
Shares Yo Y	72.57%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NGN -475.8B
Average Volume	43,423,944.15x
Bv Per Share	7.75
CAPEX	NGN -33.6B
Ch10y	378.7
Ch15y	232.6
Ch1m	-1.88
Ch1w	-1.88
Ch1y	42.73
Ch3m	3.29
Ch3y	353.8
Ch5y	393.7
Ch6m	4.67
Change	0.64%
Change From Open	3.97
Close	7.8
Days Gap	-3.21
Dollar Volume	327,192,003.5
Earnings Date	2026-04-24
EPS	NGN 1.57
F Score	2
FCF	NGN -475.8B
FCF Per Share	NGN -8.7
Financing CF	519,964,000,000
Fiscal Year End	December
Founded	1,960
Graham Number	16.54982
Graham Upside	110.8
Income Tax	NGN 12.1B
Investing CF	-189,114,000,000
Is Primary Listing	1
Last Earnings Date	2026-04-24
Last Report Date	2025-12-31
Lynch Fair Value	NGN 39.25
Lynch Upside	400
Ma150	7.67
Ma150ch	2.31%
Ma20	7.94
Ma20ch	-1.1%
Net CF	-146,353,000,000
Next Earnings Date	2026-07-23
Open	7.55
Payment Date	2025-07-11
Position In Range	100
Ppne	89,220,000,000
Price Date	2026-05-08
Ptbv Ratio	1.02
Relative Volume	0.96x
Revenue	289,083,000,000x
Tax By Revenue	4.18x
Tax Rate	13.33%
Tr6m	4.67%
Volume	41,680,510

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NGX/STERLINGNG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.3%

$0.18 annual per share

Payout ratio

+11.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+43.1%

5 consecutive years of growth

Total shareholder yield

-70.3%

Dividend yield + buyback yield combined

Performance

NGX/STERLINGNG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NGX/STERLINGNG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.0%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+72.6%

Negative means the company is buying back shares.

Technical

NGX/STERLINGNG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.6

Neutral momentum band

Price vs 200-day MA

+3.1%

50/200-day relationship not available

Beta (5Y)

0.38

Less volatile than the market

Sharpe ratio

0.94

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NGX/STERLINGNG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ngx/STERLINGNG stock rating?

ngx/STERLINGNG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ngx/STERLINGNG analysis?

The full report lives at /stocks/ngx/STERLINGNG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ngx/STERLINGNG?

The latest report frames ngx/STERLINGNG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ngx/STERLINGNG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.