Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/FFSB stock hub

OSL/FFSB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

176.8M

Oslo Børs

Market data

Price

Recent price action with selectable time range.

OSL/FFSBOSL/FFSB

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In the news

Latest news · OSL/FFSB

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.9

P25 n/aP50 n/aP75 n/a

Trailing P/E1.4

P25 n/aP50 n/aP75 n/a

ROE8.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/FFSB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

163

Groups with data

Currency

NOK

Showing 163 of 163 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	71.9
Employees Change	8.3%
Employees Change Percent	13.05
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0013209858
Last refreshed	2026-05-10
Market cap	NOK 176.8M
Price	NOK 118
Price currency	NOK
Rev Per Employee	4,348,194.44x
Sector	Financials
Sic	6020
Symbol	osl/FFSB
Website	https://flekkefjordsparebank.no

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	70.5%
FCF yield	-340.4%
Forward P/E	9.9x
P/B ratio	0.11x
P/E ratio	1.42x
P/S ratio	0.56x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	NOK 313.1M
Net Income	NOK 124.7M
Net Income Growth	0.78%
Net Income Growth Q	-16.96%
Net Income Growth Years	5%
Net Income Growth3 Y	26.72%
Net Income Growth5 Y	29.07%
Pretax Margin	50.17%
Profit Margin	39.82%
Profit Per Employee	NOK 1.7M
Profitable Years	11
ROA	1.05
Roa5y	0.97
ROE	8.14
Roe5y	7.61

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-4.96%
EPS Growth	0.88
EPS Growth Q	-16.87
EPS Growth Years	5
Revenue Growth	6.76x
Revenue Growth Q	-10.07x
Revenue Growth Quarters	11x
Revenue Growth Years	5x
Revenue Growth3 Y	21.33x
Revenue Growth5 Y	23.78x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 12.8B
Cash	NOK 116.6M
Debt	NOK 2.9B
Debt FCF	NOK -4.77
Equity	NOK 1.6B
Liabilities	NOK 11.3B
Net Cash	NOK -2.8B
Net Cash By Market Cap	NOK -1,557
Net Debt Equity	NOK 1.75
Tangible Book Value	NOK 1.6B
Tangible Book Value Per Share	NOK 963
WACC	0.31

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -8.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.1%
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	NOK 6.4
Dividend Years	2
Dividend Yield	5.42%
Ex Div Date	2026-03-27
Last Dividend	NOK 6.4
Payout Frequency	Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-4.95%
200-day SMA	123.3
50-day SMA	120.6
50-day SMA vs 200-day SMA	50under200
All Time High	138
All Time High Change	-14.49%
All Time High Date	2025-07-04
All Time Low	106
All Time Low Change	11.32%
All Time Low Date	2025-03-28
ATR	1.3
Beta	0.19
Beta1y	0.14
Beta2y	0.12
Ch YTD	-2.8
High	118.5
High52	138
High52 Date	2025-07-04
High52ch	-14.49%
Low	118
Low52	115.5
Low52 Date	2026-04-08
Low52ch	2.15%
Ma50ch	-2.12%
Price vs 200-day SMA	-4.28%
RSI	44.26
RSI Monthly	52.73
RSI Weekly	39.5
Sharpe ratio	-0.24x
Sortino ratio	-0.05
Total Return	5.52%
Tr YTD	2.55
Tr1m	0.85%
Tr1w	-3.64%
Tr3m	2.08%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 157.1M
Operating margin	50.17

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,449,478%
Net Borrowing	799,080,000
Shares Insiders	3.27%
Shares Out	1,498,494
Shares Qo Q	0%
Shares Yo Y	-0.1%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK -601.9M
Average Volume	863.8x
Bv Per Share	969.2
CAPEX	NOK -11M
Ch1m	0.85
Ch1w	-3.64
Ch1y	-9.91
Ch3m	-3.25
Ch6m	-2.48
Change	-0.44%
Change From Open	-0.44
Close	118.5
Days Gap	0
Dollar Volume	118,472
Earnings Date	2026-05-08
EPS	NOK 83.19
F Score	2
FCF	NOK -601.9M
FCF Per Share	NOK -402
Financing CF	656,240,000
Fiscal Year End	December
Founded	1,837
Graham Number	1346.9366
Graham Upside	1,041.5
Income Tax	NOK 32.4M
Investing CF	-74,839,000
Is Primary Listing	1
Last Earnings Date	2026-02-11
Last Report Date	2025-12-31
Lynch Fair Value	NOK 2,080
Lynch Upside	1,662.6
Ma150	122.7
Ma150ch	-3.84%
Ma20	118.9
Ma20ch	-0.73%
Net CF	-9,483,000
Open	118.5
Payment Date	2026-04-08
Position In Range	0
Ppne	78,382,000
Price Date	2026-05-08
Ptbv Ratio	0.11
Relative Volume	1.15x
Revenue	313,070,000x
Tax By Revenue	10.35x
Tax Rate	20.63%
Tr6m	2.89%
Volume	1,004

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/FFSB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.4%

$6.40 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

1 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2026-03-27

Performance

OSL/FFSB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/FFSB?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

+3.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

OSL/FFSB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.3

Neutral momentum band

Price vs 200-day MA

-4.3%

50/200-day relationship not available

Beta (5Y)

0.19

Less volatile than the market

Sharpe ratio

-0.24

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/FFSB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/FFSB stock rating?

osl/FFSB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/FFSB analysis?

The full report lives at /stocks/osl/FFSB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/FFSB?

The latest report frames osl/FFSB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/FFSB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.