Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSE/PBC stock hub

PSE/PBC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

7.6B

Philippine Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSE/PBC

In the news

Latest news · PSE/PBC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5P50 6.6P75 7

Trailing P/E3

P25 3.7P50 6.1P75 12.8

ROE12.5

P25 -0.1P50 7.7P75 11.9

ROICn/a

P25 -0.9P50 3.2P75 10.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSE/PBC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

177

Groups with data

Currency

PHP

Showing 177 of 177 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Philippines
Country code	PH
Employees	1,177
Employees Change	47%
Employees Change Percent	4.16
Exchange	Philippine Stock Exchange
Financial currency	PHP
First seen	2026-05-10
Industry	Banking Services
Isin	PHY690211636
Last refreshed	2026-05-10
Market cap	PHP 7.6B
Price	PHP 15.74
Price currency	PHP
Rev Per Employee	6,622,534.41x
Sector	Financials
Sic	6020
Symbol	pse/PBC
Website	https://www.pbcom.com.ph

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	33.68%
FCF yield	20.56%
P/B ratio	0.35x
P/E ratio	2.97x
P/S ratio	0.97x
PE Ratio10 Y	14.59x
PE Ratio3 Y	3.89x
PE Ratio5 Y	5.1x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	19.96%
Gross Profit	PHP 7.8B
Net Income	PHP 2.5B
Net Income Growth	15.28%
Net Income Growth Q	163.34%
Net Income Growth3 Y	16.02%
Net Income Growth5 Y	16.86%
Pretax Margin	43.76%
Profit Margin	32.69%
Profit Per Employee	PHP 2.2M
ROA	1.49
Roa5y	1.44
ROE	12.53
Roe5y	11.74

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-4.04%
Cagr15y	-5.79%
Cagr1y	-2.53%
Cagr20y	-6.24%
Cagr3y	3.33%
Cagr5y	-6.37%
Div CAGR10	-9.95%
Div CAGR3	-29.48%
Div CAGR5	-18.9%
EPS Growth	15.25
EPS Growth Q	162.7
EPS Growth3 Y	16.01
EPS Growth5 Y	16.86
FCF Growth5 Y	-22.84%
OCF Growth5 Y	-21.99%
Revenue Growth	13.75x
Revenue Growth Q	59.43x
Revenue Growth3 Y	13.97x
Revenue Growth5 Y	11.74x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PHP 185.3B
Cash	PHP 5.9B
Debt	PHP 30.5B
Debt FCF	PHP 19.62
Equity	PHP 21.4B
Liabilities	PHP 163.8B
Net Cash	PHP -24.6B
Net Cash By Market Cap	PHP -325
Net Debt Equity	PHP 1.15
Net Debt FCF	PHP 15.82
Tangible Book Value	PHP 20.9B
Tangible Book Value Per Share	PHP 43.46
WACC	1.02

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PHP -143.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	PHP 1
Dividend Years	1
Dividend Yield	6.35%
Ex Div Date	2025-07-08
Last Dividend	PHP 1
Payout Ratio	18.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-33.79%
1Y total return	-2.52%
200-day SMA	16.9
3Y total return	10.34%
50-day SMA	16.19
50-day SMA vs 200-day SMA	50under200
5Y total return	-28.04%
All Time High	184
All Time High Change	-91.45%
All Time High Date	1997-11-27
All Time Low	12.1
All Time Low Change	30.13%
All Time Low Date	2022-10-19
ATR	0.2
Beta	0.16
Beta1y	0.54
Beta2y	0.46
Ch YTD	-5.75
High52	21
High52 Date	2025-07-04
High52ch	-25.05%
Low52	15.74
Low52 Date	2026-05-07
Low52ch	0%
Ma50ch	-2.78%
Price vs 200-day SMA	-6.88%
RSI	41.12
RSI Monthly	45.34
RSI Weekly	40.88
Sharpe ratio	0.08x
Sortino ratio	0.31
Total Return	6.35%
Tr YTD	-5.75
Tr15y	-59.13%
Tr1m	-0.88%
Tr3m	-2.96%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PHP 3.4B
Operating margin	43.7

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	48,693,288%
Net Borrowing	5,876,543,000
Shares Insiders	61.79%
Shares Out	480,645,163
Shares Qo Q	0.05%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PHP 1.6B
Average Volume	2,095x
Bv Per Share	44.59
CAPEX	PHP -100.9M
Ch10y	-37.04
Ch15y	-61.14
Ch1m	-0.88
Ch1y	-7.3
Ch20y	-73.77
Ch3m	-2.96
Ch3y	4.93
Ch5y	-31.57
Ch6m	-7.52
Change	0%
Close	15.74
Earnings Date	2026-05-12
EPS	PHP 5.3
F Score	3
FCF	PHP 1.6B
FCF Per Share	PHP 3.24
Financing CF	25,261,755,000
Fiscal Year End	December
Founded	1,939
Graham Number	72.9206
Graham Upside	363.3
Income Tax	PHP 863.4M
Investing CF	-22,335,694,000
Is Primary Listing	1
Last Earnings Date	2026-02-20
Last Report Date	2025-12-31
Last Split Date	1997-09-17
Last Split Type	Forward
Lynch Fair Value	PHP 89.38
Lynch Upside	467.9
Ma150	16.6
Ma150ch	-5.16%
Ma20	16.4
Ma20ch	-4.03%
Net CF	4,581,784,000
Next Earnings Date	2026-05-12
P FCF Ratio	4.86
P OCF Ratio	4.57
Payment Date	2025-07-31
Ppne	863,847,000
Price Date	2026-05-08
Ptbv Ratio	0.36
Relative Volume	0.05x
Revenue	7,794,723,000x
Tax By Revenue	11.08x
Tax Rate	25.31%
Tr20y	-72.41%
Tr6m	-7.52%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSE/PBC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.4%

$1.00 annual per share

Payout ratio

+18.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-18.9%

1 consecutive years of growth

Total shareholder yield

+6.4%

Next ex-dividend date: 2025-07-08

Performance

PSE/PBC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSE/PBC?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

+61.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

PSE/PBC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

41.1

Neutral momentum band

Price vs 200-day MA

-6.9%

50/200-day relationship not available

Beta (5Y)

0.16

Less volatile than the market

Sharpe ratio

0.08

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSE/PBC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current pse/PBC stock rating?

pse/PBC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full pse/PBC analysis?

The full report lives at /stocks/pse/PBC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for pse/PBC?

The latest report frames pse/PBC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the pse/PBC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.