Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

STO/YIELD stock hub

STO/YIELD has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

93.9M

Nasdaq Stockholm

Market data

Price

Recent price action with selectable time range.

STO/YIELDSTO/YIELD

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In the news

Latest news · STO/YIELD

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E5.9

P25 n/aP50 n/aP75 n/a

ROE19.8

P25 n/aP50 n/aP75 n/a

ROIC-3.8

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All STO/YIELD market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

152

Groups with data

Currency

SEK

Showing 152 of 152 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Sweden
Country code	SE
Employees	67
Employees Change	2%
Employees Change Percent	3.08
Enterprise value	SEK 323.6M
Exchange	Nasdaq Stockholm
Financial currency	SEK
First seen	2026-05-10
Industry	Credit Services
Isin	SE0015961024
Last refreshed	2026-05-10
Market cap	SEK 93.9M
Price	SEK 1.64
Price currency	SEK
Rev Per Employee	1,657,731.34x
Sector	Financials
Sic	6153
Symbol	sto/YIELD
Website	https://savelendgroup.se

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	17.33%
EV Earnings	19.88x
EV/Sales	2.91x
P/B ratio	1.14x
P/E ratio	5.86x
P/S ratio	0.85x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-16.09%
EBITDA Margin	-6.38%
Gross margin	29.28%
Gross Profit	SEK 32.5M
Gross Profit Growth	6.64%
Gross Profit Growth Q	12.67%
Gross Profit Growth3 Y	-26.69%
Gross Profit Growth5 Y	3.63%
Net Income	SEK 16.3M
Net Income Growth Q	1,042.83%
Net Income Growth Quarters	1%
Net Income Growth Years	1%
Pretax Margin	11.58%
Profit Margin	14.66%
Profit Per Employee	SEK 242,955
Roa5y	-4.88
ROE	19.8
Roe5y	-26.87
ROIC	-3.84

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-9.65%
Cagr3y	-41.46%
EPS Growth Q	1,120
EPS Growth Quarters	1
EPS Growth Years	1
Revenue Growth	2.57x
Revenue Growth Q	14.03x
Revenue Growth Years	0x
Revenue Growth3 Y	-12.89x
Revenue Growth5 Y	11.89x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Cash	SEK 7.6M
Debt	SEK 225.7M
Debt Equity	SEK 2.74
Equity	SEK 82.4M
Interest Coverage	-5.96
Net Cash	SEK -218.1M
Net Cash By Market Cap	SEK -232
Net Debt Equity	SEK 2.65
Tangible Book Value	SEK 11.8M
Tangible Book Value Per Share	SEK 0.21
WACC	1.42

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.65%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-9.64%
200-day SMA	1.87
3Y total return	-79.95%
50-day SMA	1.58
50-day SMA vs 200-day SMA	50under200
All Time High	13.07
All Time High Change	-87.45%
All Time High Date	2021-06-09
All Time Low	1.25
All Time Low Change	31.2%
All Time Low Date	2025-03-04
ATR	0.14
Beta	-0.36
Beta1y	-0.25
Beta2y	-0.35
Ch YTD	-14.58
High	1.75
High52	2.49
High52 Date	2025-12-22
High52ch	-34.14%
Low	1.54
Low52	1.35
Low52 Date	2026-04-01
Low52ch	21.48%
Ma50ch	3.8%
Price vs 200-day SMA	-12.21%
RSI	52.04
RSI Monthly	34.26
RSI Weekly	43.14
Sharpe ratio	0.15x
Sortino ratio	0.37
Total Return	-1.65%
Tr YTD	-14.58
Tr1m	8.61%
Tr1w	1.55%
Tr3m	-5.2%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SEK -17.9M
Operating margin	-16.09

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	37,795,622%
Shares Insiders	25.29%
Shares Institutions	12.04%
Shares Out	57,286,016
Shares Qo Q	0%
Shares Yo Y	1.65%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	52,266.4x
Bv Per Share	1.24
Ch1m	8.61
Ch1w	1.55
Ch1y	-9.64
Ch3m	-5.2
Ch3y	-79.95
Ch6m	-16.11
Change	-3.24%
Change From Open	6.49
Close	1.7
Days Gap	-9.14
Depreciation Amortization	10,781,750
Dollar Volume	56,078.2
Earnings Date	2026-08-14
EBIT	SEK -17.9M
EBITDA	SEK -7.1M
EPS	SEK 0.28
F Score	2
Fiscal Year End	December
Founded	2,014
Graham Number	2.79276
Graham Upside	70.29
Income Tax	SEK -3.4M
Is Primary Listing	1
Last Earnings Date	2026-02-20
Last Report Date	2026-03-31
Ma150	1.79
Ma150ch	-8.23%
Ma20	1.62
Ma20ch	1.05%
Next Earnings Date	2026-08-14
Open	1.54
Position In Range	47.62
Price Date	2026-05-08
Ptbv Ratio	7.94
Relative Volume	0.64x
Revenue	111,068,000x
Tax By Revenue	-3.07x
Tr6m	-16.11%
Volume	34,194

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does STO/YIELD pay a dividend?

Capital-return profile for this ticker.

Performance

STO/YIELD stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns STO/YIELD?

Insider, institutional, and short-interest positioning.

Institutional ownership

+12.0%

Share of float held by funds and institutions

Insider ownership

+25.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+1.7%

Negative means the company is buying back shares.

Technical

STO/YIELD momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.0

Neutral momentum band

Price vs 200-day MA

-12.2%

50/200-day relationship not available

Beta (5Y)

-0.36

Less volatile than the market

Sharpe ratio

0.15

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About STO/YIELD

Hub-level FAQ points readers to the deeper analysis pages.

What is the current sto/YIELD stock rating?

sto/YIELD is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full sto/YIELD analysis?

The full report lives at /stocks/sto/YIELD/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for sto/YIELD?

The latest report frames sto/YIELD around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the sto/YIELD page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.