Technology / Software - InfrastructureUpdated 2026-05-10 22:07 UTC

LON/PAY stock hub

LON/PAY has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

365.3M

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/PAY

In the news

Latest news · LON/PAY

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8

P25 12.1P50 18.7P75 33.5

Trailing P/E24.3

P25 15.6P50 26.1P75 53.7

ROE16.4

P25 -4.5P50 7.6P75 18.5

ROIC17.2

P25 -0.8P50 8.3P75 21.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/PAY market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

248

Groups with data

Currency

GBP

Showing 248 of 248 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	UK
Employees	939
Employees Change	-29%
Employees Change Percent	-3
Enterprise value	GBX 457.5M
Exchange	London Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Software - Infrastructure
Isin	GB00BVMTNR93
Last refreshed	2026-05-10
Market cap	GBX 365.3M
Price	GBX 605
Price currency	GBX
Rev Per Employee	331,259.85x
Sector	Technology
Sic	7374
Symbol	lon/PAY
Website	https://www.paypoint.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.51%
EV Earnings	27.77x
EV/EBIT	10.3x
EV/EBITDA	7.5x
EV/FCF	20.73x
EV/Sales	1.47x
FCF yield	6.04%
Forward P/E	7.97x
P/B ratio	3.58x
P/E ratio	24.26x
P/S ratio	1.17x
PE Ratio10 Y	13.77x
PE Ratio3 Y	21.71x
PE Ratio5 Y	17.44x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	14.28%
EBITDA Margin	19.36%
FCF margin	7.1%
Gross margin	40.58%
Gross Profit	GBX 126.2M
Gross Profit Growth	-1.06%
Gross Profit Growth Q	-2.25%
Gross Profit Growth3 Y	-3.15%
Gross Profit Growth5 Y	4.24%
Net Income	GBX 16.5M
Net Income Growth	-59.01%
Net Income Growth Q	-15.7%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-22.71%
Net Income Growth5 Y	-13.85%
Pretax Margin	7.42%
Profit Margin	5.3%
Profit Per Employee	GBX 17,544
Profitable Years	9
ROA	4.66
Roa5y	8.21
ROCE	18.45
ROE	16.43
Roe5y	39.24
ROIC	17.16
Roic5y	28.51

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.09%
Cagr15y	8.38%
Cagr1y	-5.92%
Cagr20y	4.84%
Cagr3y	18.09%
Cagr5y	6.84%
Div CAGR10	7.63%
Div CAGR3	32.16%
Div CAGR5	21.91%
EPS Growth	-58.07
EPS Growth Q	-12.33
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-22.15
EPS Growth5 Y	-14.23
FCF Growth	-65.73%
FCF Growth Q	7.73%
FCF Growth3 Y	-19.86%
FCF Growth5 Y	1.14%
OCF Growth	-58.74%
OCF Growth Q	7.12%
OCF Growth10 Y	-7.35%
OCF Growth3 Y	-16.78%
OCF Growth5 Y	1.66%
Revenue Growth	1.66x
Revenue Growth Q	7.06x
Revenue Growth Quarters	2x
Revenue Growth Years	4x
Revenue Growth3 Y	1.45x
Revenue Growth5 Y	13.27x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	GBX 0.52
Assets	GBX 605.2M
Cash	GBX 30.1M
Current Assets	GBX 364.6M
Current Liabilities	GBX 364.4M
Debt	GBX 118M
Debt EBITDA	GBX 1.93
Debt Equity	GBX 1.16
Debt FCF	GBX 5.35
Equity	GBX 102M
Interest Coverage	5.44
Liabilities	GBX 503.3M
Long Term Assets	GBX 240.6M
Long Term Liabilities	GBX 138.9M
Net Cash	GBX -87.9M
Net Cash By Market Cap	GBX -24.07
Net Debt EBITDA	GBX 1.46
Net Debt Equity	GBX 0.86
Net Debt FCF	GBX 3.98
Tangible Book Value	GBX -104.1M
Tangible Book Value Per Share	GBX -1.61
WACC	6.04

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1
Inventory Turnover	23.36
Net Working Capital	GBX -28.8M
Quick ratio	0.38
Working Capital	GBX 225,000
Working Capital Turnover	GBX -75.25

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.67%
Dividend Growth	117.69%
Dividend Growth Years	4%
Dividend per share	GBX 0.4
Dividend Years	22
Dividend Yield	6.55%
Ex Div Date	2026-02-26
Last Dividend	GBX 0.1
Payout Frequency	Quarterly
Payout Ratio	365%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	49.36%
1Y total return	-5.91%
200-day SMA	628.4
3Y total return	64.69%
50-day SMA	591.4
50-day SMA vs 200-day SMA	50under200
5Y total return	39.23%
All Time High	1,319.4
All Time High Change	-54.14%
All Time High Date	2013-08-14
All Time Low	216.7
All Time Low Change	179.23%
All Time Low Date	2004-09-24
ATR	25.86
Beta	0.38
Beta1y	1.03
Beta2y	0.55
Ch YTD	27.77
High	624.5
High52	942.5
High52 Date	2025-07-01
High52ch	-35.81%
Low	597.5
Low52	438.3
Low52 Date	2025-12-03
Low52ch	38.02%
Ma50ch	2.3%
Price vs 200-day SMA	-3.72%
RSI	48.15
RSI Monthly	46.85
RSI Weekly	50.87
Sharpe ratio	-0.05x
Sortino ratio	0.07
Total Return	9.22%
Tr YTD	29.94
Tr15y	234.3%
Tr1m	2.89%
Tr1w	-3.66%
Tr3m	13.1%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	GBX 44.4M
Operating Income Growth	1.78
Operating Income Growth Q	3.66
Operating Income Growth3 Y	-5.27
Operating Income Growth5 Y	-2.72
Operating margin	14.28

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	57,777,374%
Net Borrowing	6,121,000
Shares Insiders	0.71%
Shares Institutions	92.77%
Shares Out	60,386,525
Shares Qo Q	-2.18%
Shares Yo Y	-2.67%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	GBX 21.2M
Average Volume	192,030.95x
Bv Per Share	1.51
CAPEX	GBX -9M
Ch10y	-33.2
Ch15y	21.94
Ch1m	2.89
Ch1w	-3.66
Ch1y	-17.75
Ch20y	-21.89
Ch3m	11.21
Ch3y	27.07
Ch5y	-4.54
Ch6m	-11.94
Change	-1.14%
Change From Open	0.75
Close	612
Days Gap	-1.88
Depreciation Amortization	15,804,000
Dollar Volume	62,881,885
Earnings Date	2026-06-11
EBIT	GBX 44.4M
EBITDA	GBX 60.2M
EPS	GBX 0.25
F Score	5
FCF	GBX 22.1M
FCF EV Yield	4.82x
FCF Per Share	GBX 0.37
Financing CF	-45,156,000
Fiscal Year End	March
Founded	1,996
Goodwill	129,633,000
Graham Number	321.927
Graham Upside	-46.79
Income Tax	GBX 6.2M
Investing CF	14,162,000
Is Primary Listing	1
Last Earnings Date	2025-11-20
Last Report Date	2025-09-30
Last Split Date	2025-10-20
Last Split Type	Reverse
Lynch Fair Value	GBX 136
Lynch Upside	-77.45
Ma150	582
Ma150ch	3.96%
Ma20	621
Ma20ch	-2.57%
Net CF	122,000
Next Earnings Date	2026-06-11
Open	600.5
P FCF Ratio	16.55
P OCF Ratio	11.74
Payment Date	2026-03-27
Position In Range	27.78
Ppne	32,704,000
Price Date	2026-05-08
Price EBITDA	GBX 6.07
Relative Volume	0.54x
Revenue	311,053,000x
SBC By Revenue	0.27x
Share Based Comp	853,000
Tax By Revenue	1.98x
Tax Rate	26.66%
Tr20y	157.3%
Tr6m	-8.54%
Volume	103,937
Z Score	1.53

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/PAY dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.5%

$0.40 annual per share

Payout ratio

+365.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+21.9%

4 consecutive years of growth

Total shareholder yield

+9.2%

Next ex-dividend date: 2026-02-26

Performance

LON/PAY stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/PAY?

Insider, institutional, and short-interest positioning.

Institutional ownership

+92.8%

Share of float held by funds and institutions

Insider ownership

+0.7%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.7%

Negative means the company is buying back shares.

Technical

LON/PAY momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.1

Neutral momentum band

Price vs 200-day MA

-3.7%

50/200-day relationship not available

Beta (5Y)

0.38

Less volatile than the market

Sharpe ratio

-0.05

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/PAY

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/PAY stock rating?

lon/PAY is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/PAY analysis?

The full report lives at /stocks/lon/PAY/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/PAY?

The latest report frames lon/PAY around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/PAY page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.