Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

DGICA stock hub

Donegal Group Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

630.6M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

DGICA

In the news

Latest news · DGICA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.5

P25 8.8P50 10.4P75 13.1

Trailing P/E7.2

P25 10.9P50 14.7P75 36.2

ROE15.1

P25 4.9P50 10.4P75 15

ROIC11.1

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All DGICA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

247

Groups with data

Currency

USD

Showing 247 of 247 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000800457
Company name	Donegal Group Inc.
Country	United States
Country code	US
Cusip	257701201
Employees	550
Enterprise value	$703.2M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Isin	US2577012014
Last refreshed	2026-05-10
Market cap	$630.6M
Market cap category	Small-Cap
Price	$17.21
Price currency	USD
Rev Per Employee	1,796,047.46x
Sector	Financials
Sic	6331
Symbol	DGICA
Website	https://www.donegalgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.19%
EV Earnings	8.16x
EV Sales Forward	0.69x
EV/EBIT	6.54x
EV/EBITDA	6.32x
EV/FCF	7.95x
EV/Sales	0.71x
FCF yield	12.51%
Forward P/E	8.5x
P/B ratio	1.13x
P/E ratio	7.23x
P/S ratio	0.7x
PE Ratio10 Y	75.28x
PE Ratio3 Y	190.17x
PE Ratio5 Y	124.85x
PS Forward	0.69x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	10.89%
EBITDA Margin	11.26%
FCF margin	8.95%
Gross margin	10.94%
Gross Profit	$108.1M
Net Income	$86.2M
Net Income Growth	246.14%
Net Income Growth Q	19.87%
Net Income Growth Years	3%
Net Income Growth5 Y	10.46%
Pretax Margin	10.76%
Profit Margin	8.72%
Profit Per Employee	$156,643
Profitable Years	3
ROA	2.82
Roa5y	0.93
ROCE	16.03
ROE	15.1
Roe5y	5.23
ROIC	11.11
Roic5y	3.64

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	5.41%
Cagr15y	5.94%
Cagr1y	-8.97%
Cagr20y	3.16%
Cagr3y	10.75%
Cagr5y	7.19%
Div CAGR10	3.06%
Div CAGR3	3.42%
Div CAGR5	4%
EPS Growth	219.9
EPS Growth Q	8.92
EPS Growth Years	3
EPS Growth5 Y	5.81
FCF Growth	111.39%
FCF Growth Q	75.44%
FCF Growth3 Y	9.06%
FCF Growth5 Y	-1.69%
OCF Growth	111.39%
OCF Growth Q	75.44%
OCF Growth10 Y	2.79%
OCF Growth3 Y	9.06%
OCF Growth5 Y	-1.71%
Revenue Growth	0.89x
Revenue Growth Q	-2.31x
Revenue Growth Years	0x
Revenue Growth3 Y	5.76x
Revenue Growth5 Y	4.8x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.41
Assets	$2.4B
Cash	$76M
Debt	$35M
Debt EBITDA	$0.31
Debt Equity	$0.06
Debt FCF	$0.4
Equity	$627.4M
Interest Coverage	84.09
Liabilities	$1.8B
Net Cash	$3.6M
Net Cash By Market Cap	$0.51
Tangible Book Value	$620.9M
Tangible Book Value Per Share	$16.96
WACC	4.29

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.5
Net Working Capital	$-911.6M
Quick ratio	0.16
Working Capital	$-873.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-8.2%
Dividend Growth	5.8%
Dividend Growth Years	25%
Dividend per share	$0.73
Dividend Years	26
Dividend Yield	4.24%
Ex Div Date	2026-02-03
Last Dividend	$0.18
Payout Frequency	Quarterly
Payout Ratio	30.66%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	69.3%
1Y total return	-8.97%
200-day SMA	18.51
3Y total return	35.84%
50-day SMA	17.22
50-day SMA vs 200-day SMA	50under200
5Y total return	41.49%
All Time High	23
All Time High Change	-25.17%
All Time High Date	2008-09-19
All Time Low	4.64
All Time Low Change	270.83%
All Time Low Date	2001-04-20
ATR	0.43
Beta	0.02
Beta1y	0.25
Beta2y	0.18
Ch YTD	-13.86
High	17.25
High52	21.12
High52 Date	2025-05-20
High52ch	-18.51%
Low	16.86
Low52	16.11
Low52 Date	2026-05-04
Low52ch	6.83%
Ma50ch	-0.08%
Price vs 200-day SMA	-7.03%
RSI	50.19
RSI Monthly	49.84
RSI Weekly	43.57
Sharpe ratio	-0.43x
Sortino ratio	-0.36
Total Return	-4.41%
Tr YTD	-12.02
Tr15y	137.6%
Tr1m	1.69%
Tr1w	4.88%
Tr3m	-8.28%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Count Top	1
Analyst Price Target Top	$18
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.35
Earnings EPS Estimate Growth	-51.39
Earnings Revenue Estimate	240,818,000x
Earnings Revenue Estimate Growth	-1.78x
Operating Income	$107.6M
Operating margin	10.89
Price target	$18
Price Target Change	$4.59
Price Target Change Top	$4.59

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17,452,002%
Float Percent	47.63%
Shares Insiders	1.43%
Shares Institutions	37.2%
Shares Out	36,641,561
Shares Qo Q	0.28%
Shares Yo Y	8.2%
Short Float	2.94%
Short Ratio	4.19
Short Shares	1.4

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$88.4M
Average Volume	107,620.85x
Bv Per Share	17.14
CAPEX	$-102
Ch10y	11.46
Ch15y	30.88
Ch1m	0.53
Ch1w	4.88
Ch1y	-12.68
Ch20y	-10.32
Ch3m	-9.33
Ch3y	18.85
Ch5y	13.15
Ch6m	-10.55
Change	-0.06%
Change From Open	0.64
Close	17.22
Days Gap	-0.7
Dollar Volume	1,801,628.9
Earnings Date	2026-04-30
Earnings Time	bmo
EBIT	$107.6M
EBITDA	$111.2M
EPS	$2.38
F Score	5
FCF	$88.4M
FCF EV Yield	12.58x
FCF Per Share	$2.41
Financing CF	17,720,072
Fiscal Year End	December
Founded	1,986
Goodwill	5,625,354
Graham Number	30.29816
Graham Upside	57.07
Income Tax	$20.1M
Investing CF	-96,234,091
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-30
Last Report Date	2025-09-30
Last Split Date	2006-04-27
Last Split Type	Forward
Last10k Filing Date	2026-03-06
Lynch Fair Value	$24.89
Lynch Upside	29.04
Ma150	18.62
Ma150ch	-7.56%
Ma20	17.26
Ma20ch	-0.31%
Net CF	9,920,702
Next Earnings Date	2026-07-23
Open	17.1
Optionable	Yes
P FCF Ratio	7.99
P OCF Ratio	7.99
Payment Date	2026-02-17
Position In Range	89.74
Ppne	2,366,252
Price Date	2026-05-08
Price EBITDA	$6.35
Ptbv Ratio	1.14
Relative Volume	0.97x
Revenue	987,826,105x
Tax By Revenue	2.04x
Tax Rate	18.95%
Tr20y	86.28%
Tr6m	-8.64%
Us State	Pennsylvania
Volume	104,685

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

DGICA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.2%

$0.73 annual per share

Payout ratio

+30.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+4.0%

25 consecutive years of growth

Total shareholder yield

-4.0%

Next ex-dividend date: 2026-02-03

Performance

DGICA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns DGICA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+37.2%

Float: +47.6% of shares outstanding

Insider ownership

+1.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

DGICA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.2

Neutral momentum band

Price vs 200-day MA

-7.0%

50/200-day relationship not available

Beta (5Y)

0.02

Less volatile than the market

Sharpe ratio

-0.43

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

DGICA vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Ridurre
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Ridurre
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Ridurre

Questions

About DGICA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current DGICA stock rating?

Donegal Group Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full DGICA analysis?

The full report lives at /stocks/DGICA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for DGICA?

The latest report frames DGICA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the DGICA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.