Financials / Asset ManagementUpdated 2026-05-10 22:07 UTC

EARN stock hub

Ellington Credit Company has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

185.3M

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

EARN

In the news

Latest news · EARN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5

P25 8.8P50 10.4P75 13.1

Trailing P/En/a

P25 10.9P50 14.7P75 36.2

ROE-2.8

P25 4.9P50 10.4P75 15

ROIC3.5

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EARN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

201

Groups with data

Currency

USD

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001560672
Company name	Ellington Credit Company
Country	United States
Country code	US
Cusip	288578107
Enterprise value	$685.9M
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Asset Management
IPO Date	2013-05-01
Isin	US2885781078
Last refreshed	2026-05-10
Market cap	$185.3M
Market cap category	Micro-Cap
Price	$4.93
Price currency	USD
Sector	Financials
Sic	6798
Symbol	EARN
Website	https://www.ellingtoncredit.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-2.83%
EV Sales Forward	12.92x
EV/Sales	19.11x
Forward P/E	4.95x
P/B ratio	0.81x
P/S ratio	5.16x
PE Ratio10 Y	167.27x
PE Ratio5 Y	21.61x
PS Forward	3.49x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Gross Profit	$35.9M
Net Income	$-5.2M
Net Income Growth Years	2%
Pretax Margin	-14.05%
Profit Margin	-14.61%
Profitable Years	2
ROA	-0.6
Roa5y	-0.01
ROE	-2.82
Roe5y	-1.33
ROIC	3.47
Roic5y	2.38

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	3.75%
Cagr1y	9.35%
Cagr3y	4.62%
Cagr5y	-3.48%
Div CAGR10	-5.83%
Div CAGR3	0%
Div CAGR5	-3.38%
EPS Growth Years	0
OCF Growth10 Y	1.99%
OCF Growth3 Y	-11.43%
OCF Growth5 Y	1.27%
Revenue Growth	43.3x
Revenue Growth Q	-60.97x
Revenue Growth Quarters	5x
Revenue Growth Years	1x
Revenue Growth3 Y	-3.79x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.04
Assets	$783.6M
Cash	$17.9M
Debt	$518.5M
Debt Equity	$2.27
Equity	$228.5M
Liabilities	$555.1M
Net Cash	$-500.6M
Net Cash By Market Cap	$-270
Net Debt Equity	$2.19
Tangible Book Value	$228.5M
Tangible Book Value Per Share	$6.08
WACC	2.96

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.05
Quick ratio	0.05
Working Capital	$-526.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-67.58%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.96
Dividend Years	14
Dividend Yield	19.47%
Ex Div Date	2026-05-29
Last Dividend	$0.08
Payout Frequency	Monthly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	44.51%
1Y total return	9.34%
200-day SMA	5.22
3Y total return	14.52%
50-day SMA	4.63
50-day SMA vs 200-day SMA	50under200
5Y total return	-16.21%
All Time High	19.85
All Time High Change	-75.16%
All Time High Date	2013-05-24
All Time Low	2.7
All Time Low Change	82.59%
All Time Low Date	2020-03-18
ATR	0.1
Beta	1.27
Beta1y	0.83
Beta2y	0.94
Ch YTD	-6.45
High	4.94
High52	6.08
High52 Date	2025-07-18
High52ch	-18.91%
Low	4.88
Low52	4.27
Low52 Date	2026-03-23
Low52ch	15.46%
Ma50ch	6.57%
Premarket Change Percent	1.24
Premarket Price	$4.91
Price vs 200-day SMA	-5.59%
RSI	65.54
RSI Monthly	39
RSI Weekly	47.33
Sharpe ratio	0.34x
Sortino ratio	0.71
Total Return	-48.11%
Tr YTD	-0.11
Tr1m	11.46%
Tr1w	3.14%
Tr3m	-1.51%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	2
Analyst Ratings	Buy
Earnings EPS Estimate	$0.24
Earnings EPS Estimate Growth	-11.11
Earnings Revenue Estimate	11,931,600x
Earnings Revenue Estimate Growth	94.26x
Operating Income	$26.2M
Operating Income Growth	36.28
Operating Income Growth Q	-71.05
Operating Income Growth3 Y	-8.99
Operating margin	72.87
Price target	$5.38
Price Target Change	$9.13

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	37,063,172%
Float Percent	98.62%
Net Borrowing	-165,883,000
Shares Insiders	1.38%
Shares Institutions	9.68%
Shares Out	37,583,447
Short Float	2.5%
Short Ratio	2.31
Short Shares	2.46

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	425,850.4x
Bv Per Share	6.08
Ch10y	-60.84
Ch1m	9.56
Ch1w	3.14
Ch1y	-8.7
Ch3m	-6.45
Ch3y	-28.86
Ch5y	-59.32
Ch6m	-6.45
Change	1.65%
Change From Open	0.61
Close	4.85
Days Gap	1.03
Dollar Volume	1,250,223.4
Earnings Date	2026-05-19
Earnings Time	amc
EPS	$-0.19
F Score	3
Financing CF	-73,252,000
Fiscal Year End	March
Founded	2,012
Income Tax	$201,000
Investing CF	48,657,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-03-04
Last Report Date	2025-12-31
Last Split Type	Never
Last10k Filing Date	2025-06-23
Ma150	5.06
Ma150ch	-2.61%
Ma20	4.71
Ma20ch	4.65%
Net CF	-5,067,000
Next Earnings Date	2026-05-19
Open	4.9
Optionable	Yes
P OCF Ratio	9.49
Payment Date	2026-06-30
Position In Range	83.33
Post Close	4.93
Postmarket Change Percent	-0.59
Postmarket Price	$4.9
Pre Close	4.85
Price Date	2026-05-08
Ptbv Ratio	0.81
Relative Volume	0.6x
Revenue	35,893,000x
SBC By Revenue	1.6x
Share Based Comp	573,000
Tax By Revenue	0.56x
Tr6m	2.91%
Us State	Connecticut
Volume	253,595

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

EARN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+19.5%

$0.96 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-3.4%

0 consecutive years of growth

Total shareholder yield

-48.1%

Next ex-dividend date: 2026-05-29

Performance

EARN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EARN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+9.7%

Float: +98.6% of shares outstanding

Insider ownership

+1.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

EARN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

65.5

Neutral momentum band

Price vs 200-day MA

-5.6%

50/200-day relationship not available

Beta (5Y)

1.27

More volatile than the market

Sharpe ratio

0.34

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

EARN vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Ridurre
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Ridurre
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Ridurre

Questions

About EARN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current EARN stock rating?

Ellington Credit Company is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full EARN analysis?

The full report lives at /stocks/EARN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for EARN?

The latest report frames EARN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the EARN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.