Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

FRAF stock hub

Franklin Financial Services Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

262.8M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

FRAF

In the news

Latest news · FRAF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.8

P25 8.8P50 10.4P75 13.1

Trailing P/E11

P25 10.9P50 14.7P75 36.2

ROE14.5

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRAF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

208

Groups with data

Currency

USD

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000723646
Company name	Franklin Financial Services Corporation
Country	United States
Country code	US
Cusip	353525108
Employees	306
Employees Change	8%
Employees Change Percent	2.68
Enterprise value	$262.2M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US3535251082
Last refreshed	2026-05-10
Market cap	$262.8M
Market cap category	Micro-Cap
Price	$58.5
Price currency	USD
Rev Per Employee	294,751.63x
Sector	Financials
Sic	6022
Symbol	FRAF
Website	https://www.franklinfin.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.11%
EV Earnings	10.95x
EV Sales Forward	2.62x
EV/Sales	2.91x
Forward P/E	9.78x
P/B ratio	1.47x
P/E ratio	10.96x
P/S ratio	2.91x
PE Ratio10 Y	13.95x
PE Ratio3 Y	10.3x
PE Ratio5 Y	9.55x
PEG ratio	0.43x
PS Forward	2.62x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$90.2M
Net Income	$23.9M
Net Income Growth	105.33%
Net Income Growth Q	69.23%
Net Income Growth Quarters	4%
Net Income Growth Years	1%
Net Income Growth3 Y	16.3%
Net Income Growth5 Y	8.51%
Pretax Margin	33%
Profit Margin	26.54%
Profit Per Employee	$78,239
Profitable Years	33
ROA	1.05
Roa5y	0.86
ROE	14.5
Roe5y	11.26

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.55%
Cagr15y	12.32%
Cagr1y	56.22%
Cagr20y	8.75%
Cagr3y	37.32%
Cagr5y	18.85%
Div CAGR10	5.48%
Div CAGR3	1.29%
Div CAGR5	1.91%
EPS Growth	103.6
EPS Growth Q	68.18
EPS Growth Quarters	4
EPS Growth Years	1
EPS Growth3 Y	15.76
EPS Growth5 Y	8.01
Revenue Growth	26.48x
Revenue Growth Q	22.03x
Revenue Growth Quarters	4x
Revenue Growth Years	2x
Revenue Growth3 Y	10.4x
Revenue Growth5 Y	9.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$2.3B
Cash	$211.5M
Debt	$210.9M
Equity	$178.7M
Liabilities	$2.1B
Net Cash	$677,000
Net Cash By Market Cap	$0.26
Net Debt Equity	$-0
Tangible Book Value	$178.7M
Tangible Book Value Per Share	$39.78
WACC	2.33

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-1.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.19%
Dividend Growth	3.1%
Dividend Growth Years	1%
Dividend per share	$1.36
Dividend Years	43
Dividend Yield	2.32%
Ex Div Date	2026-05-01
Last Dividend	$0.34
Payout Frequency	Quarterly
Payout Ratio	24.91%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	256.4%
1Y total return	56.17%
200-day SMA	49.39
3Y total return	159%
50-day SMA	53.45
50-day SMA vs 200-day SMA	50over200
5Y total return	137.08%
All Time High	60
All Time High Change	-2.5%
All Time High Date	2026-04-21
All Time Low	5.74
All Time Low Change	919.16%
All Time Low Date	1991-01-24
ATR	1.79
Beta	-0.01
Beta1y	0.71
Beta2y	0.38
Ch YTD	16.53
High	58.79
High52	60
High52 Date	2026-04-21
High52ch	-2.5%
Low	57.25
Low52	33.44
Low52 Date	2025-06-20
Low52ch	74.94%
Ma50ch	9.44%
Price vs 200-day SMA	18.45%
RSI	60.91
RSI Monthly	72.04
RSI Weekly	63.88
Sharpe ratio	1.53x
Sortino ratio	2.62
Total Return	1.14%
Tr YTD	18.07
Tr15y	471.53%
Tr1m	8.77%
Tr1w	2.38%
Tr3m	22.46%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Earnings EPS Estimate	$1.34
Earnings EPS Estimate Growth	52.27
Earnings Revenue Estimate	23,300,000x
Earnings Revenue Estimate Growth	15.53x
Operating Income	$31.7M
Operating margin	35.12

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4,178,791%
Float Percent	93.01%
Shares Insiders	6.99%
Shares Institutions	35.38%
Shares Out	4,493,000
Shares Qo Q	0.14%
Shares Yo Y	1.19%
Short Float	1.65%
Short Ratio	2.1
Short Shares	1.54

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	34,972.65x
Bv Per Share	39.78
Ch10y	148.9
Ch15y	221.4
Ch1m	8.11
Ch1w	2.38
Ch1y	51.79
Ch20y	131.7
Ch3m	21.72
Ch3y	132.9
Ch5y	96.57
Ch6m	27.01
Change	1.62%
Change From Open	1.79
Close	57.57
Days Gap	-0.17
Dollar Volume	2,605,014.4
Earnings Date	2026-04-23
Earnings Time	amc
EPS	$5.34
F Score	2
Fiscal Year End	December
Founded	1,906
Graham Number	69.12599
Graham Upside	18.16
Income Tax	$5.8M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2004-06-29
Last Split Type	Forward
Last10k Filing Date	2026-03-13
Lynch Fair Value	$45.45
Lynch Upside	-22.3
Ma150	50.97
Ma150ch	14.78%
Ma20	57
Ma20ch	2.64%
Next Earnings Date	2026-07-21
Open	57.47
Optionable	No
Payment Date	2026-05-27
Position In Range	81.17
Post Close	58.5
Postmarket Change Percent	0.19
Postmarket Price	$58.61
Price Date	2026-05-08
Ptbv Ratio	1.47
Relative Volume	1.27x
Revenue	90,194,000x
Tax By Revenue	6.45x
Tax Rate	19.56%
Tr20y	435.09%
Tr6m	28.68%
Us State	Pennsylvania
Volume	44,530.2

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRAF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.3%

$1.36 annual per share

Payout ratio

+24.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.9%

1 consecutive years of growth

Total shareholder yield

+1.1%

Next ex-dividend date: 2026-05-01

Performance

FRAF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRAF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+35.4%

Float: +93.0% of shares outstanding

Insider ownership

+7.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRAF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

60.9

Neutral momentum band

Price vs 200-day MA

+18.5%

50/200-day relationship not available

Beta (5Y)

-0.01

Less volatile than the market

Sharpe ratio

1.53

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

FRAF vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Ridurre
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Ridurre
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Ridurre

Questions

About FRAF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current FRAF stock rating?

Franklin Financial Services Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full FRAF analysis?

The full report lives at /stocks/FRAF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for FRAF?

The latest report frames FRAF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the FRAF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.