Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OFG stock hub

OFG Bancorp has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.9B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

OFG

In the news

Latest news · OFG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.1

P25 8.8P50 10.4P75 13.1

Trailing P/E9.5

P25 10.9P50 14.7P75 36.2

ROE16

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OFG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

214

Groups with data

Currency

USD

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001030469
Company name	OFG Bancorp
Country	United States
Country code	US
Cusip	67103X102
Employees	2,181
Employees Change	-42%
Employees Change Percent	-1.89
Enterprise value	$1.9B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	PR67103X1020
Last refreshed	2026-05-10
Market cap	$1.9B
Market cap category	Small-Cap
Price	$46
Price currency	USD
Rev Per Employee	290,933.98x
Sector	Financials
Sic	6022
Symbol	OFG
Website	https://www.ofgbancorp.com/Overview/default.aspx

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.98%
EV Earnings	8.84x
EV Sales Forward	2.78x
EV/Sales	2.97x
Forward P/E	10.09x
P/B ratio	1.42x
P/E ratio	9.5x
P/S ratio	3.06x
PE Ratio10 Y	11.88x
PE Ratio3 Y	9.1x
PE Ratio5 Y	8.84x
PS Forward	2.87x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$634.5M
Net Income	$213.5M
Net Income Growth	10.01%
Net Income Growth Q	18.36%
Net Income Growth Quarters	3%
Net Income Growth Years	6%
Net Income Growth3 Y	6.86%
Net Income Growth5 Y	17.15%
Pretax Margin	38.37%
Profit Margin	33.64%
Profit Per Employee	$97,876
Profitable Years	10
ROA	1.8
Roa5y	1.67
ROE	16.04
Roe5y	15.46

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	21.57%
Cagr15y	11.79%
Cagr1y	16.13%
Cagr20y	9.12%
Cagr3y	27.22%
Cagr5y	16.52%
Div CAGR10	16.59%
Div CAGR3	15.67%
Div CAGR5	34.08%
EPS Growth	15.79
EPS Growth Q	26
EPS Growth Quarters	3
EPS Growth Years	6
EPS Growth3 Y	9.95
EPS Growth5 Y	20.85
Revenue Growth	1.85x
Revenue Growth Q	6.93x
Revenue Growth Years	0x
Revenue Growth3 Y	1.34x
Revenue Growth5 Y	6.36x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$12B
Cash	$636.5M
Debt	$578.8M
Equity	$1.4B
Liabilities	$10.7B
Net Cash	$57.8M
Net Cash By Market Cap	$2.97
Net Cash Growth	-86.69%
Net Debt Equity	$-0.04
Tangible Book Value	$1.3B
Tangible Book Value Per Share	$30.14
WACC	6.38

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-9.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5%
Dividend Growth	18.18%
Dividend Growth Years	5%
Dividend per share	$1.4
Dividend Years	35
Dividend Yield	3.04%
Ex Div Date	2026-06-30
Last Dividend	$0.35
Payout Frequency	Quarterly
Payout Ratio	26.85%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	604.8%
1Y total return	16.12%
200-day SMA	41.87
3Y total return	105.94%
50-day SMA	42.01
50-day SMA vs 200-day SMA	50over200
5Y total return	114.8%
All Time High	47.66
All Time High Change	-3.48%
All Time High Date	2024-11-25
All Time Low	0.87
All Time Low Change	5,186.75%
All Time Low Date	2009-03-06
ATR	1.01
Beta	0.73
Beta1y	0.38
Beta2y	0.75
Ch YTD	12.25
High	46.26
High52	46.85
High52 Date	2026-04-22
High52ch	-1.81%
Low	45.71
Low52	35.71
Low52 Date	2026-01-23
Low52ch	28.82%
Ma50ch	9.5%
Price vs 200-day SMA	9.87%
RSI	63.82
RSI Monthly	62.52
RSI Weekly	63.85
Sharpe ratio	0.56x
Sortino ratio	0.99
Total Return	8.04%
Tr YTD	13.24
Tr15y	431.95%
Tr1m	10.29%
Tr1w	0.57%
Tr3m	13.36%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	5
Analyst Count Top	3
Analyst Price Target Top	$45.33
Analyst Ratings	Hold
Analyst Ratings Top	Buy
Earnings EPS Estimate	$1
Earnings EPS Estimate Growth	0
Earnings Revenue Estimate	176,786,200x
Earnings Revenue Estimate Growth	-0.85x
Operating Income	$254.7M
Operating margin	40.14
Price target	$45.8
Price Target Change	$-0.43
Price Target Change Top	$-1.46

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	41,786,592%
Float Percent	98.89%
Shares Insiders	1.06%
Shares Institutions	99.86%
Shares Out	42,257,000
Shares Qo Q	-2.15%
Shares Yo Y	-5%
Short Float	2.56%
Short Ratio	3.1
Short Shares	2.54

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	281,406.75x
Bv Per Share	32.35
Ch10y	458.9
Ch15y	277.4
Ch1m	10.29
Ch1w	0.57
Ch1y	12.69
Ch20y	245.9
Ch3m	12.36
Ch3y	89.22
Ch5y	88.14
Ch6m	13.44
Change	0.83%
Change From Open	0.37
Close	45.62
Days Gap	0.46
Dollar Volume	12,478,512
Earnings Date	2026-04-21
Earnings Time	bmo
EPS	$4.84
F Score	2
Fiscal Year End	December
Founded	1,964
Goodwill	84,241,000
Graham Number	59.36089
Graham Upside	29.05
Income Tax	$30M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Last Split Date	2004-12-29
Last Split Type	Forward
Last10k Filing Date	2026-02-25
Lynch Fair Value	$83.01
Lynch Upside	80.46
Ma150	41.29
Ma150ch	11.4%
Ma20	44.71
Ma20ch	2.89%
Next Earnings Date	2026-07-16
Open	45.83
Optionable	Yes
Payment Date	2026-07-15
Position In Range	52.73
Ppne	113,006,000
Price Date	2026-05-08
Ptbv Ratio	1.53
Relative Volume	0.96x
Revenue	634,527,000x
Tax By Revenue	4.73x
Tax Rate	12.32%
Tr20y	472.7%
Tr6m	15.29%
Us State	PR
Volume	271,272

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OFG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.0%

$1.40 annual per share

Payout ratio

+26.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+34.1%

5 consecutive years of growth

Total shareholder yield

+8.0%

Next ex-dividend date: 2026-06-30

Performance

OFG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OFG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+99.9%

Float: +98.9% of shares outstanding

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

OFG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

63.8

Neutral momentum band

Price vs 200-day MA

+9.9%

50/200-day relationship not available

Beta (5Y)

0.73

Less volatile than the market

Sharpe ratio

0.56

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

OFG vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Ridurre
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Ridurre
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Ridurre

Questions

About OFG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current OFG stock rating?

OFG Bancorp is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full OFG analysis?

The full report lives at /stocks/OFG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for OFG?

The latest report frames OFG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the OFG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.