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Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SFST stock hub

Southern First Bancshares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
532.3M
NASDAQ
Market data

Live price

Current market quote for this ticker.

Current price
SFST
In the news

Latest news · SFST

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.4
P25 8.8P50 10.4P75 13.1
Trailing P/E13.2
P25 10.9P50 14.7P75 36.2
ROE9.8
P25 4.9P50 10.4P75 15
ROICn/a
P25 -1.3P50 6.6P75 12.7
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All SFST market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
229
Groups with data
11
Currency
USD
Showing 229 of 229 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

25
MetricValue
Cik
0001090009
Company name
Southern First Bancshares, Inc.
Country
United States
Country code
US
Cusip
842873101
Employees
315
Employees Change
18%
Employees Change Percent
6.06
Enterprise value
$481.7M
Exchange
NASDAQ
Financial currency
USD
First seen
2026-05-09
Industry
Banks - Regional
IPO Date
1999-10-28
Isin
US8428731017
Last refreshed
2026-05-10
Market cap
$532.3M
Market cap category
Small-Cap
Price
$56.3
Price currency
USD
Rev Per Employee
386,955.56x
Sector
Financials
Sic
6021
Symbol
SFST
Website
https://www.southernfirst.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

14
MetricValue
Earnings Yield
6.57%
EV Earnings
13.77x
EV Sales Forward
3.67x
EV/FCF
14.63x
EV/Sales
3.95x
FCF yield
6.19%
Forward P/E
10.39x
P/B ratio
1.22x
P/E ratio
13.22x
P/S ratio
4.37x
PE Ratio10 Y
14.29x
PE Ratio3 Y
16.21x
PE Ratio5 Y
13.87x
PS Forward
4.06x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

17
MetricValue
FCF margin
27.01%
Gross Profit
$121.9M
Net Income
$35M
Net Income Growth
91.46%
Net Income Growth Q
87.75%
Net Income Growth Quarters
8%
Net Income Growth Years
2%
Net Income Growth3 Y
13.63%
Net Income Growth5 Y
6.23%
Pretax Margin
37.06%
Profit Margin
28.7%
Profit Per Employee
$111,070
Profitable Years
15
ROA
0.79
Roa5y
0.81
ROE
9.76
Roe5y
9.31

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

27
MetricValue
Cagr10y
8.19%
Cagr15y
15.56%
Cagr1y
56.05%
Cagr20y
6.77%
Cagr3y
36.52%
Cagr5y
1.1%
EPS Growth
89.25
EPS Growth Q
83.08
EPS Growth Quarters
8
EPS Growth Years
2
EPS Growth3 Y
12.92
EPS Growth5 Y
5.27
FCF Growth
-7.03%
FCF Growth Q
41.02%
FCF Growth3 Y
-2.4%
FCF Growth5 Y
4.85%
OCF Growth
-6.7%
OCF Growth Q
42.09%
OCF Growth10 Y
7.45%
OCF Growth3 Y
-8.33%
OCF Growth5 Y
-0.64%
Revenue Growth
25.02x
Revenue Growth Q
26.22x
Revenue Growth Quarters
9x
Revenue Growth Years
2x
Revenue Growth3 Y
8.02x
Revenue Growth5 Y
6.48x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

14
MetricValue
Assets
$4.6B
Cash
$343.2M
Debt
$292.6M
Debt FCF
$8.89
Equity
$379.4M
Liabilities
$4.2B
Net Cash
$50.6M
Net Cash By Market Cap
$9.51
Net Cash Growth
183.94%
Net Debt Equity
$-0.13
Net Debt FCF
$-1.54
Tangible Book Value
$379.4M
Tangible Book Value Per Share
$46
WACC
5.17

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
$-3.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

2
MetricValue
Buyback Yield
-1.19%
Dividend Yield
0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

39
MetricValue
10Y total return
119.75%
1Y total return
56%
200-day SMA
50.34
3Y total return
154.52%
50-day SMA
55.21
50-day SMA vs 200-day SMA
50over200
5Y total return
5.63%
All Time High
65.59
All Time High Change
-14.16%
All Time High Date
2021-11-23
All Time Low
3.19
All Time Low Change
1,666.55%
All Time Low Date
2000-03-28
ATR
1.86
Beta
0.68
Beta1y
0.82
Beta2y
0.93
Ch YTD
9.28
High
57.2
High52
62
High52 Date
2026-02-26
High52ch
-9.19%
Low
56.07
Low52
34.51
Low52 Date
2025-06-05
Low52ch
63.14%
Ma50ch
1.97%
Price vs 200-day SMA
11.85%
RSI
49.58
RSI Monthly
69.09
RSI Weekly
57.4
Sharpe ratio
1.4x
Sortino ratio
2.36
Total Return
-1.19%
Tr YTD
9.28
Tr15y
775.62%
Tr1m
0.34%
Tr1w
-0.9%
Tr3m
-5.22%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

14
MetricValue
Analyst Count
1
Analyst Count Top
1
Analyst Price Target Top
$64
Analyst Ratings
Buy
Analyst Ratings Top
Buy
Earnings EPS Estimate
$1.22
Earnings EPS Estimate Growth
87.69
Earnings Revenue Estimate
32,836,000x
Earnings Revenue Estimate Growth
40.43x
Operating Income
$48.9M
Operating margin
40.15
Price target
$64
Price Target Change
$13.68
Price Target Change Top
$13.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

10
MetricValue
Float
7,554,183%
Float Percent
79.89%
Shares Insiders
5.37%
Shares Institutions
56.23%
Shares Out
9,455,165
Shares Qo Q
2.09%
Shares Yo Y
1.19%
Short Float
1.54%
Short Ratio
1.03
Short Shares
1.23

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

66
MetricValue
Adjusted FCF
$30.6M
Average Volume
162,276.65x
Bv Per Share
46
CAPEX
$-720,000
Ch10y
119.8
Ch15y
775.6
Ch1m
0.34
Ch1w
-0.9
Ch1y
56
Ch20y
270.5
Ch3m
-5.22
Ch3y
154.5
Ch5y
5.63
Ch6m
20.76
Change
-0.97%
Change From Open
-0.79
Close
56.85
Days Gap
-0.18
Dollar Volume
3,225,652.2
Earnings Date
2026-04-21
Earnings Time
bmo
EPS
$4.26
F Score
3
FCF
$32.9M
FCF EV Yield
6.84x
FCF Per Share
$3.48
Financing CF
254,888,000
Fiscal Year End
December
Founded
1,999
Graham Number
66.39886
Graham Upside
17.94
Income Tax
$10.2M
Investing CF
-250,817,000
Is Primary Listing
1
Is Spac
No
Last Earnings Date
2026-04-21
Last Report Date
2026-03-31
Last Split Date
2013-01-30
Last Split Type
Forward
Last10k Filing Date
2026-02-24
Lynch Fair Value
$26.54
Lynch Upside
-52.86
Ma150
52.59
Ma150ch
7.06%
Ma20
56.85
Ma20ch
-0.97%
Net CF
37,719,000
Next Earnings Date
2026-07-21
Open
56.75
Optionable
Yes
P FCF Ratio
16.17
P OCF Ratio
15.82
Position In Range
20.35
Ppne
88,580,000
Price Date
2026-05-08
Ptbv Ratio
1.4
Relative Volume
0.35x
Revenue
121,891,000x
SBC By Revenue
1.93x
Share Based Comp
2,358,000
Tax By Revenue
8.36x
Tax Rate
22.56%
Tr20y
270.47%
Tr6m
20.76%
Us State
South Carolina
Volume
57,294
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

Does SFST pay a dividend?

Capital-return profile for this ticker.

Performance

SFST stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+56.0%
S&P 500 1Y: n/a
3Y total return
+154.5%
S&P 500 3Y: n/a
5Y total return
+5.6%
S&P 500 5Y: n/a
10Y total return
+119.8%
S&P 500 10Y: n/a
Ownership

Who owns SFST?

Insider, institutional, and short-interest positioning.

Institutional ownership
+56.2%
Float: +79.9% of shares outstanding
Insider ownership
+5.4%
Stake held by company insiders. Higher generally signals alignment.
Short interest
+1.5%
1.0 days to cover
Y/Y dilution
+1.2%
Negative means the company is buying back shares.
Technical

SFST momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
49.6
Neutral momentum band
Price vs 200-day MA
+11.8%
50/200-day relationship not available
Beta (5Y)
0.68
Less volatile than the market
Sharpe ratio
1.40
Risk-adjusted return — higher is better; >1.0 is solid.
Peers

SFST vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

TickerNameMarket capP/EP/SROIC5Y rev CAGR1Y total returnRating
AXPAmerican Express Company215.6B19.7x3.1x11.5%+15.5%+15.6%Ridurre
BACBank of America Corporation364.1B12.7x3.3x—+6.3%+28.2%Ridurre
BKThe Bank of New York Mellon Corporation89.6B16.2x4.3x—+6.0%+58.4%Ridurre
Questions

About SFST

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SFST stock rating?

Southern First Bancshares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SFST analysis?

The full report lives at /stocks/SFST/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SFST?

The latest report frames SFST around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SFST page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.