Sector pending / Insurance CarriersUpdated 2026-05-10 22:07 UTC

FRA/1AM stock hub

FRA/1AM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.8B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/1AM

In the news

Latest news · FRA/1AM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.6

P25 n/aP50 n/aP75 n/a

Trailing P/E17.5

P25 n/aP50 n/aP75 n/a

ROE9.8

P25 n/aP50 n/aP75 n/a

ROIC12.5

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/1AM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

201

Groups with data

Currency

DKK

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Denmark
Country code	DE
Employees	2,082
Employees Change	-111%
Employees Change Percent	-4.71
Enterprise value	EUR 3B
Exchange	Frankfurt Stock Exchange
Financial currency	DKK
First seen	2026-05-10
Industry	Insurance Carriers
Last refreshed	2026-05-10
Market cap	EUR 2.8B
Price	EUR 1.89
Price currency	EUR
Rev Per Employee	885,173.26x
Sic	6300
Symbol	fra/1AM
Website	https://www.almbrand.dk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.73%
EV Earnings	18.36x
EV/EBIT	9.45x
EV/EBITDA	7.86x
EV/FCF	12.62x
EV/Sales	1.61x
FCF yield	8.34%
Forward P/E	14.65x
P/B ratio	1.7x
P/E ratio	17.46x
P/S ratio	1.53x
PE Ratio10 Y	26.02x
PE Ratio3 Y	27.43x
PE Ratio5 Y	36.16x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.05%
EBITDA Margin	20.47%
FCF margin	12.76%
Gross margin	33.73%
Gross Profit	EUR 621.6M
Net Income	EUR 161.6M
Net Income Growth	33.41%
Net Income Growth Q	-35.45%
Net Income Growth3 Y	130.22%
Net Income Growth5 Y	11.63%
Pretax Margin	12.07%
Profit Margin	8.93%
Profit Per Employee	EUR 77,631
ROA	4.35
Roa5y	2.39
ROCE	7.04
ROE	9.76
Roe5y	4.48
ROIC	12.54
Roic5y	6.58

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-3.2%
Cagr3y	11.18%
Cagr5y	1.03%
Div CAGR3	29.93%
Div CAGR5	-46.51%
EPS Growth	43.21
EPS Growth Q	-29.88
EPS Growth3 Y	136.5
EPS Growth5 Y	-28.34
FCF Growth	2,275.68%
FCF Growth Q	68.46%
FCF Growth3 Y	48.67%
FCF Growth5 Y	7.14%
OCF Growth	1,042.5%
OCF Growth Q	70.09%
OCF Growth10 Y	5.21%
OCF Growth3 Y	51.66%
OCF Growth5 Y	7.92%
Revenue Growth	3.32x
Revenue Growth Q	-7.66x
Revenue Growth3 Y	-1.12x
Revenue Growth5 Y	23.37x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.41
Assets	EUR 4.5B
Cash	EUR 23.3M
Debt	EUR 169.5M
Debt EBITDA	EUR 0.45
Debt Equity	EUR 0.1
Debt FCF	EUR 0.72
Equity	EUR 1.7B
Interest Coverage	14.58
Liabilities	EUR 2.8B
Net Cash	EUR -146.2M
Net Cash By Market Cap	EUR -5.18
Net Debt EBITDA	EUR 0.39
Net Debt Equity	EUR 0.09
Net Debt FCF	EUR 0.62
Tangible Book Value	EUR 439.9M
Tangible Book Value Per Share	EUR 0.28

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	5.54
Net Working Capital	EUR 76.8M
Quick ratio	1.5
Working Capital	EUR 82M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.37%
Dividend Growth	9.79%
Dividend Growth Years	2%
Dividend per share	EUR 0.09
Dividend Years	6
Dividend Yield	4.66%
Ex Div Date	2026-04-10
Last Dividend	EUR 0.09
Payout Frequency	Annual
Payout Ratio	72.2%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-3.2%
200-day SMA	2.24
3Y total return	37.44%
50-day SMA	2.01
50-day SMA vs 200-day SMA	50under200
5Y total return	5.24%
All Time High	10.96
All Time High Change	-82.72%
All Time High Date	2020-10-09
All Time Low	1.21
All Time Low Change	57.18%
All Time Low Date	2022-10-03
ATR	0.03
Ch YTD	-21.48
High	1.89
High52	2.49
High52 Date	2025-09-15
High52ch	-23.81%
Low	1.89
Low52	1.89
Low52 Date	2026-04-14
Low52ch	0.26%
Ma50ch	-5.54%
Price vs 200-day SMA	-15.3%
RSI	40.42
RSI Monthly	41.95
RSI Weekly	33.23
Sharpe ratio	-0.09x
Sortino ratio	0.1
Total Return	9.03%
Tr YTD	-17.81
Tr1m	-1.76%
Tr1w	-2.67%
Tr3m	-9.56%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 314.2M
Operating margin	17.05

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	745,587,071%
Net Borrowing	-58,176,687.6
Shares Insiders	0.05%
Shares Institutions	60.24%
Shares Qo Q	-0.78%
Shares Yo Y	-4.37%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 235.2M
Average Volume	136.35x
Bv Per Share	1.15
CAPEX	EUR -9.4M
Ch1m	-6.14
Ch1w	-2.67
Ch1y	-7.52
Ch3m	-13.59
Ch3y	19.72
Ch5y	-78.6
Ch6m	-18.22
Change	-2.77%
Change From Open	0
Close	1.95
Days Gap	-2.77
Earnings Date	2026-04-28
EBIT	EUR 314.2M
EBITDA	EUR 377.3M
EPS	EUR 0.11
F Score	6
FCF	EUR 235.2M
FCF EV Yield	7.92x
Financing CF	-274,419,261
Fiscal Year End	December
Founded	1,792
Graham Number	1.64908
Graham Upside	-12.93
Income Tax	EUR 57.8M
Investing CF	-18,731,690
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Lynch Fair Value	EUR 1.26
Lynch Upside	-33.41
Ma150	2.2
Ma150ch	-13.83%
Ma20	1.96
Ma20ch	-3.37%
Net CF	-48,568,597
Next Earnings Date	2026-07-16
Open	1.89
P FCF Ratio	12
P OCF Ratio	11.54
Payment Date	2026-04-14
Ppne	81,714,841.7
Price Date	2026-05-08
Price EBITDA	EUR 7.48
Ptbv Ratio	6.41
Relative Volume	1.31x
Revenue	1,842,930,718x
Tax By Revenue	3.14x
Tax Rate	25.99%
Tr6m	-14.4%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/1AM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.7%

$0.09 annual per share

Payout ratio

+72.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-46.5%

2 consecutive years of growth

Total shareholder yield

+9.0%

Next ex-dividend date: 2026-04-10

Performance

FRA/1AM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/1AM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+60.2%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-4.4%

Negative means the company is buying back shares.

Technical

FRA/1AM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

40.4

Neutral momentum band

Price vs 200-day MA

-15.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/1AM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/1AM stock rating?

fra/1AM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/1AM analysis?

The full report lives at /stocks/fra/1AM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/1AM?

The latest report frames fra/1AM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/1AM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.