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StockMarketAgent
Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/45D stock hub

FRA/45D has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
402M
Frankfurt Stock Exchange
Market data

Price

Recent price action with selectable time range.

FRA/45DFRA/45D
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In the news

Latest news · FRA/45D

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9
P25 n/aP50 n/aP75 n/a
Trailing P/E9.4
P25 n/aP50 n/aP75 n/a
ROE14.3
P25 n/aP50 n/aP75 n/a
ROICn/a
P25 n/aP50 n/aP75 n/a
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All FRA/45D market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
179
Groups with data
11
Currency
USD
Showing 179 of 179 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

17
MetricValue
Country
United States
Country code
DE
Employees
378
Employees Change
19%
Employees Change Percent
5.37
Exchange
Frankfurt Stock Exchange
Financial currency
USD
First seen
2026-05-10
Industry
Commercial Banks
Last refreshed
2026-05-10
Market cap
EUR 402M
Price
EUR 47
Price currency
EUR
Rev Per Employee
374,285.84x
Sic
6020
Symbol
fra/45D
Website
https://www.firstbusiness.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

9
MetricValue
Earnings Yield
10.69%
FCF yield
11.39%
Forward P/E
9.02x
P/B ratio
1.22x
P/E ratio
9.36x
P/S ratio
2.84x
PE Ratio10 Y
10.28x
PE Ratio3 Y
8.7x
PE Ratio5 Y
8.23x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

14
MetricValue
FCF margin
32.36%
Gross Profit
EUR 141.5M
Net Income
EUR 43M
Net Income Growth
10.27%
Net Income Growth Q
9.21%
Net Income Growth3 Y
8.14%
Net Income Growth5 Y
16.75%
Pretax Margin
37.62%
Profit Margin
31.48%
Profit Per Employee
EUR 113,660
ROA
1.24
Roa5y
1.29
ROE
14.34
Roe5y
15.01

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

22
MetricValue
Cagr1y
16.47%
Cagr3y
30.18%
Cagr5y
19.2%
Div CAGR3
9.92%
Div CAGR5
13.11%
EPS Growth
10.62
EPS Growth Q
9.02
EPS Growth3 Y
8.27
EPS Growth5 Y
17.44
FCF Growth
-12.3%
FCF Growth Q
-74.01%
FCF Growth3 Y
7.5%
FCF Growth5 Y
10.55%
OCF Growth
-11.09%
OCF Growth Q
-73%
OCF Growth10 Y
5.85%
OCF Growth3 Y
4.78%
OCF Growth5 Y
10.64%
Revenue Growth
9.58x
Revenue Growth Q
8.26x
Revenue Growth3 Y
6.35x
Revenue Growth5 Y
11.47x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

12
MetricValue
Assets
EUR 3.7B
Cash
EUR 62.2M
Debt
EUR 300.4M
Debt FCF
EUR 6.56
Equity
EUR 329.6M
Liabilities
EUR 3.4B
Net Cash
EUR -238.2M
Net Cash By Market Cap
EUR -59.24
Net Debt Equity
EUR 0.72
Net Debt FCF
EUR 5.2
Tangible Book Value
EUR 308.8M
Tangible Book Value Per Share
EUR 37.01

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
EUR -2.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

10
MetricValue
Buyback Yield
-0.27%
Dividend Growth
7.98%
Dividend Growth Years
7%
Dividend per share
EUR 1.08
Dividend Years
8
Dividend Yield
2.29%
Ex Div Date
2026-05-06
Last Dividend
EUR 0.29
Payout Frequency
Quarterly
Payout Ratio
21.46%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

34
MetricValue
1Y total return
16.46%
200-day SMA
45.45
3Y total return
120.64%
50-day SMA
47.18
50-day SMA vs 200-day SMA
50over200
5Y total return
140.6%
All Time High
51.5
All Time High Change
-8.74%
All Time High Date
2025-02-12
All Time Low
11.64
All Time Low Change
303.85%
All Time Low Date
2020-09-24
ATR
0.98
Ch YTD
1.29
High
47
High52
50.5
High52 Date
2026-04-10
High52ch
-6.93%
Low
47
Low52
39.6
Low52 Date
2025-08-11
Low52ch
18.69%
Ma50ch
-0.39%
Price vs 200-day SMA
3.42%
RSI
46.23
RSI Monthly
61.45
RSI Weekly
50.8
Sharpe ratio
0.47x
Sortino ratio
0.83
Total Return
2.02%
Tr YTD
2.52
Tr1m
-1.47%
Tr1w
-4.65%
Tr3m
-4.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
EUR 56.1M
Operating margin
39.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

7
MetricValue
Float
7,829,934%
Net Borrowing
14,297,487.3
Shares Insiders
6.36%
Shares Institutions
69.21%
Shares Qo Q
0.16%
Shares Yo Y
0.27%
Short Ratio
1.5

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

51
MetricValue
Adjusted FCF
EUR 43.4M
Average Volume
0.1x
Bv Per Share
38.26
CAPEX
EUR -563,745
Ch1m
-2.08
Ch1w
-5.24
Ch1y
12.98
Ch3m
-5.24
Ch3y
104.3
Ch5y
111.7
Ch6m
6.34
Change
0%
Change From Open
0
Close
47
Days Gap
0
Earnings Date
2026-04-23
EPS
EUR 5.26
F Score
4
FCF
EUR 45.8M
Financing CF
284,056,361
Fiscal Year End
December
Founded
1,909
Graham Number
65.99148
Graham Upside
40.41
Income Tax
EUR 8.7M
Investing CF
-359,457,689
Is Primary Listing
0
Last Earnings Date
2026-04-23
Last Report Date
2026-03-31
Lynch Fair Value
EUR 84.14
Lynch Upside
79.02
Ma150
46.27
Ma150ch
1.58%
Ma20
48.68
Ma20ch
-3.44%
Net CF
-29,047,612
Next Earnings Date
2026-07-24
Open
47
P FCF Ratio
8.78
P OCF Ratio
8.67
Payment Date
2026-05-20
Ppne
8,100,581
Price Date
2026-05-08
Ptbv Ratio
1.3
Relative Volume
20x
Revenue
141,480,047x
SBC By Revenue
1.71x
Share Based Comp
2,424,971
Tax By Revenue
6.15x
Tax Rate
16.34%
Tr6m
8.25%
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

FRA/45D dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield
+2.3%
$1.08 annual per share
Payout ratio
+21.5%
Share of earnings returned as dividends. Below 60% is generally sustainable.
5Y dividend CAGR
+13.1%
7 consecutive years of growth
Total shareholder yield
+2.0%
Next ex-dividend date: 2026-05-06
Performance

FRA/45D stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+16.5%
S&P 500 1Y: n/a
3Y total return
+120.6%
S&P 500 3Y: n/a
5Y total return
+140.6%
S&P 500 5Y: n/a
10Y total return
n/a
S&P 500 10Y: n/a
Ownership

Who owns FRA/45D?

Insider, institutional, and short-interest positioning.

Institutional ownership
+69.2%
Share of float held by funds and institutions
Insider ownership
+6.4%
Stake held by company insiders. Higher generally signals alignment.
Short interest
n/a
1.5 days to cover
Y/Y dilution
+0.3%
Negative means the company is buying back shares.
Technical

FRA/45D momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
46.2
Neutral momentum band
Price vs 200-day MA
+3.4%
50/200-day relationship not available
Beta (5Y)
n/a
Sensitivity to the broader market
Sharpe ratio
0.47
Risk-adjusted return — higher is better; >1.0 is solid.
Questions

About FRA/45D

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/45D stock rating?

fra/45D is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/45D analysis?

The full report lives at /stocks/fra/45D/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/45D?

The latest report frames fra/45D around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/45D page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.