Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/4FN stock hub

FRA/4FN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

26.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/4FN

In the news

Latest news · FRA/4FN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.3

P25 n/aP50 n/aP75 n/a

Trailing P/E9.3

P25 n/aP50 n/aP75 n/a

ROE23.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/4FN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

169

Groups with data

Currency

MXN

Showing 169 of 169 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Mexico
Country code	DE
Employees	35,176
Employees Change	-376%
Employees Change Percent	-1.23
Exchange	Frankfurt Stock Exchange
Financial currency	MXN
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 26.5B
Price	EUR 9.4
Price currency	EUR
Rev Per Employee	192,986.98x
Sic	6020
Symbol	fra/4FN
Website	https://www.banorte.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.72%
FCF yield	-8.04%
Forward P/E	8.34x
P/B ratio	2.08x
P/E ratio	9.33x
P/S ratio	3.9x
PE Ratio10 Y	10.02x
PE Ratio3 Y	8.2x
PE Ratio5 Y	8.94x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 6.8B
Net Income	EUR 2.8B
Net Income Growth	2.95%
Net Income Growth Q	1.11%
Net Income Growth3 Y	7.34%
Net Income Growth5 Y	14.52%
Pretax Margin	59.65%
Profit Margin	41.78%
Profit Per Employee	EUR 80,636
ROA	2.4
Roa5y	2.33
ROE	23.52
Roe5y	20.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.51%
Cagr15y	12.01%
Cagr1y	32.49%
Cagr3y	16.98%
Cagr5y	23.19%
Div CAGR10	33.43%
Div CAGR3	11.35%
Div CAGR5	43.16%
EPS Growth	5.37
EPS Growth3 Y	7.66
EPS Growth5 Y	14.89
Revenue Growth	7.67x
Revenue Growth Q	4.08x
Revenue Growth3 Y	9.12x
Revenue Growth5 Y	11.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 126.8B
Cash	EUR 5.3B
Debt	EUR 32.3B
Debt FCF	EUR -15.17
Equity	EUR 12.7B
Liabilities	EUR 114.1B
Net Cash	EUR -26.9B
Net Cash By Market Cap	EUR -102
Net Debt Equity	EUR 2.12
Tangible Book Value	EUR 10.7B
Tangible Book Value Per Share	EUR 3.46

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -77.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.3%
Dividend Growth	22.97%
Dividend Growth Years	1%
Dividend per share	EUR 0.78
Dividend Years	5
Dividend Yield	8.32%
Ex Div Date	2025-12-08
Last Dividend	EUR 0.33
Payout Frequency	Semi-Annual
Payout Ratio	80.99%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	255.07%
1Y total return	32.46%
200-day SMA	8.56
3Y total return	60.1%
50-day SMA	9.36
50-day SMA vs 200-day SMA	50over200
5Y total return	183.72%
All Time High	10.8
All Time High Change	-12.96%
All Time High Date	2024-02-23
All Time Low	0.63
All Time Low Change	1,384.99%
All Time Low Date	2009-03-10
ATR	0.24
Ch YTD	17.5
High	9.4
High52	10.1
High52 Date	2026-04-08
High52ch	-6.93%
Low	9.4
Low52	7
Low52 Date	2025-07-22
Low52ch	34.29%
Ma50ch	0.46%
Price vs 200-day SMA	9.86%
RSI	50.11
RSI Monthly	61.63
RSI Weekly	56.97
Sharpe ratio	0.71x
Sortino ratio	1.27
Total Return	10.62%
Tr YTD	17.5
Tr15y	447.76%
Tr1m	-1.05%
Tr1w	3.87%
Tr3m	-1.57%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 4B
Operating margin	58.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,775,074,702%
Net Borrowing	-38,700,223.2
Shares Institutions	39.74%
Shares Qo Q	9.65%
Shares Yo Y	-2.3%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -2.1B
Average Volume	263.1x
Bv Per Share	4.06
CAPEX	EUR -432.6M
Ch10y	99.79
Ch15y	193.7
Ch1m	-1.05
Ch1w	3.87
Ch1y	27.03
Ch3m	-1.57
Ch3y	20.51
Ch5y	91.84
Ch6m	16.05
Change	-3.59%
Change From Open	0
Close	9.75
Days Gap	-3.59
Earnings Date	2026-04-21
EPS	EUR 1
F Score	2
FCF	EUR -2.1B
Financing CF	-211,813,794
Fiscal Year End	December
Founded	1,899
Goodwill	1,358,077,668.4
Graham Number	10.12447
Graham Upside	7.71
Income Tax	EUR 1B
Investing CF	-333,557,699
Is Primary Listing	0
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Lynch Fair Value	EUR 14.63
Lynch Upside	55.66
Ma150	8.8
Ma150ch	6.82%
Ma20	9.43
Ma20ch	-0.32%
Net CF	-2,249,339,349
Next Earnings Date	2026-07-21
Open	9.4
Payment Date	2025-12-09
Ppne	1,956,789,281.7
Price Date	2026-05-08
Ptbv Ratio	2.47
Relative Volume	4.78x
Revenue	6,788,509,888x
Tax By Revenue	15.44x
Tax Rate	25.89%
Tr6m	21.01%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/4FN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.3%

$0.78 annual per share

Payout ratio

+81.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+43.2%

1 consecutive years of growth

Total shareholder yield

+10.6%

Next ex-dividend date: 2025-12-08

Performance

FRA/4FN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/4FN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+39.7%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.3%

Negative means the company is buying back shares.

Technical

FRA/4FN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.1

Neutral momentum band

Price vs 200-day MA

+9.9%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.71

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/4FN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/4FN stock rating?

fra/4FN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/4FN analysis?

The full report lives at /stocks/fra/4FN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/4FN?

The latest report frames fra/4FN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/4FN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.