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StockMarketAgent
Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/4S4 stock hub

FRA/4S4 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
660.9M
Frankfurt Stock Exchange
Market data

Price

Recent price action with selectable time range.

FRA/4S4FRA/4S4
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In the news

Latest news · FRA/4S4

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.6
P25 n/aP50 n/aP75 n/a
Trailing P/E12.5
P25 n/aP50 n/aP75 n/a
ROE12.8
P25 n/aP50 n/aP75 n/a
ROICn/a
P25 n/aP50 n/aP75 n/a
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All FRA/4S4 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
176
Groups with data
11
Currency
USD
Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

17
MetricValue
Country
United States
Country code
DE
Employees
603
Employees Change
3%
Employees Change Percent
0.5
Exchange
Frankfurt Stock Exchange
Financial currency
USD
First seen
2026-05-10
Industry
Commercial Banks
Last refreshed
2026-05-10
Market cap
EUR 660.9M
Price
EUR 34.2
Price currency
EUR
Rev Per Employee
320,097.16x
Sic
6020
Symbol
fra/4S4
Website
https://www.spfi.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

9
MetricValue
Earnings Yield
7.97%
FCF yield
8.09%
Forward P/E
10.56x
P/B ratio
1.51x
P/E ratio
12.55x
P/S ratio
3.6x
PE Ratio10 Y
8.99x
PE Ratio3 Y
9.57x
PE Ratio5 Y
8.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

14
MetricValue
FCF margin
29.12%
Gross Profit
EUR 183.7M
Net Income
EUR 52.7M
Net Income Growth
18.74%
Net Income Growth Q
18.31%
Net Income Growth3 Y
4.5%
Net Income Growth5 Y
2.59%
Pretax Margin
36.22%
Profit Margin
28.66%
Profit Per Employee
EUR 91,749
ROA
1.34
Roa5y
1.42
ROE
12.8
Roe5y
14.21

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

19
MetricValue
Cagr1y
17.49%
Cagr3y
28.29%
Div CAGR3
5.72%
EPS Growth
19.05
EPS Growth Q
18.06
EPS Growth3 Y
6.16
EPS Growth5 Y
4.15
FCF Growth
-0.99%
FCF Growth Q
-40.64%
FCF Growth3 Y
-5.73%
FCF Growth5 Y
53.59%
OCF Growth
1.88%
OCF Growth Q
-38.03%
OCF Growth3 Y
-4.82%
OCF Growth5 Y
48.17%
Revenue Growth
9.4x
Revenue Growth Q
10.58x
Revenue Growth3 Y
0.96x
Revenue Growth5 Y
0.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

13
MetricValue
Assets
EUR 4B
Cash
EUR 633.8M
Debt
EUR 52.6M
Debt FCF
EUR 0.98
Equity
EUR 437.9M
Liabilities
EUR 3.6B
Net Cash
EUR 581.2M
Net Cash By Market Cap
EUR 87.95
Net Cash Growth
52.97%
Net Debt Equity
EUR -1.33
Net Debt FCF
EUR -10.86
Tangible Book Value
EUR 420.3M
Tangible Book Value Per Share
EUR 25.72

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
EUR -2.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

10
MetricValue
Buyback Yield
0.51%
Dividend Growth
3.37%
Dividend Growth Years
5%
Dividend per share
EUR 0.56
Dividend Years
6
Dividend Yield
1.64%
Ex Div Date
2026-04-27
Last Dividend
EUR 0.15
Payout Frequency
Quarterly
Payout Ratio
17.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

33
MetricValue
1Y total return
17.48%
200-day SMA
33.9
3Y total return
111.18%
50-day SMA
35.47
50-day SMA vs 200-day SMA
50over200
All Time High
38.6
All Time High Change
-11.4%
All Time High Date
2024-11-12
All Time Low
17.1
All Time Low Change
100%
All Time Low Date
2023-05-05
ATR
0.59
Ch YTD
3.01
High
34.2
High52
38
High52 Date
2026-04-10
High52ch
-10%
Low
34.2
Low52
30
Low52 Date
2025-05-08
Low52ch
14%
Ma50ch
-3.58%
Price vs 200-day SMA
0.89%
RSI
42.03
RSI Monthly
56.4
RSI Weekly
48.9
Sharpe ratio
0.45x
Sortino ratio
0.87
Total Return
2.16%
Tr YTD
3.88
Tr1m
-4.62%
Tr1w
-1.16%
Tr3m
-3.55%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
EUR 66.5M
Operating margin
36.22

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

7
MetricValue
Float
15,261,251%
Net Borrowing
-42,398,100
Shares Insiders
12.3%
Shares Institutions
36.75%
Shares Qo Q
0.23%
Shares Yo Y
-0.51%
Short Ratio
2.07

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

51
MetricValue
Adjusted FCF
EUR 51.1M
Average Volume
10x
Bv Per Share
26.8
CAPEX
EUR -5.1M
Ch1m
-5
Ch1w
-1.16
Ch1y
15.54
Ch3m
-3.93
Ch3y
100
Ch6m
8.92
Change
0.59%
Change From Open
0
Close
34
Days Gap
0.59
Earnings Date
2026-04-28
EPS
EUR 3.1
F Score
4
FCF
EUR 53.5M
Financing CF
150,469,612
Fiscal Year End
December
Founded
1,941
Goodwill
16,378,386
Graham Number
37.27738
Graham Upside
9
Income Tax
EUR 13.9M
Investing CF
-48,011,126
Is Primary Listing
0
Last Earnings Date
2026-04-28
Last Report Date
2026-03-31
Lynch Fair Value
EUR 13.63
Lynch Upside
-60.16
Ma150
34.02
Ma150ch
0.53%
Ma20
35.87
Ma20ch
-4.66%
Net CF
161,057,610
Next Earnings Date
2026-07-16
Open
34.2
P FCF Ratio
12.35
P OCF Ratio
11.28
Payment Date
2026-05-11
Ppne
43,742,119.8
Price Date
2026-05-08
Ptbv Ratio
1.57
Relative Volume
20x
Revenue
183,735,770x
SBC By Revenue
1.29x
Share Based Comp
2,361,658
Tax By Revenue
7.56x
Tax Rate
20.86%
Tr6m
9.83%
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

FRA/4S4 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield
+1.6%
$0.56 annual per share
Payout ratio
+17.1%
Share of earnings returned as dividends. Below 60% is generally sustainable.
5Y dividend CAGR
n/a
5 consecutive years of growth
Total shareholder yield
+2.2%
Next ex-dividend date: 2026-04-27
Performance

FRA/4S4 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+17.5%
S&P 500 1Y: n/a
3Y total return
+111.2%
S&P 500 3Y: n/a
5Y total return
n/a
S&P 500 5Y: n/a
10Y total return
n/a
S&P 500 10Y: n/a
Ownership

Who owns FRA/4S4?

Insider, institutional, and short-interest positioning.

Institutional ownership
+36.8%
Share of float held by funds and institutions
Insider ownership
+12.3%
Stake held by company insiders. Higher generally signals alignment.
Short interest
n/a
2.1 days to cover
Y/Y dilution
-0.5%
Negative means the company is buying back shares.
Technical

FRA/4S4 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
42.0
Neutral momentum band
Price vs 200-day MA
+0.9%
50/200-day relationship not available
Beta (5Y)
n/a
Sensitivity to the broader market
Sharpe ratio
0.45
Risk-adjusted return — higher is better; >1.0 is solid.
Questions

About FRA/4S4

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/4S4 stock rating?

fra/4S4 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/4S4 analysis?

The full report lives at /stocks/fra/4S4/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/4S4?

The latest report frames fra/4S4 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/4S4 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.