Sector pending / Insurance CarriersUpdated 2026-05-10 22:07 UTC

FRA/65J stock hub

FRA/65J has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/65JFRA/65J

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In the news

Latest news · FRA/65J

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.1

P25 n/aP50 n/aP75 n/a

Trailing P/E242.1

P25 n/aP50 n/aP75 n/a

ROE6.4

P25 n/aP50 n/aP75 n/a

ROIC9.6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/65J market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

180

Groups with data

Currency

GBP

Showing 180 of 180 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	DE
Employees	3,498
Employees Change	-184%
Employees Change Percent	-5
Enterprise value	EUR 1.5B
Exchange	Frankfurt Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Insurance Carriers
Last refreshed	2026-05-10
Market cap	EUR 1B
Price	EUR 7
Price currency	EUR
Rev Per Employee	219,888.77x
Sic	6300
Symbol	fra/65J
Website	https://www.corporate.saga.co.uk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	0.41%
EV Earnings	366.43x
EV/EBIT	19.04x
EV/EBITDA	13.18x
EV/FCF	13.07x
EV/Sales	1.98x
FCF yield	11.57%
Forward P/E	15.13x
P/B ratio	12.51x
P/E ratio	242.14x
P/S ratio	1.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	10.37%
EBITDA Margin	13.98%
FCF margin	15.15%
Gross margin	48.66%
Gross Profit	EUR 374.3M
Net Income	EUR 4.2M
Pretax Margin	0.32%
Profit Margin	0.54%
Profit Per Employee	EUR 1,188
ROA	3.02
Roa5y	1.82
ROCE	6.79
ROE	6.44
Roe5y	-43.04
ROIC	9.62
Roic5y	5.22

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-13.41%
Cagr1y	349.18%
Cagr3y	72.43%
Cagr5y	9.5%
Div CAGR10	-16.03%
FCF Growth	8.38%
FCF Growth3 Y	22.64%
OCF Growth	3.36%
OCF Growth3 Y	13.91%
OCF Growth5 Y	44.3%
Revenue Growth	12.06x
Revenue Growth3 Y	6.87x
Revenue Growth5 Y	-0.38x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.47
Assets	EUR 1.5B
Cash	EUR 233.3M
Debt	EUR 748.6M
Debt EBITDA	EUR 6.5
Debt Equity	EUR 9.3
Debt FCF	EUR 6.43
Equity	EUR 80.5M
Interest Coverage	1.05
Liabilities	EUR 1.4B
Net Cash	EUR -515.4M
Net Cash By Market Cap	EUR -51.2
Net Debt EBITDA	EUR 4.79
Net Debt Equity	EUR 6.4
Net Debt FCF	EUR 4.42
Tangible Book Value	EUR -196M
Tangible Book Value Per Share	EUR -1.36

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.68
Inventory Turnover	40.96
Net Working Capital	EUR -29.1M
Quick ratio	1.34
Working Capital	EUR 201.8M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-4.7%
Dividend per share	EUR 0
Last Dividend	EUR 0.22

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-76.3%
1Y total return	348.72%
200-day SMA	4.22
3Y total return	412.82%
50-day SMA	6.24
50-day SMA vs 200-day SMA	50over200
5Y total return	57.45%
All Time High	46.91
All Time High Change	-85.08%
All Time High Date	2015-07-02
All Time Low	0.81
All Time Low Change	764.2%
All Time Low Date	2022-10-25
ATR	0.17
Ch YTD	54.87
High	7
High52	7.38
High52 Date	2026-04-16
High52ch	-5.15%
Low	7
Low52	1.6
Low52 Date	2025-05-08
Low52ch	337.5%
Ma50ch	12.16%
Price vs 200-day SMA	66.03%
RSI	57.2
RSI Monthly	82.17
RSI Weekly	72.13
Sharpe ratio	2.87x
Sortino ratio	5.48
Total Return	-4.7%
Tr YTD	54.87
Tr1m	24.11%
Tr1w	1.45%
Tr3m	9.38%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 79.8M
Operating margin	10.37

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	82,201,211%
Net Borrowing	-59,997,802.1
Shares Insiders	36.94%
Shares Institutions	48.69%
Shares Qo Q	8.65%
Shares Yo Y	4.7%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 112M
Average Volume	75.8x
Bv Per Share	0.56
CAPEX	EUR -18.6M
Ch10y	-82.28
Ch1m	24.11
Ch1w	1.45
Ch1y	348.7
Ch3m	9.38
Ch3y	412.8
Ch5y	57.45
Ch6m	134.9
Change	-2.91%
Change From Open	0
Close	7.21
Days Gap	-2.91
Earnings Date	2026-04-15
EBIT	EUR 79.8M
EBITDA	EUR 107.5M
EPS	EUR 0.03
F Score	7
FCF	EUR 116.5M
FCF EV Yield	7.65x
Financing CF	-80,254,284
Fiscal Year End	January
Founded	1,950
Goodwill	238,603,975.9
Graham Number	0.60337
Graham Upside	-91.38
Income Tax	EUR -2.3M
Investing CF	7,043,901
Is Primary Listing	0
Last Earnings Date	2026-04-15
Last Report Date	2026-01-31
Last Split Date	2020-10-13
Last Split Type	Reverse
Ma150	4.85
Ma150ch	44.45%
Ma20	6.94
Ma20ch	0.88%
Net CF	61,893,951
Next Earnings Date	2026-06-24
Open	7
P FCF Ratio	8.64
P OCF Ratio	7.45
Ppne	697,546,700.9
Price Date	2026-05-08
Price EBITDA	EUR 9.36
Relative Volume	2.94x
Revenue	769,170,913x
SBC By Revenue	0.59x
Share Based Comp	4,503,478
Tax By Revenue	-0.3x
Tr6m	134.9%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/65J pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/65J stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/65J?

Insider, institutional, and short-interest positioning.

Institutional ownership

+48.7%

Share of float held by funds and institutions

Insider ownership

+36.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+4.7%

Negative means the company is buying back shares.

Technical

FRA/65J momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

57.2

Neutral momentum band

Price vs 200-day MA

+66.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

2.87

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/65J

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/65J stock rating?

fra/65J is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/65J analysis?

The full report lives at /stocks/fra/65J/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/65J?

The latest report frames fra/65J around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/65J page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.