Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/BK3 stock hub

FRA/BK3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

680.3M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/BK3FRA/BK3

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In the news

Latest news · FRA/BK3

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13

P25 n/aP50 n/aP75 n/a

Trailing P/E13

P25 n/aP50 n/aP75 n/a

ROE11.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/BK3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

162

Groups with data

Currency

USD

Showing 162 of 162 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	927
Employees Change	-42%
Employees Change Percent	-4.33
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 680.3M
Price	EUR 38.4
Price currency	EUR
Rev Per Employee	237,053.47x
Sic	6020
Symbol	fra/BK3
Website	https://www.ccbg.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.72%
FCF yield	9.59%
Forward P/E	13.03x
P/B ratio	1.4x
P/E ratio	12.96x
P/S ratio	3.14x
PE Ratio10 Y	16.3x
PE Ratio3 Y	10.9x
PE Ratio5 Y	12.23x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	30.07%
Gross Profit	EUR 216.9M
Net Income	EUR 52.5M
Net Income Growth	5.77%
Net Income Growth Q	-6.18%
Net Income Growth3 Y	16.1%
Net Income Growth5 Y	10.46%
Pretax Margin	32.15%
Profit Margin	24.2%
Profit Per Employee	EUR 57,361
ROA	1.36
Roa5y	1.1
ROE	11.29
Roe5y	10.99

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Div CAGR10	21.64%
Div CAGR3	60.53%
Div CAGR5	22.49%
EPS Growth	4.74
EPS Growth Q	-7.07
EPS Growth3 Y	15.85
EPS Growth5 Y	10.02
FCF Growth	21.36%
FCF Growth Q	-24.78%
FCF Growth3 Y	-5.16%
FCF Growth5 Y	8.11%
OCF Growth	15.38%
OCF Growth Q	-27.13%
OCF Growth10 Y	8.44%
OCF Growth3 Y	-5.03%
OCF Growth5 Y	7.29%
Revenue Growth	5.95x
Revenue Growth Q	2.23x
Revenue Growth3 Y	8.23x
Revenue Growth5 Y	2.42x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 3.9B
Cash	EUR 424.2M
Debt	EUR 81.2M
Debt FCF	EUR 1.24
Equity	EUR 485.6M
Liabilities	EUR 3.4B
Net Cash	EUR 343M
Net Cash By Market Cap	EUR 50.42
Net Cash Growth	-3.67%
Net Debt Equity	EUR -0.71
Net Debt FCF	EUR -5.26
Tangible Book Value	EUR 408.3M
Tangible Book Value Per Share	EUR 23.88

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -2.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.83%
Dividend Growth	313.66%
Dividend Growth Years	1%
Dividend per share	EUR 0.99
Dividend Years	2
Dividend Yield	2.59%
Ex Div Date	2026-03-09
Last Dividend	EUR 0.23
Payout Frequency	Quarterly
Payout Ratio	29.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
50-day SMA	37.59
All Time High	40
All Time High Change	-4%
All Time High Date	2026-04-29
All Time Low	33.2
All Time Low Change	15.66%
All Time Low Date	2026-01-29
ATR	0.42
High	38.4
High52	40
High52 Date	2026-04-29
High52ch	-4%
Low	38.4
Low52	33.2
Low52 Date	2026-01-29
Low52ch	15.66%
Ma50ch	2.15%
RSI	49.48
RSI Monthly	0
RSI Weekly	54.02
Sharpe ratio	0.8x
Sortino ratio	1.29
Total Return	1.76%
Tr1m	1.05%
Tr1w	-2.04%
Tr3m	7.36%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 69.7M
Operating margin	32.15

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	13,678,815%
Net Borrowing	-19,933,890.7
Shares Insiders	20.01%
Shares Institutions	49.32%
Shares Qo Q	0.04%
Shares Yo Y	0.83%
Short Ratio	3.47

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 63.1M
Average Volume	0x
Bv Per Share	28.4
CAPEX	EUR -5.6M
Ch1m	1.05
Ch1w	-2.04
Ch3m	6.67
Change	0%
Change From Open	0
Close	38.4
Days Gap	0
Earnings Date	2026-04-20
EPS	EUR 3.06
F Score	4
FCF	EUR 65.2M
Financing CF	-64,926,945
Fiscal Year End	December
Founded	1,895
Goodwill	75,549,174.4
Graham Number	42.74733
Graham Upside	11.32
Income Tax	EUR 17.2M
Investing CF	-36,785,662
Is Primary Listing	0
Last Earnings Date	2026-04-20
Last Report Date	2026-03-31
Lynch Fair Value	EUR 31
Lynch Upside	-19.27
Ma20	38.98
Ma20ch	-1.49%
Net CF	-30,869,809
Open	38.4
P FCF Ratio	10.43
P OCF Ratio	9.6
Payment Date	2026-03-23
Ppne	87,653,831.9
Price Date	2026-05-08
Ptbv Ratio	1.67
Revenue	216,903,924x
SBC By Revenue	0.97x
Share Based Comp	2,104,070
Tax By Revenue	7.95x
Tax Rate	24.73%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/BK3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.6%

$0.99 annual per share

Payout ratio

+29.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+22.5%

1 consecutive years of growth

Total shareholder yield

+1.8%

Next ex-dividend date: 2026-03-09

Ownership

Who owns FRA/BK3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+49.3%

Share of float held by funds and institutions

Insider ownership

+20.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/BK3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.5

Neutral momentum band

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.80

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/BK3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/BK3 stock rating?

fra/BK3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/BK3 analysis?

The full report lives at /stocks/fra/BK3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/BK3?

The latest report frames fra/BK3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/BK3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.