Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/FSRA stock hub

FRA/FSRA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

FRA/FSRAis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

25.8B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/FSRA

In the news

Latest news · FRA/FSRA

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.7

P25 n/aP50 n/aP75 n/a

Trailing P/E11.4

P25 n/aP50 n/aP75 n/a

ROE19.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/FSRA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

177

Groups with data

Currency

ZAR

Showing 177 of 177 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	DE
Employees	51,244
Employees Change	1,467%
Employees Change Percent	2.98
Exchange	Frankfurt Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 25.8B
Price	EUR 4.62
Price currency	EUR
Rev Per Employee	139,828.4x
Sic	6020
Symbol	fra/FSRA
Website	https://www.firstrand.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.75%
FCF yield	-23.04%
Forward P/E	10.71x
P/B ratio	2.03x
P/E ratio	11.42x
P/S ratio	3.6x
PE Ratio10 Y	10.91x
PE Ratio3 Y	10.71x
PE Ratio5 Y	10.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 7.1B
Net Income	EUR 2.3B
Net Income Growth	10.41%
Net Income Growth Q	9.71%
Net Income Growth3 Y	4.77%
Net Income Growth5 Y	3.87%
Pretax Margin	43.56%
Profit Margin	32.78%
Profit Per Employee	EUR 44,094
ROA	1.81
Roa5y	1.73
ROE	19.85
Roe5y	19.53

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.79%
Cagr15y	11.54%
Cagr1y	45.56%
Cagr3y	22.62%
Cagr5y	16.18%
Div CAGR10	6.3%
Div CAGR3	-2.2%
Div CAGR5	32.36%
EPS Growth	10.69
EPS Growth Q	10.02
EPS Growth3 Y	4.86
EPS Growth5 Y	3.92
FCF Growth Q	86.63%
OCF Growth Q	81.98%
Revenue Growth	7.51x
Revenue Growth Q	9.91x
Revenue Growth3 Y	3.14x
Revenue Growth5 Y	3.14x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 137.9B
Cash	EUR 19.3B
Debt	EUR 5.8B
Debt FCF	EUR -0.97
Equity	EUR 12.7B
Liabilities	EUR 125.2B
Net Cash	EUR 13.6B
Net Cash By Market Cap	EUR 52.55
Net Cash Growth	25.61%
Net Debt Equity	EUR -1.07
Tangible Book Value	EUR 11.9B
Tangible Book Value Per Share	EUR 2.14

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -99.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.17%
Dividend Growth	14.85%
Dividend Growth Years	2%
Dividend per share	EUR 0.25
Dividend Years	19
Dividend Yield	5.51%
Ex Div Date	2026-03-31
Last Dividend	EUR 0.13
Payout Frequency	Semi-Annual
Payout Ratio	56.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	233%
1Y total return	45.53%
200-day SMA	4.24
3Y total return	84.4%
50-day SMA	4.58
50-day SMA vs 200-day SMA	50over200
5Y total return	111.65%
All Time High	5.35
All Time High Change	-13.64%
All Time High Date	2026-02-23
All Time Low	1.63
All Time Low Change	184.31%
All Time Low Date	2011-08-09
ATR	0.17
Ch YTD	2.67
High	4.62
High52	5.35
High52 Date	2026-02-25
High52ch	-13.64%
Low	4.62
Low52	3.36
Low52 Date	2025-07-15
Low52ch	37.5%
Ma50ch	0.94%
Price vs 200-day SMA	9.01%
RSI	52.44
RSI Monthly	58.36
RSI Weekly	52.95
Sharpe ratio	0.82x
Sortino ratio	1.39
Total Return	5.68%
Tr YTD	5.89
Tr15y	414.4%
Tr1m	0.43%
Tr1w	4.53%
Tr3m	0.11%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 3B
Operating margin	41.73

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5,554,553,275%
Net Borrowing	288,802,065.7
Shares Insiders	0.2%
Shares Institutions	52.2%
Shares Qo Q	-0.26%
Shares Yo Y	-0.17%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -6B
Average Volume	397.1x
Bv Per Share	2.23
CAPEX	EUR -443.6M
Ch10y	92.5
Ch15y	131.5
Ch1m	0.43
Ch1w	4.53
Ch1y	36.69
Ch3m	-2.94
Ch3y	52.98
Ch5y	54
Ch6m	22.22
Change	-3.75%
Change From Open	0
Close	4.8
Days Gap	-3.75
Earnings Date	2026-09-10
EPS	EUR 0.4
F Score	2
FCF	EUR -5.9B
Financing CF	6,679,928,390
Fiscal Year End	June
Founded	1,966
Goodwill	411,849,656.7
Graham Number	4.54905
Graham Upside	-1.54
Income Tax	EUR 686.4M
Investing CF	-474,172,602
Is Primary Listing	0
Last Earnings Date	2026-03-05
Last Report Date	2025-12-31
Lynch Fair Value	EUR 2.02
Lynch Upside	-56.23
Ma150	4.43
Ma150ch	4.31%
Ma20	4.53
Ma20ch	2.08%
Net CF	643,975,570
Next Earnings Date	2026-09-10
Open	4.62
Payment Date	2026-04-07
Ppne	1,233,426,567.5
Price Date	2026-05-08
Ptbv Ratio	2.17
Relative Volume	1.94x
Revenue	7,165,366,321x
SBC By Revenue	0.45x
Share Based Comp	32,355,670
Tax By Revenue	9.58x
Tax Rate	21.99%
Tr6m	26.06%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/FSRA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.5%

$0.25 annual per share

Payout ratio

+56.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+32.4%

2 consecutive years of growth

Total shareholder yield

+5.7%

Next ex-dividend date: 2026-03-31

Performance

FRA/FSRA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/FSRA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+52.2%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

FRA/FSRA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.4

Neutral momentum band

Price vs 200-day MA

+9.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.82

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/FSRA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/FSRA stock rating?

fra/FSRA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/FSRA analysis?

The full report lives at /stocks/fra/FSRA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/FSRA?

The latest report frames fra/FSRA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/FSRA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.