Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/I5U stock hub

FRA/I5U has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

28B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/I5U

In the news

Latest news · FRA/I5U

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.1

P25 n/aP50 n/aP75 n/a

Trailing P/E13.4

P25 n/aP50 n/aP75 n/a

ROE17.2

P25 n/aP50 n/aP75 n/a

ROIC15.1

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/I5U market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

209

Groups with data

Currency

CAD

Showing 209 of 209 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Canada
Country code	DE
Employees	32,000
Employees Change	1,000%
Employees Change Percent	3.23
Enterprise value	EUR 30.7B
Exchange	Frankfurt Stock Exchange
Financial currency	CAD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 28B
Price	EUR 156
Price currency	EUR
Rev Per Employee	511,671.33x
Sic	6331
Symbol	fra/I5U
Website	https://www.intactfc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.44%
EV Earnings	14.76x
EV/EBIT	9.74x
EV/EBITDA	8.44x
EV/FCF	13.3x
EV/Sales	1.88x
FCF yield	8.25%
Forward P/E	14.07x
P/B ratio	2.12x
P/E ratio	13.45x
P/S ratio	1.71x
PE Ratio10 Y	20.89x
PE Ratio3 Y	22.76x
PE Ratio5 Y	19.59x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	19.27%
EBITDA Margin	22.25%
FCF margin	14.09%
Gross margin	18.93%
Gross Profit	EUR 3.1B
Net Income	EUR 2.1B
Net Income Growth	49.61%
Net Income Growth Q	11.24%
Net Income Growth3 Y	13.85%
Net Income Growth5 Y	18.45%
Pretax Margin	16.77%
Profit Margin	13.06%
Profit Per Employee	EUR 65,007
ROA	5.14
Roa5y	3.58
ROCE	14.52
ROE	17.19
Roe5y	13.9
ROIC	15.12
Roic5y	11.84

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.94%
Cagr15y	13.16%
Cagr1y	-19.25%
Cagr3y	7.09%
Cagr5y	9.08%
Div CAGR10	8.73%
Div CAGR3	5.1%
Div CAGR5	9.66%
EPS Growth	51.83
EPS Growth Q	11.65
EPS Growth3 Y	13.24
EPS Growth5 Y	13.35
FCF Growth	13.37%
FCF Growth Q	-44.38%
FCF Growth3 Y	20.38%
FCF Growth5 Y	8.47%
OCF Growth	14.64%
OCF Growth Q	-26.3%
OCF Growth10 Y	16.5%
OCF Growth3 Y	18.2%
OCF Growth5 Y	9.78%
Revenue Growth	5.78x
Revenue Growth Q	4.54x
Revenue Growth3 Y	4.46x
Revenue Growth5 Y	15.71x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.43
Assets	EUR 39.1B
Cash	EUR 2.1B
Debt	EUR 3.1B
Debt EBITDA	EUR 0.85
Debt Equity	EUR 0.23
Debt FCF	EUR 1.34
Equity	EUR 13.2B
Interest Coverage	22.67
Liabilities	EUR 25.8B
Net Cash	EUR -1.8B
Net Cash By Market Cap	EUR -6.48
Net Debt EBITDA	EUR 0.5
Net Debt Equity	EUR 0.14
Net Debt FCF	EUR 0.79
Tangible Book Value	EUR 6.2B
Tangible Book Value Per Share	EUR 34.98

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.35
Net Working Capital	EUR -12.5B
Quick ratio	0.16
Working Capital	EUR -11.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.25%
Dividend Growth	4.27%
Dividend Growth Years	16%
Dividend per share	EUR 3.42
Dividend Years	19
Dividend Yield	2.19%
Ex Div Date	2026-03-17
Last Dividend	EUR 0.94
Payout Frequency	Quarterly
Payout Ratio	30.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	237.69%
1Y total return	-19.24%
200-day SMA	165
3Y total return	22.83%
50-day SMA	158.1
50-day SMA vs 200-day SMA	50under200
5Y total return	54.43%
All Time High	200
All Time High Change	-22%
All Time High Date	2025-06-06
All Time Low	33.85
All Time Low Change	360.92%
All Time Low Date	2011-03-15
ATR	2.32
Ch YTD	-10.86
High	156
High52	200
High52 Date	2025-06-06
High52ch	-22%
Low	156
Low52	148
Low52 Date	2026-02-02
Low52ch	5.41%
Ma50ch	-1.33%
Price vs 200-day SMA	-5.43%
RSI	46.15
RSI Monthly	46.41
RSI Weekly	43.88
Sharpe ratio	-0.8x
Sortino ratio	-0.88
Total Return	2.45%
Tr YTD	-10.34
Tr15y	538.98%
Tr1m	2.63%
Tr1w	-4.29%
Tr3m	-0.06%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 3.2B
Operating margin	19.27

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	175,946,679%
Net Borrowing	-382,096,186.7
Shares Insiders	0.48%
Shares Institutions	52.01%
Shares Qo Q	-0.45%
Shares Yo Y	-0.25%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 2.2B
Average Volume	0.65x
Bv Per Share	69.5
CAPEX	EUR -324.3M
Ch10y	168
Ch15y	344.8
Ch1m	2.63
Ch1w	-4.29
Ch1y	-20.81
Ch3m	-0.64
Ch3y	15.56
Ch5y	39.29
Ch6m	-4.88
Change	1.3%
Change From Open	0
Close	154
Days Gap	1.3
Earnings Date	2026-05-05
EBIT	EUR 3.2B
EBITDA	EUR 3.6B
EPS	EUR 11.67
F Score	7
FCF	EUR 2.3B
FCF EV Yield	7.52x
Financing CF	-1,129,591,362
Fiscal Year End	December
Founded	1,809
Goodwill	3,070,415,785.8
Graham Number	138.67508
Graham Upside	-11.11
Income Tax	EUR 607M
Investing CF	-884,163,096
Is Primary Listing	0
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Lynch Fair Value	EUR 214
Lynch Upside	37.16
Ma150	162.5
Ma150ch	-4%
Ma20	158.7
Ma20ch	-1.7%
Net CF	624,444,070
Open	156
P FCF Ratio	12.12
P OCF Ratio	10.63
Payment Date	2026-03-31
Ppne	566,941,419.8
Price Date	2026-05-08
Price EBITDA	EUR 7.68
Ptbv Ratio	4.52
Relative Volume	3.64x
Revenue	16,373,482,717x
SBC By Revenue	0.6x
Share Based Comp	98,171,307
Tax By Revenue	3.71x
Tax Rate	22.11%
Tr6m	-3.87%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/I5U dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.2%

$3.42 annual per share

Payout ratio

+30.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+9.7%

16 consecutive years of growth

Total shareholder yield

+2.4%

Next ex-dividend date: 2026-03-17

Performance

FRA/I5U stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/I5U?

Insider, institutional, and short-interest positioning.

Institutional ownership

+52.0%

Share of float held by funds and institutions

Insider ownership

+0.5%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.3%

Negative means the company is buying back shares.

Technical

FRA/I5U momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.1

Neutral momentum band

Price vs 200-day MA

-5.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.80

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/I5U

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/I5U stock rating?

fra/I5U is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/I5U analysis?

The full report lives at /stocks/fra/I5U/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/I5U?

The latest report frames fra/I5U around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/I5U page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.