Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/IZB stock hub

FRA/IZB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

334.2M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/IZBFRA/IZB

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In the news

Latest news · FRA/IZB

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E15.6

P25 n/aP50 n/aP75 n/a

ROE6.5

P25 n/aP50 n/aP75 n/a

ROIC7.6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/IZB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

202

Groups with data

Currency

SGD

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Singapore
Country code	DE
Employees	131
Employees Change	57%
Employees Change Percent	76
Enterprise value	EUR 296M
Exchange	Frankfurt Stock Exchange
Financial currency	SGD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 334.2M
Price	EUR 5.35
Price currency	EUR
Rev Per Employee	721,484.82x
Sic	6331
Symbol	fra/IZB
Website	https://www.uoi.com.sg

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.4%
EV Earnings	13.84x
EV/EBIT	11.06x
EV/EBITDA	10.59x
EV/FCF	28.99x
EV/Sales	3.09x
FCF yield	3.06%
P/B ratio	0.96x
P/E ratio	15.62x
P/S ratio	3.54x
PE Ratio10 Y	16.21x
PE Ratio3 Y	16.23x
PE Ratio5 Y	14.91x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	27.98%
EBITDA Margin	29.21%
FCF margin	10.8%
Gross margin	30.19%
Gross Profit	EUR 28.5M
Net Income	EUR 21.4M
Net Income Growth	8.37%
Net Income Growth Q	51.54%
Net Income Growth3 Y	0.83%
Net Income Growth5 Y	6.35%
Pretax Margin	22.36%
Profit Margin	22.63%
Profit Per Employee	EUR 163,257
ROA	3.97
Roa5y	3.05
ROCE	6.26
ROE	6.51
Roe5y	6.07
ROIC	7.63
Roic5y	5.83

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	9.36%
Cagr15y	10.96%
Cagr1y	7.96%
Cagr3y	11.01%
Cagr5y	7.45%
Div CAGR10	2.31%
Div CAGR3	-5.75%
Div CAGR5	-0.78%
EPS Growth	8.35
EPS Growth Q	51.49
EPS Growth3 Y	0.83
EPS Growth5 Y	6.35
FCF Growth	290.5%
FCF Growth3 Y	17.31%
FCF Growth5 Y	-7.03%
OCF Growth	269.76%
OCF Growth10 Y	-4.42%
OCF Growth3 Y	16.05%
OCF Growth5 Y	-7.52%
Revenue Growth	14.65x
Revenue Growth Q	1.43x
Revenue Growth3 Y	7.53x
Revenue Growth5 Y	5.3x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.23
Assets	EUR 431.8M
Cash	EUR 74.7M
Debt	EUR 15,892
Debt EBITDA	EUR 0
Debt Equity	EUR 0
Debt FCF	EUR 0
Equity	EUR 346.4M
Liabilities	EUR 85.4M
Net Cash	EUR 37.7M
Net Cash By Market Cap	EUR 11.28
Net Cash Growth	-41.86%
Net Debt EBITDA	EUR -1.37
Net Debt Equity	EUR -0.11
Net Debt FCF	EUR -3.69
Tangible Book Value	EUR 346.4M
Tangible Book Value Per Share	EUR 5.66

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	10.92
Net Working Capital	EUR 56.3M
Quick ratio	8.3
Working Capital	EUR 94M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.02%
Dividend Growth	0.75%
Dividend Growth Years	2%
Dividend per share	EUR 0.05
Dividend Years	19
Dividend Yield	0.88%
Ex Div Date	2025-08-06
Last Dividend	EUR 0.05
Payout Ratio	40.71%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	144.63%
1Y total return	7.96%
200-day SMA	5.13
3Y total return	36.81%
50-day SMA	5.36
50-day SMA vs 200-day SMA	50over200
5Y total return	43.23%
All Time High	5.8
All Time High Change	-7.76%
All Time High Date	2026-04-01
All Time Low	0.8
All Time Low Change	571.77%
All Time Low Date	2009-11-13
ATR	0.05
Ch YTD	7.86
High	5.45
High52	5.8
High52 Date	2026-04-01
High52ch	-7.76%
Low	5.35
Low52	4.86
Low52 Date	2025-10-16
Low52ch	10.08%
Ma50ch	-0.19%
Price vs 200-day SMA	4.29%
RSI	47.63
RSI Monthly	64.26
RSI Weekly	63.4
Sharpe ratio	0.23x
Sortino ratio	0.59
Total Return	0.86%
Tr YTD	7.86
Tr15y	376.17%
Tr1m	-0.93%
Tr1w	-0.93%
Tr3m	4.9%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 26.4M
Operating margin	27.98

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17,099,051%
Shares Insiders	13.28%
Shares Institutions	0.86%
Shares Qo Q	0.01%
Shares Yo Y	0.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 10.2M
Average Volume	0x
Bv Per Share	5.66
CAPEX	EUR -317,178
Ch10y	79.95
Ch15y	187.5
Ch1m	-0.93
Ch1w	-0.93
Ch1y	7
Ch3m	4.9
Ch3y	26.78
Ch5y	23.84
Ch6m	5.94
Change	-1.83%
Change From Open	-1.83
Close	5.45
Days Gap	0
Earnings Date	2026-05-04
EBIT	EUR 26.4M
EBITDA	EUR 27.6M
EPS	EUR 0.35
F Score	4
FCF	EUR 10.2M
FCF EV Yield	3.45x
Financing CF	-8,706,181
Fiscal Year End	December
Founded	1,971
Graham Number	6.53648
Graham Upside	22.18
Income Tax	EUR -254,935
Investing CF	-28,972,487
Is Primary Listing	0
Last Earnings Date	2026-05-04
Last Report Date	2025-12-31
Lynch Fair Value	EUR 2.17
Lynch Upside	-59.36
Ma150	5.13
Ma150ch	4.25%
Ma20	5.38
Ma20ch	-0.61%
Net CF	-27,152,850
Next Earnings Date	2026-05-11
Open	5.45
P FCF Ratio	32.73
P OCF Ratio	31.75
Payment Date	2025-08-19
Position In Range	0
Ppne	26,349,517.5
Price Date	2026-05-08
Price EBITDA	EUR 12.11
Ptbv Ratio	0.96
Relative Volume	20x
Revenue	94,514,511x
Tax By Revenue	-0.27x
Tr6m	5.94%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/IZB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.9%

$0.05 annual per share

Payout ratio

+40.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-0.8%

2 consecutive years of growth

Total shareholder yield

+0.9%

Next ex-dividend date: 2025-08-06

Performance

FRA/IZB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/IZB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.9%

Share of float held by funds and institutions

Insider ownership

+13.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

FRA/IZB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.6

Neutral momentum band

Price vs 200-day MA

+4.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.23

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/IZB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/IZB stock rating?

fra/IZB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/IZB analysis?

The full report lives at /stocks/fra/IZB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/IZB?

The latest report frames fra/IZB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/IZB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.