Sector pending / Life InsuranceUpdated 2026-05-10 22:07 UTC

FRA/LIE stock hub

FRA/LIE has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

33B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/LIE

In the news

Latest news · FRA/LIE

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.8

P25 n/aP50 n/aP75 n/a

Trailing P/E17.6

P25 n/aP50 n/aP75 n/a

ROE12

P25 n/aP50 n/aP75 n/a

ROIC8.2

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/LIE market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

209

Groups with data

Currency

CAD

Showing 209 of 209 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Canada
Country code	DE
Employees	32,151
Employees Change	383%
Employees Change Percent	1.21
Enterprise value	EUR 37.7B
Exchange	Frankfurt Stock Exchange
Financial currency	CAD
First seen	2026-05-10
Industry	Life Insurance
Last refreshed	2026-05-10
Market cap	EUR 33B
Price	EUR 58.6
Price currency	EUR
Rev Per Employee	674,405.48x
Sic	6311
Symbol	fra/LIE
Website	https://www.sunlife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.67%
EV Earnings	20.18x
EV/EBIT	13.06x
EV/EBITDA	11.76x
EV/FCF	11.63x
EV/Sales	1.74x
FCF yield	9.84%
Forward P/E	11.8x
P/B ratio	2.04x
P/E ratio	17.63x
P/S ratio	1.52x
PE Ratio10 Y	12.89x
PE Ratio3 Y	14.2x
PE Ratio5 Y	13x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	13.33%
EBITDA Margin	14.82%
FCF margin	14.96%
Gross margin	40.14%
Gross Profit	EUR 8.7B
Net Income	EUR 1.9B
Net Income Growth	-4.66%
Net Income Growth Q	-48.84%
Net Income Growth3 Y	-0.03%
Net Income Growth5 Y	0.4%
Pretax Margin	11.43%
Profit Margin	8.85%
Profit Per Employee	EUR 58,151
ROA	0.75
Roa5y	0.85
ROCE	1.18
ROE	11.97
Roe5y	13.51
ROIC	8.2
Roic5y	8.89

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	11.96%
Cagr15y	11.74%
Cagr1y	16.53%
Cagr20y	7.35%
Cagr3y	14.93%
Cagr5y	10.3%
Div CAGR10	7.66%
Div CAGR3	2.9%
Div CAGR5	9.44%
EPS Growth	-1.9
EPS Growth Q	-48.39
EPS Growth3 Y	1.53
EPS Growth5 Y	1.32
FCF Growth	15.8%
FCF Growth3 Y	3.17%
FCF Growth5 Y	-3.6%
OCF Growth	15.51%
OCF Growth10 Y	3.24%
OCF Growth3 Y	3.71%
OCF Growth5 Y	-3.49%
Revenue Growth	3.6x
Revenue Growth Q	0.21x
Revenue Growth3 Y	6.29x
Revenue Growth5 Y	-1.89x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.09
Assets	EUR 247.5B
Cash	EUR 67.7B
Debt	EUR 8.7B
Debt EBITDA	EUR 2.72
Debt Equity	EUR 0.54
Debt FCF	EUR 2.69
Equity	EUR 16.1B
Interest Coverage	8.37
Liabilities	EUR 231.4B
Net Cash	EUR -3.3B
Net Cash By Market Cap	EUR -9.89
Net Debt EBITDA	EUR 1.02
Net Debt Equity	EUR 0.2
Net Debt FCF	EUR 1.01
Tangible Book Value	EUR 5.4B
Tangible Book Value Per Share	EUR 9.78

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	48.18
Net Working Capital	EUR 65.8B
Quick ratio	45
Working Capital	EUR 71.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.89%
Dividend Growth	1.3%
Dividend Growth Years	11%
Dividend per share	EUR 2.24
Dividend Years	27
Dividend Yield	3.83%
Ex Div Date	2026-02-25
Last Dividend	EUR 0.57
Payout Frequency	Quarterly
Payout Ratio	67.94%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	209.33%
1Y total return	16.51%
200-day SMA	52.69
3Y total return	51.84%
50-day SMA	56.27
50-day SMA vs 200-day SMA	50over200
5Y total return	63.21%
All Time High	62.06
All Time High Change	-5.58%
All Time High Date	2026-05-05
All Time Low	8.93
All Time Low Change	556.22%
All Time Low Date	2009-03-10
ATR	0.77
Ch YTD	11.62
High	58.6
High52	62.06
High52 Date	2026-05-05
High52ch	-5.58%
Low	58.58
Low52	48
Low52 Date	2025-08-11
Low52ch	22.08%
Ma50ch	4.15%
Price vs 200-day SMA	11.23%
RSI	50.21
RSI Monthly	60.77
RSI Weekly	63.46
Sharpe ratio	0.48x
Sortino ratio	0.92
Total Return	6.72%
Tr YTD	12.81
Tr15y	428.59%
Tr1m	7.52%
Tr1w	-4.09%
Tr3m	8.67%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 2.9B
Operating margin	13.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	552,564,222%
Net Borrowing	1,281,510,911.8
Shares Insiders	0.22%
Shares Institutions	49.73%
Shares Qo Q	0.54%
Shares Yo Y	-2.89%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 3.2B
Average Volume	5x
Bv Per Share	26.37
CAPEX	EUR -85.1M
Ch10y	107.2
Ch15y	180.4
Ch1m	7.52
Ch1w	-4.09
Ch1y	11.62
Ch20y	78.66
Ch3m	7.52
Ch3y	33.18
Ch5y	31.98
Ch6m	17.2
Change	-4.87%
Change From Open	0.03
Close	61.6
Days Gap	-4.9
Earnings Date	2026-05-06
EBIT	EUR 2.9B
EBITDA	EUR 3.2B
EPS	EUR 3.34
F Score	4
FCF	EUR 3.2B
FCF EV Yield	8.59x
Financing CF	-2,489,077,556
Fiscal Year End	December
Founded	1,871
Goodwill	5,957,847,196.5
Graham Number	46.30028
Graham Upside	-20.99
Income Tax	EUR 544.9M
Investing CF	-205,041,336
Is Primary Listing	0
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Lynch Fair Value	EUR 16.62
Lynch Upside	-71.64
Ma150	53.52
Ma150ch	9.49%
Ma20	59.18
Ma20ch	-0.97%
Net CF	522,544,739
Next Earnings Date	2026-08-06
Open	58.58
P FCF Ratio	10.16
P OCF Ratio	9.9
Payment Date	2026-03-31
Position In Range	100
Price Date	2026-05-08
Price EBITDA	EUR 10.26
Ptbv Ratio	6.08
Relative Volume	20x
Revenue	21,682,810,655x
Tax By Revenue	2.51x
Tax Rate	21.99%
Tr20y	313.03%
Tr6m	19.77%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/LIE dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.8%

$2.24 annual per share

Payout ratio

+67.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+9.4%

11 consecutive years of growth

Total shareholder yield

+6.7%

Next ex-dividend date: 2026-02-25

Performance

FRA/LIE stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/LIE?

Insider, institutional, and short-interest positioning.

Institutional ownership

+49.7%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.9%

Negative means the company is buying back shares.

Technical

FRA/LIE momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.2

Neutral momentum band

Price vs 200-day MA

+11.2%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.48

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/LIE

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/LIE stock rating?

fra/LIE is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/LIE analysis?

The full report lives at /stocks/fra/LIE/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/LIE?

The latest report frames fra/LIE around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/LIE page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.