Sector pending / Savings Institutions, Not Federally CharteredUpdated 2026-05-10 22:07 UTC

FRA/NHS stock hub

FRA/NHS has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.7B

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/NHSFRA/NHS

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In the news

Latest news · FRA/NHS

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.1

P25 n/aP50 n/aP75 n/a

Trailing P/E15

P25 n/aP50 n/aP75 n/a

ROE7.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/NHS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

175

Groups with data

Currency

USD

Showing 175 of 175 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	2,170
Employees Change	206%
Employees Change Percent	10.16
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Savings Institutions, Not Federally Chartered
Last refreshed	2026-05-10
Market cap	EUR 1.7B
Price	EUR 11.6
Price currency	EUR
Rev Per Employee	248,521.64x
Sic	6036
Symbol	fra/NHS
Website	https://www.northwest.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.68%
FCF yield	5.3%
Forward P/E	10.06x
P/B ratio	1.05x
P/E ratio	14.96x
P/S ratio	3.2x
PE Ratio10 Y	17.14x
PE Ratio3 Y	13.31x
PE Ratio5 Y	12.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	16.98%
Gross Profit	EUR 539M
Net Income	EUR 115.4M
Net Income Growth	16.16%
Net Income Growth Q	16.29%
Net Income Growth3 Y	-1.34%
Net Income Growth5 Y	4.42%
Pretax Margin	27.82%
Profit Margin	21.41%
Profit Per Employee	EUR 53,192
ROA	0.85
Roa5y	0.89
ROE	7.53
Roe5y	8.21

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	5.21%
Cagr15y	8.14%
Cagr1y	15.43%
Cagr3y	15.32%
Cagr5y	6.54%
Div CAGR10	2.74%
Div CAGR3	-3.57%
Div CAGR5	1.15%
EPS Growth	3.87
EPS Growth3 Y	-5
EPS Growth5 Y	1.79
Revenue Growth	19.85x
Revenue Growth Q	15.13x
Revenue Growth3 Y	6.23x
Revenue Growth5 Y	4.85x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 14.7B
Cash	EUR 269.6M
Debt	EUR 537.5M
Debt FCF	EUR 5.87
Equity	EUR 1.7B
Liabilities	EUR 13B
Net Cash	EUR -267.9M
Net Cash By Market Cap	EUR -15.52
Net Debt Equity	EUR 0.16
Net Debt FCF	EUR 2.93
Tangible Book Value	EUR 1.2B
Tangible Book Value Per Share	EUR 8.43

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -12.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-10.04%
Dividend Growth	-7.24%
Dividend Growth Years	0%
Dividend per share	EUR 0.69
Dividend Years	17
Dividend Yield	5.91%
Ex Div Date	2026-05-07
Last Dividend	EUR 0.17
Payout Frequency	Quarterly
Payout Ratio	85.51%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	66.21%
1Y total return	15.41%
200-day SMA	10.58
3Y total return	53.37%
50-day SMA	10.99
50-day SMA vs 200-day SMA	50over200
5Y total return	37.26%
All Time High	18.4
All Time High Change	-36.96%
All Time High Date	2016-12-12
All Time Low	7.5
All Time Low Change	54.67%
All Time Low Date	2020-09-24
ATR	0.21
Ch YTD	12.62
High	11.6
High52	12
High52 Date	2026-04-29
High52ch	-3.33%
Low	11.6
Low52	9.6
Low52 Date	2025-11-18
Low52ch	20.83%
Ma50ch	5.59%
Price vs 200-day SMA	9.69%
RSI	55.09
RSI Monthly	54.2
RSI Weekly	58.97
Sharpe ratio	0.37x
Sortino ratio	0.73
Total Return	-4.13%
Tr YTD	16.06
Tr15y	223.24%
Tr1m	5.09%
Tr1w	-1.09%
Tr3m	7.98%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 203.1M
Operating margin	37.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	144,620,660%
Shares Insiders	1.13%
Shares Institutions	67.9%
Shares Qo Q	-0.41%
Shares Yo Y	10.04%
Short Ratio	4.4

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 87.1M
Average Volume	10.25x
Bv Per Share	11.29
CAPEX	EUR -12.2M
Ch10y	-4.55
Ch15y	38.64
Ch1m	3.57
Ch1w	-2.52
Ch1y	6.42
Ch3m	6.42
Ch3y	26.09
Ch6m	16.58
Change	0.87%
Change From Open	0
Close	11.5
Days Gap	0.87
Earnings Date	2026-04-27
EPS	EUR 0.82
F Score	3
FCF	EUR 91.5M
Financing CF	56,106,504
Fiscal Year End	December
Founded	1,896
Goodwill	376,774,955.5
Graham Number	13.91196
Graham Upside	19.93
Income Tax	EUR 34.5M
Investing CF	-217,565,674
Is Primary Listing	0
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Lynch Fair Value	EUR 3.88
Lynch Upside	-66.59
Ma150	10.62
Ma150ch	9.22%
Ma20	11.42
Ma20ch	1.62%
Net CF	-57,671,981
Next Earnings Date	2026-07-27
Open	11.6
P FCF Ratio	18.86
P OCF Ratio	16.64
Payment Date	2026-05-20
Ppne	119,967,119.9
Price Date	2026-05-08
Ptbv Ratio	1.4
Relative Volume	19.05x
Revenue	539,043,429x
SBC By Revenue	0.82x
Share Based Comp	4,443,178
Tax By Revenue	6.41x
Tax Rate	23.03%
Tr6m	20.14%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/NHS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.9%

$0.69 annual per share

Payout ratio

+85.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.2%

0 consecutive years of growth

Total shareholder yield

-4.1%

Next ex-dividend date: 2026-05-07

Performance

FRA/NHS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/NHS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+67.9%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/NHS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.1

Neutral momentum band

Price vs 200-day MA

+9.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.37

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/NHS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/NHS stock rating?

fra/NHS is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/NHS analysis?

The full report lives at /stocks/fra/NHS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/NHS?

The latest report frames fra/NHS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/NHS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.