Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/PJC stock hub

FRA/PJC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

35.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/PJC

In the news

Latest news · FRA/PJC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.9

P25 n/aP50 n/aP75 n/a

Trailing P/E7.3

P25 n/aP50 n/aP75 n/a

ROE14.7

P25 n/aP50 n/aP75 n/a

ROIC11.7

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/PJC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

207

Groups with data

Currency

CNY

Showing 207 of 207 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	165,656
Employees Change	-824%
Employees Change Percent	-0.51
Enterprise value	EUR 44.7B
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 35.9B
Price	EUR 1.56
Price currency	EUR
Rev Per Employee	400,651.66x
Sic	6331
Symbol	fra/PJC
Website	https://property.picc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.69%
EV Earnings	9.09x
EV/EBIT	6.37x
EV/EBITDA	5.98x
EV/FCF	9.27x
EV/Sales	0.68x
FCF yield	13.43%
Forward P/E	6.94x
P/B ratio	1.02x
P/E ratio	7.31x
P/S ratio	0.54x
PE Ratio10 Y	6.98x
PE Ratio3 Y	8.36x
PE Ratio5 Y	8.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	9.3%
EBITDA Margin	9.84%
FCF margin	7.27%
Gross margin	9.84%
Gross Profit	EUR 6.5B
Net Income	EUR 4.9B
Net Income Growth	25.48%
Net Income Growth Q	16.32%
Net Income Growth3 Y	20.94%
Net Income Growth5 Y	5.98%
Pretax Margin	8.75%
Profit Margin	7.41%
Profit Per Employee	EUR 29,675
ROA	3.87
Roa5y	3.22
ROCE	6.77
ROE	14.7
Roe5y	12.68
ROIC	11.68
Roic5y	10.97

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.38%
Cagr15y	12.67%
Cagr1y	3.41%
Cagr3y	17.78%
Cagr5y	21.92%
Div CAGR10	9.98%
Div CAGR3	6.36%
Div CAGR5	3.44%
EPS Growth	25.52
EPS Growth Q	16.36
EPS Growth3 Y	20.98
EPS Growth5 Y	5.98
FCF Growth	19%
FCF Growth Q	4.35%
FCF Growth3 Y	22.97%
FCF Growth5 Y	8.2%
OCF Growth	18.06%
OCF Growth Q	6.17%
OCF Growth10 Y	12.89%
OCF Growth3 Y	21.36%
OCF Growth5 Y	5.99%
Revenue Growth	5.94x
Revenue Growth Q	4.92x
Revenue Growth3 Y	3.99x
Revenue Growth5 Y	3.66x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.67
Assets	EUR 104.8B
Cash	EUR 21.1B
Debt	EUR 9.6B
Debt EBITDA	EUR 1.45
Debt Equity	EUR 0.27
Debt FCF	EUR 1.99
Equity	EUR 35.2B
Interest Coverage	5.23
Liabilities	EUR 69.6B
Net Cash	EUR -8.5B
Net Cash By Market Cap	EUR -23.7
Net Debt EBITDA	EUR 1.3
Net Debt Equity	EUR 0.24
Net Debt FCF	EUR 1.76
Tangible Book Value	EUR 34.5B
Tangible Book Value Per Share	EUR 1.55

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.1
Net Working Capital	EUR 21.9B
Quick ratio	1.57
Working Capital	EUR 15B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	-23.93%
Dividend Growth Years	0%
Dividend per share	EUR 0.07
Dividend Years	15
Dividend Yield	4.29%
Ex Div Date	2025-11-04
Last Dividend	EUR 0.03
Payout Frequency	Semi-Annual
Payout Ratio	31.52%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	168.48%
1Y total return	3.41%
200-day SMA	1.81
3Y total return	63.4%
50-day SMA	1.6
50-day SMA vs 200-day SMA	50under200
5Y total return	169.29%
All Time High	2.16
All Time High Change	-25.88%
All Time High Date	2025-10-27
All Time Low	0.13
All Time Low Change	1,157.66%
All Time Low Date	2008-10-29
ATR	0.04
Ch YTD	-8.51
High	1.6
High52	2.16
High52 Date	2025-10-27
High52ch	-27.57%
Low	1.56
Low52	1.48
Low52 Date	2026-05-05
Low52ch	6.07%
Ma50ch	0.13%
Price vs 200-day SMA	-11.6%
RSI	52.69
RSI Monthly	50.9
RSI Weekly	36.26
Sharpe ratio	0.06x
Sortino ratio	0.25
Total Return	4.29%
Tr YTD	-8.51
Tr15y	498.7%
Tr1m	2.63%
Tr1w	7.92%
Tr3m	-6.92%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 6.2B
Operating margin	9.3

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6,899,293,833%
Net Borrowing	2,158,557,543.8
Shares Institutions	14.1%
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 4.8B
Average Volume	150x
Bv Per Share	1.57
CAPEX	EUR -419.1M
Ch10y	62.16
Ch15y	191.5
Ch1m	2.63
Ch1w	7.88
Ch1y	-0.56
Ch3m	-6.92
Ch3y	36.84
Ch5y	98.88
Ch6m	-23.03
Change	0.29%
Change From Open	-2.28
Close	1.56
Days Gap	2.63
Earnings Date	2026-04-29
EBIT	EUR 6.2B
EBITDA	EUR 6.5B
EPS	EUR 0.22
F Score	5
FCF	EUR 4.8B
FCF EV Yield	10.79x
Financing CF	488,536,602
Fiscal Year End	December
Founded	2,003
Graham Number	2.77939
Graham Upside	73.6
Income Tax	EUR 891.8M
Investing CF	-5,250,672,553
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2025-12-31
Last Split Date	2018-06-27
Last Split Type	Forward
Lynch Fair Value	EUR 1.31
Lynch Upside	-18.19
Ma150	1.78
Ma150ch	-10.21%
Ma20	1.52
Ma20ch	5.12%
Net CF	475,507,336
Next Earnings Date	2026-08-28
Open	1.6
P FCF Ratio	7.45
P OCF Ratio	6.85
Payment Date	2025-12-12
Position In Range	0
Ppne	3,693,063,533.4
Price Date	2026-05-08
Price EBITDA	EUR 5.5
Ptbv Ratio	1.04
Relative Volume	20x
Revenue	66,370,351,960x
Tax By Revenue	1.34x
Tax Rate	15.35%
Tr6m	-23.03%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/PJC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.3%

$0.07 annual per share

Payout ratio

+31.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.4%

0 consecutive years of growth

Total shareholder yield

+4.3%

Next ex-dividend date: 2025-11-04

Performance

FRA/PJC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/PJC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+14.1%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

FRA/PJC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.7

Neutral momentum band

Price vs 200-day MA

-11.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.06

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/PJC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/PJC stock rating?

fra/PJC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/PJC analysis?

The full report lives at /stocks/fra/PJC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/PJC?

The latest report frames fra/PJC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/PJC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.