Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

FRA/PRVA stock hub

FRA/PRVA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

331M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/PRVAFRA/PRVA

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In the news

Latest news · FRA/PRVA

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.9

P25 n/aP50 n/aP75 n/a

Trailing P/E35.2

P25 n/aP50 n/aP75 n/a

ROE1.7

P25 n/aP50 n/aP75 n/a

ROIC0.2

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/PRVA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

180

Groups with data

Currency

GBP

Showing 180 of 180 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	DE
Employees	1,269
Employees Change	-209%
Employees Change Percent	-14.14
Exchange	Frankfurt Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Personal Credit Institutions
Last refreshed	2026-05-10
Market cap	EUR 331M
Price	EUR 1.31
Price currency	EUR
Rev Per Employee	249,584.2x
Sic	6141
Symbol	fra/PRVA
Website	https://www.vanquisbankinggroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	2.84%
FCF yield	31.07%
Forward P/E	6.86x
P/B ratio	0.59x
P/E ratio	35.21x
P/S ratio	1.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	32.46%
Gross margin	3%
Gross Profit	EUR 9.5M
Net Income	EUR 9.4M
Net Income Growth5 Y	-32.54%
Pretax Margin	3%
Profit Margin	2.97%
Profit Per Employee	EUR 7,407
ROA	0.22
Roa5y	0.77
ROE	1.72
Roe5y	2.03
ROIC	0.21
Roic5y	1.04

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-23.88%
Cagr15y	-8.29%
Cagr1y	74.73%
Cagr20y	-6.15%
Cagr3y	-17.41%
Cagr5y	-11.17%
Div CAGR10	-23.59%
Div CAGR3	-21.56%
Div CAGR5	-9.3%
EPS Growth5 Y	-33.28
FCF Growth	-80.09%
FCF Growth3 Y	-53.81%
OCF Growth	-79.46%
OCF Growth10 Y	-8.47%
OCF Growth3 Y	-53.34%
Revenue Growth	5.06x
Revenue Growth3 Y	-4.93x
Revenue Growth5 Y	-6.66x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.08
Assets	EUR 4.5B
Cash	EUR 929.4M
Debt	EUR 3.9B
Debt Equity	EUR 6.97
Debt FCF	EUR 37.85
Equity	EUR 558.6M
Liabilities	EUR 4B
Net Cash	EUR -3B
Net Cash By Market Cap	EUR -895
Net Debt Equity	EUR 5.3
Net Debt FCF	EUR 28.81
Tangible Book Value	EUR 482.7M
Tangible Book Value Per Share	EUR 1.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.85
Quick ratio	1.83
Working Capital	EUR 1.9B
Working Capital Turnover	EUR 0.19

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-4.27%
Dividend per share	EUR 0
Last Dividend	EUR 0.01
Payout Ratio	6.1%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-93.47%
1Y total return	74.67%
200-day SMA	1.31
3Y total return	-43.67%
50-day SMA	1.31
50-day SMA vs 200-day SMA	50under200
5Y total return	-44.7%
All Time High	52.11
All Time High Change	-97.49%
All Time High Date	2015-12-02
All Time Low	0.45
All Time Low Change	191.43%
All Time Low Date	2024-11-13
ATR	0.03
Ch YTD	-3.53
High	1.31
High52	1.49
High52 Date	2026-02-20
High52ch	-11.84%
Low	1.31
Low52	0.79
Low52 Date	2025-05-08
Low52ch	66.88%
Ma50ch	0.08%
Price vs 200-day SMA	-0.23%
RSI	49.97
RSI Monthly	51.76
RSI Weekly	50.45
Sharpe ratio	1.35x
Sortino ratio	2.36
Total Return	-4.27%
Tr YTD	-3.53
Tr15y	-72.68%
Tr1m	-3.68%
Tr1w	2.34%
Tr3m	-3.39%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 9.5M
Operating Income Growth3 Y	-18.8
Operating Income Growth5 Y	-37.46
Operating margin	3

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	193,104,661%
Net Borrowing	-85,199,191
Shares Insiders	4.68%
Shares Institutions	73.94%
Shares Qo Q	3.2%
Shares Yo Y	4.27%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 100.3M
Average Volume	0x
Bv Per Share	2.23
CAPEX	EUR -3.8M
Ch10y	-96.46
Ch15y	-88.42
Ch1m	-3.68
Ch1w	2.34
Ch1y	74.67
Ch20y	-92.92
Ch3m	-3.39
Ch3y	-47.18
Ch5y	-53.87
Ch6m	8.09
Change	-1.5%
Change From Open	0
Close	1.33
Days Gap	-1.5
Depreciation Amortization	7,398,572.9
Earnings Date	2026-02-26
EPS	EUR 0.04
F Score	5
FCF	EUR 102.8M
Financing CF	-25,103,943
Fiscal Year End	December
Founded	1,880
Goodwill	1,387,232.4
Graham Number	1.36049
Graham Upside	3.85
Income Tax	EUR 343,890
Investing CF	-309,844,563
Is Primary Listing	0
Last Earnings Date	2026-02-26
Last Report Date	2025-12-31
Last Split Date	2007-07-16
Last Split Type	Reverse
Lynch Fair Value	EUR 0.19
Lynch Upside	-85.8
Ma150	1.33
Ma150ch	-1.36%
Ma20	1.31
Ma20ch	-0.23%
Net CF	-228,342,719
Open	1.31
P FCF Ratio	3.22
P OCF Ratio	3.1
Ppne	23,236,143
Price Date	2026-05-08
Ptbv Ratio	0.69
Relative Volume	2,000x
Revenue	316,722,355x
SBC By Revenue	0.8x
Share Based Comp	2,521,857
Tax By Revenue	0.11x
Tax Rate	3.61%
Tr20y	-71.9%
Tr6m	8.09%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/PRVA pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/PRVA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/PRVA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+73.9%

Share of float held by funds and institutions

Insider ownership

+4.7%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+4.3%

Negative means the company is buying back shares.

Technical

FRA/PRVA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.0

Neutral momentum band

Price vs 200-day MA

-0.2%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.35

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/PRVA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/PRVA stock rating?

fra/PRVA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/PRVA analysis?

The full report lives at /stocks/fra/PRVA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/PRVA?

The latest report frames fra/PRVA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/PRVA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.