Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

EPA/CAT31 stock hub

EPA/CAT31 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

578.2M

Euronext Paris

Market data

Live price

Current market quote for this ticker.

Current price

EPA/CAT31

In the news

Latest news · EPA/CAT31

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.2

P25 n/aP50 n/aP75 n/a

ROE3.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EPA/CAT31 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

190

Groups with data

Currency

EUR

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	France
Country code	FR
Employees	1,293.2
Employees Change	-8.45%
Employees Change Percent	-0.65
Exchange	Euronext Paris
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	FR0000045544
Last refreshed	2026-05-10
Market cap	EUR 578.2M
Price	EUR 129
Price currency	EUR
Rev Per Employee	211,357.14x
Sector	Financials
Sic	6020
Symbol	epa/CAT31
Website	https://www.credit-agricole.fr/ca-toulouse31/particulier.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.19%
FCF yield	-2.28%
P/B ratio	0.26x
P/E ratio	8.2x
P/S ratio	2.22x
PE Ratio10 Y	5.6x
PE Ratio3 Y	6.26x
PE Ratio5 Y	5.72x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 260.4M
Net Income	EUR 70.5M
Net Income Growth	6.05%
Net Income Growth Q	38.49%
Net Income Growth Quarters	1%
Net Income Growth Years	2%
Net Income Growth3 Y	1.57%
Net Income Growth5 Y	5.61%
Pretax Margin	32.55%
Profit Margin	27.07%
Profit Per Employee	EUR 57,222
Profitable Years	22
ROA	0.43
Roa5y	0.42
ROE	3.29
Roe5y	3.55

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.57%
Cagr15y	10.4%
Cagr1y	61.71%
Cagr20y	5.99%
Cagr3y	31.88%
Cagr5y	11.88%
Div CAGR10	-0.4%
Div CAGR3	10.17%
Div CAGR5	-10.36%
EPS Growth	-25.41
EPS Growth Q	-24.87
EPS Growth Quarters	3
EPS Growth Years	2
EPS Growth3 Y	-9.67
EPS Growth5 Y	-1.57
Revenue Growth	3.89x
Revenue Growth Q	17.3x
Revenue Growth Years	2x
Revenue Growth3 Y	1.41x
Revenue Growth5 Y	1.6x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 16.6B
Cash	EUR 274.6M
Debt	EUR 345.8M
Debt FCF	EUR -26.29
Equity	EUR 2.2B
Liabilities	EUR 14.4B
Net Cash	EUR -71.2M
Net Cash By Market Cap	EUR -12.32
Net Debt Equity	EUR 0.03
Tangible Book Value	EUR 2.2B
Tangible Book Value Per Share	EUR 499
WACC	3.76

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -12.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-42.17%
Dividend Growth	20%
Dividend Growth Years	1%
Dividend per share	EUR 4.44
Dividend Years	35
Dividend Yield	3.46%
Ex Div Date	2026-04-16
Last Dividend	EUR 4.44
Payout Frequency	Annual
Payout Ratio	18.88%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	127.59%
1Y total return	61.66%
200-day SMA	113.5
3Y total return	129.44%
50-day SMA	115.6
50-day SMA vs 200-day SMA	50over200
5Y total return	75.28%
All Time High	142.5
All Time High Change	-9.82%
All Time High Date	2020-02-25
All Time Low	33
All Time Low Change	289.39%
All Time Low Date	2009-03-18
ATR	4.15
Beta	0.32
Beta1y	0.51
Beta2y	0.38
Ch YTD	20.36
High	128.5
High52	132.5
High52 Date	2026-04-29
High52ch	-3.02%
Low	128.1
Low52	82.62
Low52 Date	2025-05-08
Low52ch	55.74%
Ma50ch	11.16%
Price vs 200-day SMA	13.26%
RSI	66.59
RSI Monthly	69.79
RSI Weekly	68.48
Sharpe ratio	1.47x
Sortino ratio	2.51
Total Return	-38.71%
Tr YTD	25.09
Tr15y	341.01%
Tr1m	17.15%
Tr1w	3.06%
Tr3m	17.15%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 75.7M
Operating margin	29.08

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,334,668%
Net Borrowing	-18,335,000
Shares Institutions	-1.37%
Shares Out	4,499,804
Shares Qo Q	84.34%
Shares Yo Y	42.17%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -13.2M
Average Volume	591.3x
Bv Per Share	499.9
CAPEX	EUR -4.6M
Ch10y	46.69
Ch15y	100.5
Ch1m	12.72
Ch1w	3.06
Ch1y	55.55
Ch20y	15.77
Ch3m	12.72
Ch3y	100.4
Ch5y	38.19
Ch6m	9.01
Change	0.96%
Change From Open	0.33
Close	127.3
Days Gap	0.63
Dollar Volume	4,112
Earnings Date	2026-06-19
EPS	EUR 15.67
F Score	2
FCF	EUR -13.2M
FCF Per Share	EUR -2.92
Financing CF	-12,608,000
Fiscal Year End	December
Founded	1,992
Graham Number	419.76645
Graham Upside	226.7
Income Tax	EUR 14.3M
Investing CF	-30,444,000
Is Primary Listing	1
Last Earnings Date	2025-12-19
Last Report Date	2025-12-31
Last Split Date	2001-04-09
Last Split Type	Forward
Lynch Fair Value	EUR 87.9
Lynch Upside	-31.6
Ma150	114.9
Ma150ch	11.82%
Ma20	121.8
Ma20ch	5.5%
Net CF	-51,584,000
Next Earnings Date	2026-06-19
Open	128.1
Payment Date	2026-04-20
Position In Range	100
Ppne	66,334,000
Price Date	2026-05-08
Ptbv Ratio	0.26
Relative Volume	0.05x
Revenue	260,392,000x
Tax By Revenue	5.47x
Tax Rate	16.81%
Tr20y	220%
Tr6m	13.29%
Volume	32

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

EPA/CAT31 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.5%

$4.44 annual per share

Payout ratio

+18.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-10.4%

1 consecutive years of growth

Total shareholder yield

-38.7%

Next ex-dividend date: 2026-04-16

Performance

EPA/CAT31 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EPA/CAT31?

Insider, institutional, and short-interest positioning.

Institutional ownership

-1.4%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+42.2%

Negative means the company is buying back shares.

Technical

EPA/CAT31 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

66.6

Neutral momentum band

Price vs 200-day MA

+13.3%

50/200-day relationship not available

Beta (5Y)

0.32

Less volatile than the market

Sharpe ratio

1.47

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About EPA/CAT31

Hub-level FAQ points readers to the deeper analysis pages.

What is the current epa/CAT31 stock rating?

epa/CAT31 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full epa/CAT31 analysis?

The full report lives at /stocks/epa/CAT31/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for epa/CAT31?

The latest report frames epa/CAT31 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the epa/CAT31 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.