Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

EPA/CRTO stock hub

EPA/CRTO has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

954M

Euronext Paris

Market data

Live price

Current market quote for this ticker.

Current price

EPA/CRTO

In the news

Latest news · EPA/CRTO

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E11.6

P25 n/aP50 n/aP75 n/a

ROE2.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EPA/CRTO market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

184

Groups with data

Currency

EUR

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	France
Country code	FR
Employees	1,670.5
Employees Change	87.49%
Employees Change Percent	5.53
Exchange	Euronext Paris
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	FR0000045304
Last refreshed	2026-05-10
Market cap	EUR 954M
Price	EUR 153
Price currency	EUR
Rev Per Employee	184,999.4x
Sector	Financials
Sic	6020
Symbol	epa/CRTO
Website	https://www.credit-agricole.fr

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.62%
FCF yield	-14.67%
P/B ratio	0.31x
P/E ratio	11.6x
P/S ratio	3.1x
PE Ratio10 Y	6.1x
PE Ratio3 Y	7.26x
PE Ratio5 Y	6.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 308.2M
Net Income	EUR 82.2M
Net Income Growth	2.1%
Net Income Growth Q	-68.15%
Net Income Growth Quarters	1%
Net Income Growth Years	1%
Net Income Growth3 Y	-9.65%
Net Income Growth5 Y	-4.21%
Pretax Margin	29.45%
Profit Margin	26.68%
Profit Per Employee	EUR 49,360
Profitable Years	22
ROA	0.49
Roa5y	0.53
ROE	2.76
Roe5y	3.38

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	9.18%
Cagr15y	10.95%
Cagr1y	79.83%
Cagr20y	6.94%
Cagr3y	35.72%
Cagr5y	13.95%
Div CAGR10	0.61%
Div CAGR3	1.2%
Div CAGR5	3.09%
EPS Growth	2.37
EPS Growth Q	-68.08
EPS Growth Years	0
EPS Growth3 Y	-9.54
EPS Growth5 Y	-4.11
Revenue Growth	2.87x
Revenue Growth Q	-21.58x
Revenue Growth Years	1x
Revenue Growth3 Y	-2.54x
Revenue Growth5 Y	-1.12x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 17B
Cash	EUR 158.5M
Debt	EUR 198.8M
Debt FCF	EUR -1.42
Equity	EUR 3.1B
Liabilities	EUR 13.8B
Net Cash	EUR -40.3M
Net Cash By Market Cap	EUR -4.23
Net Debt Equity	EUR 0.01
Tangible Book Value	EUR 3.1B
Tangible Book Value Per Share	EUR 500
WACC	4.62

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -13B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.27%
Dividend Growth	5.92%
Dividend Growth Years	1%
Dividend per share	EUR 3.4
Dividend Years	31
Dividend Yield	2.23%
Ex Div Date	2026-05-19
Last Dividend	EUR 3.4
Payout Frequency	Annual
Payout Ratio	24.01%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	140.55%
1Y total return	79.76%
200-day SMA	121.4
3Y total return	150.02%
50-day SMA	129.7
50-day SMA vs 200-day SMA	50over200
5Y total return	92.09%
All Time High	155
All Time High Change	-1.43%
All Time High Date	2026-05-06
All Time Low	15.01
All Time Low Change	917.79%
All Time Low Date	1995-07-06
ATR	4.23
Beta	0.24
Beta1y	0.5
Beta2y	0.4
Ch YTD	37.62
High	152.8
High52	155
High52 Date	2026-05-06
High52ch	-1.43%
Low	147.9
Low52	84.98
Low52 Date	2025-05-08
Low52ch	81.28%
Ma50ch	17.83%
Price vs 200-day SMA	25.85%
RSI	75.6
RSI Monthly	75.12
RSI Weekly	76.11
Sharpe ratio	1.8x
Sortino ratio	2.92
Total Return	2.49%
Tr YTD	37.62
Tr15y	375.14%
Tr1m	24.47%
Tr1w	2.54%
Tr3m	24.72%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 90.8M
Operating margin	29.45

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares Out	6,244,279
Shares Qo Q	-0.2%
Shares Yo Y	-0.27%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -140M
Average Volume	829.6x
Bv Per Share	500.8
CAPEX	EUR -17.2M
Ch10y	74.39
Ch15y	154.6
Ch1m	24.47
Ch1w	2.54
Ch1y	79.76
Ch20y	59.48
Ch3m	24.72
Ch3y	120.2
Ch5y	57.77
Ch6m	31.14
Change	0.51%
Change From Open	-0.01
Close	152
Days Gap	0.53
Dollar Volume	34,069.9
Earnings Date	2026-02-27
EPS	EUR 13.17
F Score	2
FCF	EUR -140M
FCF Per Share	EUR -22.42
Financing CF	-21,001,000
Fiscal Year End	December
Founded	1,995
Goodwill	3,579,000
Graham Number	385.20236
Graham Upside	152.1
Income Tax	EUR 8.5M
Investing CF	-22,654,000
Is Primary Listing	1
Last Earnings Date	2026-02-27
Last Report Date	2024-12-31
Lynch Fair Value	EUR 65.85
Lynch Upside	-56.9
Ma150	122.1
Ma150ch	25.13%
Ma20	137.1
Ma20ch	11.4%
Net CF	-166,493,000
Open	152.8
Payment Date	2026-05-21
Position In Range	99.59
Ppne	69,632,000
Price Date	2026-05-08
Ptbv Ratio	0.31
Relative Volume	0.27x
Revenue	308,209,000x
Tax By Revenue	2.77x
Tax Rate	9.41%
Tr20y	282.56%
Tr6m	31.14%
Volume	223

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

EPA/CRTO dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.2%

$3.40 annual per share

Payout ratio

+24.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.1%

1 consecutive years of growth

Total shareholder yield

+2.5%

Next ex-dividend date: 2026-05-19

Performance

EPA/CRTO stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EPA/CRTO?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.3%

Negative means the company is buying back shares.

Technical

EPA/CRTO momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

75.6

Above 70: short-term overbought

Price vs 200-day MA

+25.8%

50/200-day relationship not available

Beta (5Y)

0.24

Less volatile than the market

Sharpe ratio

1.80

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About EPA/CRTO

Hub-level FAQ points readers to the deeper analysis pages.

What is the current epa/CRTO stock rating?

epa/CRTO is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full epa/CRTO analysis?

The full report lives at /stocks/epa/CRTO/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for epa/CRTO?

The latest report frames epa/CRTO around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the epa/CRTO page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.