Sector pending / Life InsuranceUpdated 2026-05-10 22:07 UTC

MAL/NICO stock hub

MAL/NICO has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.7T

Malawi Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

MAL/NICO

In the news

Latest news · MAL/NICO

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.2

P25 n/aP50 n/aP75 n/a

ROE78.9

P25 n/aP50 n/aP75 n/a

ROIC64.7

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MAL/NICO market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

194

Groups with data

Currency

MWK

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Malawi
Country code	MW
Employees	1,476
Employees Change	192%
Employees Change Percent	14.95
Enterprise value	MWK 1.9T
Exchange	Malawi Stock Exchange
Financial currency	MWK
First seen	2026-05-10
Industry	Life Insurance
Last refreshed	2026-05-10
Market cap	MWK 1.7T
Price	MWK 1,644
Price currency	MWK
Rev Per Employee	600,311,908.54x
Sic	6311
Symbol	mal/NICO
Website	https://www.nicomw.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.79%
EV Earnings	11.22x
EV/EBIT	2.97x
EV/EBITDA	2.94x
EV/FCF	-28.56x
EV/Sales	2.13x
FCF yield	-3.85%
P/B ratio	3.14x
P/E ratio	10.22x
P/S ratio	1.94x
PE Ratio10 Y	6.11x
PE Ratio3 Y	8.44x
PE Ratio5 Y	7.17x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	71.47%
EBITDA Margin	72.19%
Gross margin	86.44%
Gross Profit	MWK 765.9B
Net Income	MWK 167.8B
Net Income Growth	133.07%
Net Income Growth Q	125.9%
Net Income Growth3 Y	58.18%
Net Income Growth5 Y	41.24%
Pretax Margin	53.2%
Profit Margin	18.94%
Profit Per Employee	MWK 113.7M
ROA	11.93
Roa5y	7.35
ROCE	24.49
ROE	78.91
Roe5y	48.42
ROIC	64.67
Roic5y	57.54

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	59.65%
Cagr1y	115.83%
Cagr3y	125.38%
Cagr5y	109.11%
Div CAGR10	48.83%
Div CAGR3	217.48%
Div CAGR5	70.06%
EPS Growth	133.1
EPS Growth Q	125.9
EPS Growth3 Y	58.18
EPS Growth5 Y	41.24
Revenue Growth	71.46x
Revenue Growth Q	67.45x
Revenue Growth3 Y	33.49x
Revenue Growth5 Y	16.98x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	MWK 0.27
Assets	MWK 4.2T
Cash	MWK 214.9B
Debt	MWK 126.6B
Debt EBITDA	MWK 0.2
Debt Equity	MWK 0.23
Debt FCF	MWK -1.92
Equity	MWK 545.4B
Interest Coverage	3.92
Liabilities	MWK 3.7T
Net Cash	MWK 76.7B
Net Cash By Market Cap	MWK 4.47
Net Cash Growth	4.31%
Net Debt EBITDA	MWK -0.12
Net Debt Equity	MWK -0.14
Tangible Book Value	MWK 282.4B
Tangible Book Value Per Share	MWK 271
WACC	8.67

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.57
Inventory Turnover	119.6
Net Working Capital	MWK -825.4B
Quick ratio	0.15
Working Capital	MWK -694.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	77.78%
Dividend Growth Years	9%
Dividend per share	MWK 40
Dividend Years	18
Dividend Yield	2.43%
Ex Div Date	2026-04-08
Last Dividend	MWK 20
Payout Frequency	Semi-Annual
Payout Ratio	27.8%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	10,646.59%
1Y total return	115.72%
200-day SMA	1,611.2
3Y total return	1,045.53%
50-day SMA	1,669
50-day SMA vs 200-day SMA	50over200
5Y total return	3,895.83%
All Time High	1,740
All Time High Change	-5.52%
All Time High Date	2025-09-01
All Time Low	10
All Time Low Change	16,338.9%
All Time Low Date	2017-03-30
ATR	1.26
Beta	-0.26
Beta1y	-0.17
Beta2y	-0.32
Ch YTD	-5.33
High	1,643.9
High52	1,740
High52 Date	2025-09-10
High52ch	-5.52%
Low	1,643.9
Low52	700
Low52 Date	2025-06-11
Low52ch	134.84%
Ma50ch	-1.51%
Price vs 200-day SMA	2.03%
RSI	0.05
RSI Monthly	87.13
RSI Weekly	60.38
Sharpe ratio	2.29x
Sortino ratio	10.62
Total Return	2.43%
Tr YTD	-4.19
Tr1m	-0.36%
Tr1w	-0.11%
Tr3m	-3.04%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	MWK 633.2B
Operating margin	71.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	483,658,156%
Net Borrowing	15,607,746,000
Shares Out	1,043,041,096
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	MWK -66B
Average Volume	30,183.4x
Bv Per Share	287.3
CAPEX	MWK -18.8B
Ch10y	6,895.3
Ch1m	-1.55
Ch1w	-0.11
Ch1y	111.7
Ch3m	-4.2
Ch3y	919.4
Ch5y	3,066.2
Ch6m	-5.51
Change	-0%
Close	1,644
Dollar Volume	123,018,864.3
Earnings Date	2026-05-17
EBIT	MWK 633.2B
EBITDA	MWK 639.7B
EPS	MWK 161
F Score	4
FCF	MWK -66B
FCF EV Yield	-3.5x
FCF Per Share	MWK -63.23
Financing CF	-40,130,403,000
Fiscal Year End	December
Founded	1,971
Graham Number	1019.94166
Graham Upside	-37.96
Income Tax	MWK 147.9B
Investing CF	88,969,824,000
Is Primary Listing	1
Last Earnings Date	2025-12-11
Last Report Date	2025-12-31
Lynch Fair Value	MWK 4,023
Lynch Upside	144.7
Ma150	1,711.1
Ma150ch	-3.93%
Ma20	1,649.2
Ma20ch	-0.32%
Net CF	1,382,274,000
Next Earnings Date	2026-05-17
Payment Date	2026-04-20
Position In Range	50
Ppne	46,852,113,000
Price Date	2026-05-08
Price EBITDA	MWK 2.68
Ptbv Ratio	6.07
Relative Volume	2.48x
Revenue	886,060,377,000x
Tax By Revenue	16.69x
Tax Rate	31.37%
Tr6m	-4.03%
Volume	74,834

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MAL/NICO dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.4%

$40.0 annual per share

Payout ratio

+27.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+70.1%

9 consecutive years of growth

Total shareholder yield

+2.4%

Next ex-dividend date: 2026-04-08

Performance

MAL/NICO stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Technical

MAL/NICO momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

0.0

Below 30: short-term oversold

Price vs 200-day MA

+2.0%

50/200-day relationship not available

Beta (5Y)

-0.26

Less volatile than the market

Sharpe ratio

2.29

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About MAL/NICO

Hub-level FAQ points readers to the deeper analysis pages.

What is the current mal/NICO stock rating?

mal/NICO is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full mal/NICO analysis?

The full report lives at /stocks/mal/NICO/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for mal/NICO?

The latest report frames mal/NICO around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the mal/NICO page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.