Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

NGX/FCMB stock hub

NGX/FCMB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

751.9B

Nigerian Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

NGX/FCMB

In the news

Latest news · NGX/FCMB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E2.2

P25 n/aP50 n/aP75 n/a

Trailing P/E2.9

P25 n/aP50 n/aP75 n/a

ROE23.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NGX/FCMB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

187

Groups with data

Currency

NGN

Showing 187 of 187 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Nigeria
Country code	NG
Employees	3,796
Employees Change	242%
Employees Change Percent	6.81
Exchange	Nigerian Stock Exchange
Financial currency	NGN
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	NGN 751.9B
Price	NGN 11.4
Price currency	NGN
Rev Per Employee	136,776,999.74x
Sic	6020
Symbol	ngx/FCMB
Website	https://fcmbgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	22.5%
FCF yield	187.96%
Forward P/E	2.15x
P/B ratio	0.91x
P/E ratio	2.88x
P/S ratio	1.45x
PE Ratio10 Y	3.37x
PE Ratio3 Y	2.94x
PE Ratio5 Y	2.92x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	272.19%
Gross Profit	NGN 516.7B
Net Income	NGN 169.2B
Net Income Growth	141.53%
Net Income Growth3 Y	76.25%
Net Income Growth5 Y	54.18%
Pretax Margin	38.7%
Profit Margin	34.02%
Profit Per Employee	NGN 44.6M
ROA	2.42
Roa5y	1.65
ROE	23.39
Roe5y	16.44

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	35.6%
Cagr15y	10.23%
Cagr1y	18.76%
Cagr20y	11.87%
Cagr3y	47.85%
Cagr5y	37.34%
Div CAGR10	8.2%
Div CAGR3	40.1%
Div CAGR5	31.48%
EPS Growth	61.02
EPS Growth3 Y	36.35
EPS Growth5 Y	32.17
OCF Growth10 Y	43.48%
Revenue Growth	52.78x
Revenue Growth Q	85.14x
Revenue Growth3 Y	51.13x
Revenue Growth5 Y	37.07x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NGN 7.5T
Cash	NGN 1.7T
Debt	NGN 757.3B
Debt FCF	NGN 0.54
Equity	NGN 823.4B
Liabilities	NGN 6.7T
Net Cash	NGN 958.7B
Net Cash By Market Cap	NGN 128
Net Cash Growth	50.91%
Net Debt Equity	NGN -1.16
Net Debt FCF	NGN -0.68
Tangible Book Value	NGN 781.7B
Tangible Book Value Per Share	NGN 18.26
WACC	2.75

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NGN -4.3T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-59.86%
Dividend Growth	10%
Dividend Growth Years	5%
Dividend per share	NGN 0.55
Dividend Years	12
Dividend Yield	4.82%
Ex Div Date	2025-04-17
Last Dividend	NGN 0.55
Payout Frequency	Annual
Payout Ratio	16.56%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	2,001.39%
1Y total return	18.75%
200-day SMA	11.26
3Y total return	223.29%
50-day SMA	12.4
50-day SMA vs 200-day SMA	50over200
5Y total return	388.55%
All Time High	18.06
All Time High Change	-36.88%
All Time High Date	2008-01-07
All Time Low	0.71
All Time Low Change	1,505.63%
All Time Low Date	2016-03-04
ATR	0.6
Beta	0.23
Beta1y	0.29
Beta2y	-0.07
Ch YTD	-5.39
High	11.4
High52	14.5
High52 Date	2026-02-25
High52ch	-21.38%
Low	10.5
Low52	8.55
Low52 Date	2025-07-02
Low52ch	33.33%
Ma50ch	-8.09%
Price vs 200-day SMA	1.25%
RSI	44.82
RSI Monthly	57.23
RSI Weekly	48.92
Sharpe ratio	0.6x
Sortino ratio	1.1
Total Return	-55.04%
Tr YTD	-5.39
Tr15y	331.23%
Tr1m	-5%
Tr1w	3.64%
Tr3m	1.33%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NGN 202.9B
Operating margin	39.07

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Net Borrowing	-49,993,593,000
Shares Institutions	0.16%
Shares Out	65,954,593,274
Shares Qo Q	0%
Shares Yo Y	59.86%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NGN 1.4T
Average Volume	35,843,362.75x
Bv Per Share	19.22
CAPEX	NGN -18.5B
Ch10y	1,051.5
Ch15y	79.39
Ch1m	-5
Ch1w	3.64
Ch1y	18.75
Ch20y	240
Ch3m	1.33
Ch3y	185
Ch5y	280
Ch6m	9.62
Change	3.64%
Change From Open	3.64
Close	11
Days Gap	0
Dollar Volume	1,136,783,376
Earnings Date	2026-04-24
EPS	NGN 3.96
F Score	4
FCF	NGN 1.4T
FCF Per Share	NGN 21.43
Financing CF	175,991,919,000
Fiscal Year End	December
Founded	1,977
Goodwill	19,291,037,000
Graham Number	26.84261
Graham Upside	135.5
Income Tax	NGN 24B
Investing CF	-1,054,016,209,000
Is Primary Listing	1
Last Earnings Date	2026-04-24
Last Report Date	2025-12-31
Last Split Date	2013-06-05
Last Split Type	Forward
Lynch Fair Value	NGN 64.13
Lynch Upside	462.5
Ma150	11.45
Ma150ch	-0.46%
Ma20	11.88
Ma20ch	-4.04%
Net CF	504,922,855,000
Next Earnings Date	2026-07-27
Open	11
P FCF Ratio	0.53
P OCF Ratio	0.53
Payment Date	2025-04-29
Position In Range	100
Ppne	63,034,071,000
Price Date	2026-05-08
Ptbv Ratio	0.96
Relative Volume	2.78x
Revenue	519,205,491,000x
Tax By Revenue	4.62x
Tax Rate	11.95%
Tr20y	843.2%
Tr6m	9.62%
Volume	99,717,840

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NGX/FCMB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.8%

$0.55 annual per share

Payout ratio

+16.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+31.5%

5 consecutive years of growth

Total shareholder yield

-55.0%

Next ex-dividend date: 2025-04-17

Performance

NGX/FCMB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NGX/FCMB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.2%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+59.9%

Negative means the company is buying back shares.

Technical

NGX/FCMB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.8

Neutral momentum band

Price vs 200-day MA

+1.3%

50/200-day relationship not available

Beta (5Y)

0.23

Less volatile than the market

Sharpe ratio

0.60

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NGX/FCMB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ngx/FCMB stock rating?

ngx/FCMB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ngx/FCMB analysis?

The full report lives at /stocks/ngx/FCMB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ngx/FCMB?

The latest report frames ngx/FCMB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ngx/FCMB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.