Financials / Banks - DiversifiedUpdated 2026-05-10 22:07 UTC

WSE/SAN stock hub

WSE/SAN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

637.9B

Warsaw Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

WSE/SAN

In the news

Latest news · WSE/SAN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.7

P25 8.8P50 10.6P75 11.7

Trailing P/E9.6

P25 8P50 9.2P75 13.2

ROE12.9

P25 -9.4P50 3.3P75 17.1

ROICn/a

P25 -8.8P50 0.5P75 12.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WSE/SAN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

181

Groups with data

Currency

EUR

Showing 181 of 181 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Spain
Country code	PL
Employees	186,370
Employees Change	-8,350%
Employees Change Percent	-4.04
Exchange	Warsaw Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Diversified
Isin	ES0113900J37
Last refreshed	2026-05-10
Market cap	PLN 637.9B
Price	PLN 43.95
Price currency	PLN
Rev Per Employee	1,091,970.1x
Sector	Financials
Sic	6020
Symbol	wse/SAN
Website	https://www.santander.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.46%
FCF yield	-13.68%
Forward P/E	9.73x
P/B ratio	1.32x
P/E ratio	9.56x
P/S ratio	3.13x
PE Ratio10 Y	9.11x
PE Ratio3 Y	7.29x
PE Ratio5 Y	7.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PLN 203.5B
Net Income	PLN 66.7B
Net Income Growth	23.09%
Net Income Growth Q	60.35%
Net Income Growth Quarters	21%
Net Income Growth Years	5%
Net Income Growth3 Y	19.48%
Pretax Margin	40.15%
Profit Margin	34.1%
Profit Per Employee	PLN 357,943
Profitable Years	5
ROA	0.78
Roa5y	0.67
ROE	12.89
Roe5y	11.37

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.48%
Cagr1y	64.61%
Cagr3y	49.72%
Cagr5y	28.38%
Div CAGR10	2.17%
Div CAGR3	23%
Div CAGR5	45.65%
EPS Growth	28.29
EPS Growth Q	67.38
EPS Growth Quarters	13
EPS Growth Years	5
EPS Growth3 Y	24.01
Revenue Growth	1.08x
Revenue Growth Q	4.63x
Revenue Growth Quarters	3x
Revenue Growth Years	4x
Revenue Growth3 Y	4.33x
Revenue Growth5 Y	7.31x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PLN 8T
Cash	PLN 1.3T
Debt	PLN 1.7T
Debt FCF	PLN -19.32
Equity	PLN 483.5B
Liabilities	PLN 7.5T
Net Cash	PLN -363.5B
Net Cash By Market Cap	PLN -56.98
Net Debt Equity	PLN 0.75
Tangible Book Value	PLN 380.2B
Tangible Book Value Per Share	PLN 26.14
WACC	2.61

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PLN -3.8T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.64%
Dividend Growth	12.94%
Dividend Growth Years	4%
Dividend per share	PLN 0.83
Dividend Years	6
Dividend Yield	1.88%
Ex Div Date	2026-04-30
Last Dividend	PLN 0.43
Payout Frequency	Semi-Annual
Payout Ratio	20.68%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	254.04%
1Y total return	64.56%
200-day SMA	39.73
3Y total return	235.73%
50-day SMA	43.05
50-day SMA vs 200-day SMA	50over200
5Y total return	248.61%
All Time High	48.7
All Time High Change	-9.76%
All Time High Date	2026-02-03
All Time Low	6.57
All Time Low Change	569.38%
All Time Low Date	2020-09-24
ATR	1.5
Beta	0.96
Ch YTD	2.42
High	46.5
High52	48.7
High52 Date	2026-02-03
High52ch	-9.76%
Low	43.65
Low52	27.02
Low52 Date	2025-05-09
Low52ch	62.64%
Ma50ch	2.09%
Price vs 200-day SMA	10.61%
RSI	50.28
RSI Monthly	74.79
RSI Weekly	56.73
Sharpe ratio	1.72x
Sortino ratio	2.8
Total Return	5.52%
Tr YTD	3.42
Tr1m	6.51%
Tr1w	2.38%
Tr3m	-1.37%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PLN 84.9B
Operating margin	41.7

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,194,236,280%
Net Borrowing	-20,127,790,101.4
Shares Insiders	1.07%
Shares Institutions	38.49%
Shares Qo Q	-6.75%
Shares Yo Y	-3.64%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PLN -87.3B
Average Volume	3,849x
Bv Per Share	31.32
CAPEX	PLN -21B
Ch10y	161.7
Ch1m	5.49
Ch1w	2.38
Ch1y	61.27
Ch3m	-2.32
Ch3y	207.8
Ch5y	201
Ch6m	15.6
Change	-2.69%
Change From Open	-5.49
Close	45.16
Days Gap	2.97
Dollar Volume	264,812.6
Earnings Date	2026-04-29
EPS	PLN 4.48
F Score	2
FCF	PLN -87.3B
Financing CF	-61,962,996,056
Fiscal Year End	December
Founded	1,856
Goodwill	51,949,796,571.1
Graham Number	58.69025
Graham Upside	33.55
Income Tax	PLN 20B
Investing CF	23,592,677,089
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2020-11-16
Last Split Type	Forward
Lynch Fair Value	PLN 89.54
Lynch Upside	103.8
Ma150	41.53
Ma150ch	5.83%
Ma20	44.54
Ma20ch	-1.34%
Net CF	-127,293,919,795
Open	46.5
Payment Date	2026-05-05
Position In Range	10.35
Ppne	109,203,967,571.7
Price Date	2026-05-08
Ptbv Ratio	1.68
Relative Volume	1.57x
Revenue	203,510,466,940x
Tax By Revenue	9.81x
Tax Rate	24.44%
Tr6m	16.73%
Volume	6,026

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

WSE/SAN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.9%

$0.83 annual per share

Payout ratio

+20.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+45.6%

4 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2026-04-30

Performance

WSE/SAN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WSE/SAN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+38.5%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-3.6%

Negative means the company is buying back shares.

Technical

WSE/SAN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.3

Neutral momentum band

Price vs 200-day MA

+10.6%

50/200-day relationship not available

Beta (5Y)

0.95

Moves roughly with the market

Sharpe ratio

1.72

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About WSE/SAN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current wse/SAN stock rating?

wse/SAN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full wse/SAN analysis?

The full report lives at /stocks/wse/SAN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for wse/SAN?

The latest report frames wse/SAN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the wse/SAN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.