Financials / BanksUpdated 2026-05-10 22:07 UTC

LON/0RI3 stock hub

LON/0RI3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

396.7M

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/0RI3

In the news

Latest news · LON/0RI3

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.5

P25 8.9P50 11.2P75 14.4

Trailing P/E9.8

P25 9.1P50 13P75 18.8

ROE10.1

P25 3.3P50 10.3P75 16

ROICn/a

P25 -0.8P50 6.7P75 14.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/0RI3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

181

Groups with data

Currency

NOK

Showing 181 of 181 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	UK
Employees	69
Employees Change	2.4%
Employees Change Percent	3.75
Exchange	London Stock Exchange
Financial currency	NOK
First seen	2026-05-10
Industry	Banks
Isin	NO0010397581
Last refreshed	2026-05-10
Market cap	NOK 396.7M
Price	NOK 65.4
Price currency	NOK
Rev Per Employee	1,104,271.22x
Sector	Financials
Sic	6020
Symbol	lon/0RI3
Website	https://www.paretobank.no

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.23%
FCF yield	13.12%
Forward P/E	11.48x
P/B ratio	0.88x
P/E ratio	9.77x
P/S ratio	5.21x
PE Ratio10 Y	7.52x
PE Ratio3 Y	8.73x
PE Ratio5 Y	8.14x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	68.32%
Gross Profit	NOK 76.2M
Net Income	NOK 40.6M
Net Income Growth	-16.79%
Net Income Growth Q	-57.02%
Net Income Growth Years	13%
Net Income Growth3 Y	-1.87%
Net Income Growth5 Y	1.84%
Pretax Margin	76.29%
Profit Margin	58.56%
Profit Per Employee	NOK 588,456
Profitable Years	14
ROA	2.16
Roa5y	2.57
ROE	10.06
Roe5y	13.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-8.25%
Cagr3y	16.12%
Cagr5y	13.43%
Div CAGR3	27.97%
Div CAGR5	30.97%
EPS Growth	-20.41
EPS Growth Q	-61.11
EPS Growth Years	0
EPS Growth3 Y	-5.59
EPS Growth5 Y	-0.31
FCF Growth	-65.89%
OCF Growth	-65.92%
OCF Growth10 Y	11.07%
Revenue Growth	-13.59x
Revenue Growth Q	-47.68x
Revenue Growth Quarters	1x
Revenue Growth Years	2x
Revenue Growth3 Y	1.28x
Revenue Growth5 Y	4.61x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 1.9B
Cash	NOK 18.9M
Debt	NOK 645.1M
Debt FCF	NOK 12.39
Equity	NOK 451.5M
Liabilities	NOK 1.5B
Net Cash	NOK -626.1M
Net Cash By Market Cap	NOK -158
Net Debt Equity	NOK 1.39
Net Debt FCF	NOK 12.03
Tangible Book Value	NOK 448.4M
Tangible Book Value Per Share	NOK 4.91
WACC	2.84

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -798.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.97%
Dividend Growth	108.93%
Dividend Growth Years	1%
Dividend per share	NOK 0.63
Dividend Years	10
Dividend Yield	0.96%
Ex Div Date	2026-04-10
Last Dividend	NOK 0.63
Payout Frequency	Annual
Payout Ratio	64.44%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-8.24%
200-day SMA	83.67
3Y total return	56.6%
50-day SMA	80.46
50-day SMA vs 200-day SMA	50under200
5Y total return	87.73%
All Time High	96.4
All Time High Change	-32.16%
All Time High Date	2025-08-06
All Time Low	29
All Time Low Change	125.52%
All Time Low Date	2020-05-19
ATR	1.31
Beta	0.58
Ch YTD	-28.17
High	65.4
High52	96.4
High52 Date	2025-08-06
High52ch	-32.16%
Low	65.4
Low52	65
Low52 Date	2026-05-07
Low52ch	0.62%
Ma50ch	-18.71%
Price vs 200-day SMA	-21.84%
RSI	19.19
RSI Monthly	42.16
RSI Weekly	29.66
Sharpe ratio	0.5x
Sortino ratio	0.86
Total Return	-0.01%
Tr YTD	-20.99
Tr1m	-16.2%
Tr1w	-2.82%
Tr3m	-10.08%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 58.1M
Operating margin	76.29

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	45,996,988%
Net Borrowing	19,609,570
Shares Insiders	3.68%
Shares Institutions	49.74%
Shares Qo Q	18.63%
Shares Yo Y	0.97%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK 52.1M
Average Volume	3,266.45x
Bv Per Share	4.94
CAPEX	NOK -64,306
Ch1m	-23.82
Ch1w	-2.82
Ch1y	-16.58
Ch3m	-18.25
Ch3y	26.01
Ch5y	26.99
Ch6m	-21.63
Change	0.38%
Change From Open	0
Close	65.15
Days Gap	0.38
Dollar Volume	34,531.2
Earnings Date	2026-04-30
EPS	NOK 0.51
F Score	4
FCF	NOK 52.1M
Financing CF	-46,164,107
Fiscal Year End	December
Founded	2,007
Graham Number	105.86398
Graham Upside	61.87
Income Tax	NOK 13.5M
Investing CF	-597,258
Is Primary Listing	0
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Lynch Fair Value	NOK 33.47
Lynch Upside	-48.83
Ma150	85.48
Ma150ch	-23.49%
Ma20	74.31
Ma20ch	-11.99%
Net CF	5,356,813
Next Earnings Date	2026-07-17
Open	65.4
P FCF Ratio	7.62
P OCF Ratio	7.61
Payment Date	2026-04-20
Ppne	2,978,564
Price Date	2026-05-08
Ptbv Ratio	0.88
Relative Volume	0.16x
Revenue	76,194,714x
Tax By Revenue	17.73x
Tax Rate	23.24%
Tr6m	-13.79%
Volume	528

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/0RI3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.0%

$0.63 annual per share

Payout ratio

+64.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+31.0%

1 consecutive years of growth

Total shareholder yield

-0.0%

Next ex-dividend date: 2026-04-10

Performance

LON/0RI3 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/0RI3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+49.7%

Share of float held by funds and institutions

Insider ownership

+3.7%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+1.0%

Negative means the company is buying back shares.

Technical

LON/0RI3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

19.2

Below 30: short-term oversold

Price vs 200-day MA

-21.8%

50/200-day relationship not available

Beta (5Y)

0.58

Less volatile than the market

Sharpe ratio

0.50

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/0RI3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/0RI3 stock rating?

lon/0RI3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/0RI3 analysis?

The full report lives at /stocks/lon/0RI3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/0RI3?

The latest report frames lon/0RI3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/0RI3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.