Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

LON/IPF stock hub

LON/IPF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

546.8M

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/IPF

In the news

Latest news · LON/IPF

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.9P50 11.2P75 14.4

Trailing P/E10.5

P25 9.1P50 13P75 18.8

ROE10.7

P25 3.3P50 10.3P75 16

ROIC8.8

P25 -0.8P50 6.7P75 14.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/IPF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

227

Groups with data

Currency

GBP

Showing 227 of 227 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	UK
Employees	8,173
Employees Change	-49%
Employees Change Percent	-0.6
Enterprise value	GBX 1.2B
Exchange	London Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Credit Services
Isin	GB00B1YKG049
Last refreshed	2026-05-10
Market cap	GBX 546.8M
Price	GBX 249
Price currency	GBX
Rev Per Employee	90,236.14x
Sector	Financials
Sic	6141
Symbol	lon/IPF
Website	https://www.ipfin.co.uk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.91%
EV Earnings	21.34x
EV/EBIT	7.23x
EV/EBITDA	6.58x
EV/FCF	-97.2x
EV/Sales	1.57x
FCF yield	-2.18%
P/B ratio	1x
P/E ratio	10.53x
P/S ratio	0.74x
PE Ratio10 Y	6.08x
PE Ratio3 Y	6.26x
PE Ratio5 Y	6.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	21.68%
EBITDA Margin	22.51%
Gross margin	82.81%
Gross Profit	GBX 610.7M
Gross Profit Growth	3%
Gross Profit Growth Q	6.11%
Gross Profit Growth3 Y	-0.23%
Gross Profit Growth5 Y	1.19%
Net Income	GBX 54.2M
Net Income Growth	-11%
Net Income Growth Q	-43.69%
Net Income Growth Years	0%
Net Income Growth3 Y	3.42%
Net Income Growth5 Y	3.93%
Pretax Margin	11.57%
Profit Margin	7.35%
Profit Per Employee	GBX 6,632
Profitable Years	5
ROA	8.06
Roa5y	8.16
ROCE	14.24
ROE	10.71
Roe5y	11.75
ROIC	8.79
Roic5y	10.72

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.78%
Cagr15y	1.62%
Cagr1y	77.37%
Cagr3y	45%
Cagr5y	21.13%
Div CAGR10	0.32%
Div CAGR3	11.64%
Div CAGR5	42.22%
EPS Growth	-8.88
EPS Growth Q	-42.99
EPS Growth Years	0
EPS Growth3 Y	4.85
EPS Growth5 Y	4.32
Revenue Growth	1.54x
Revenue Growth Q	9.9x
Revenue Growth Quarters	1x
Revenue Growth Years	1x
Revenue Growth3 Y	-0.98x
Revenue Growth5 Y	0.26x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	GBX 0.6
Assets	GBX 1.3B
Cash	GBX 30.4M
Current Assets	GBX 820.5M
Current Liabilities	GBX 214.2M
Debt	GBX 640.3M
Debt EBITDA	GBX 3.64
Debt Equity	GBX 1.17
Debt FCF	GBX -53.81
Equity	GBX 546M
Interest Coverage	2.24
Liabilities	GBX 791.3M
Long Term Assets	GBX 516.8M
Long Term Liabilities	GBX 577.1M
Net Cash	GBX -609.9M
Net Cash By Market Cap	GBX -112
Net Debt EBITDA	GBX 3.67
Net Debt Equity	GBX 1.12
Tangible Book Value	GBX 469.5M
Tangible Book Value Per Share	GBX 2.14
WACC	6.83

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	3.83
Net Working Capital	GBX 643.2M
Quick ratio	3.77
Working Capital	GBX 606.3M
Working Capital Turnover	GBX 1.39

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.3%
Dividend Growth	12.28%
Dividend Growth Years	4%
Dividend per share	GBX 0.13
Dividend Years	6
Dividend Yield	5.15%
Ex Div Date	2026-03-26
Last Dividend	GBX 0.09
Payout Frequency	Semi-Annual
Payout Ratio	54.24%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	59.45%
1Y total return	77.3%
200-day SMA	223.4
3Y total return	204.91%
50-day SMA	248.3
50-day SMA vs 200-day SMA	50over200
5Y total return	160.7%
All Time High	683
All Time High Change	-63.62%
All Time High Date	2013-10-21
All Time Low	32.55
All Time Low Change	663.44%
All Time Low Date	2020-04-23
ATR	1.1
Beta	0.42
Beta1y	-0.17
Beta2y	0.21
Ch YTD	6.2
High	248.5
High52	257.5
High52 Date	2026-03-11
High52ch	-3.5%
Low	247.5
Low52	137
Low52 Date	2025-07-04
Low52ch	81.39%
Ma50ch	0.06%
Price vs 200-day SMA	11.23%
RSI	60.48
RSI Monthly	75.21
RSI Weekly	68
Sharpe ratio	2.04x
Sortino ratio	6.59
Total Return	7.45%
Tr YTD	10.09
Tr15y	27.29%
Tr1m	1.02%
Tr1w	0.4%
Tr3m	9.62%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	GBX 159.9M
Operating Income Growth	1.01
Operating Income Growth Q	2.17
Operating Income Growth3 Y	-1.46
Operating Income Growth5 Y	0.32
Operating margin	21.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	170,814,774%
Net Borrowing	66,000,000
Shares Insiders	14.39%
Shares Institutions	91.16%
Shares Out	220,029,897
Shares Qo Q	-0.17%
Shares Yo Y	-2.3%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	GBX -14M
Average Volume	1,711,679x
Bv Per Share	2.49
CAPEX	GBX -7.4M
Ch10y	-0.6
Ch15y	-27.97
Ch1m	1.02
Ch1w	0.4
Ch1y	67.91
Ch3m	5.75
Ch3y	153.6
Ch5y	92.04
Ch6m	23.33
Change	0.2%
Change From Open	0.4
Close	248
Days Gap	-0.2
Depreciation Amortization	6,100,000
Dollar Volume	131,434,632
Earnings Date	2026-07-29
EBIT	GBX 159.9M
EBITDA	GBX 166M
EPS	GBX 0.24
F Score	4
FCF	GBX -11.9M
FCF EV Yield	-1.03x
FCF Per Share	GBX -0.05
Financing CF	40,700,000
Fiscal Year End	December
Founded	1,997
Goodwill	23,800,000
Graham Number	370.856
Graham Upside	49.24
Income Tax	GBX 31.1M
Investing CF	-35,200,000
Is Primary Listing	1
Last Earnings Date	2026-02-25
Last Report Date	2025-12-31
Lynch Fair Value	GBX 123
Lynch Upside	-50.44
Ma150	229.3
Ma150ch	8.36%
Ma20	247.3
Ma20ch	0.5%
Net CF	2,800,000
Next Earnings Date	2026-07-29
Open	247.5
Payment Date	2026-05-08
Position In Range	100
Ppne	36,800,000
Price Date	2026-05-08
Price EBITDA	GBX 3.29
Ptbv Ratio	1.16
Relative Volume	0.35x
Revenue	737,500,000x
SBC By Revenue	0.28x
Share Based Comp	2,100,000
Tax By Revenue	4.22x
Tax Rate	36.46%
Tr6m	27.85%
Volume	528,912
Z Score	2.34

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/IPF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.2%

$0.13 annual per share

Payout ratio

+54.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+42.2%

4 consecutive years of growth

Total shareholder yield

+7.4%

Next ex-dividend date: 2026-03-26

Performance

LON/IPF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/IPF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+91.2%

Share of float held by funds and institutions

Insider ownership

+14.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.3%

Negative means the company is buying back shares.

Technical

LON/IPF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

60.5

Neutral momentum band

Price vs 200-day MA

+11.2%

50/200-day relationship not available

Beta (5Y)

0.42

Less volatile than the market

Sharpe ratio

2.04

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/IPF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/IPF stock rating?

lon/IPF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/IPF analysis?

The full report lives at /stocks/lon/IPF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/IPF?

The latest report frames lon/IPF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/IPF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.