Financials / Mortgage FinanceUpdated 2026-05-10 22:07 UTC

LON/PAG stock hub

LON/PAG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.4B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/PAG

In the news

Latest news · LON/PAG

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.8

P25 8.9P50 11.2P75 14.4

Trailing P/E8.5

P25 9.1P50 13P75 18.8

ROE12.7

P25 3.3P50 10.3P75 16

ROIC6

P25 -0.8P50 6.7P75 14.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/PAG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

208

Groups with data

Currency

GBP

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	UK
Employees	1,386
Employees Change	-25%
Employees Change Percent	-1.77
Exchange	London Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Mortgage Finance
Isin	GB00B2NGPM57
Last refreshed	2026-05-10
Market cap	GBX 1.4B
Price	GBX 746
Price currency	GBX
Rev Per Employee	364,862.91x
Sector	Financials
Sic	6162
Symbol	lon/PAG
Website	https://www.paragonbankinggroup.co.uk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.08%
FCF yield	-27.47%
Forward P/E	6.78x
P/B ratio	0.97x
P/E ratio	8.49x
P/S ratio	2.73x
PE Ratio10 Y	7.38x
PE Ratio3 Y	8.31x
PE Ratio5 Y	7.84x
PEG ratio	0.63x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	59.48%
Gross Profit	GBX 300.8M
Net Income	GBX 180.3M
Net Income Growth	-3.07%
Net Income Growth Q	-23.63%
Net Income Growth Years	0%
Net Income Growth3 Y	-3.06%
Net Income Growth5 Y	-5.75%
Pretax Margin	50.72%
Profit Margin	35.65%
Profit Per Employee	GBX 130,087
Profitable Years	32
ROA	0.92
Roa5y	1.17
ROE	12.7
Roe5y	14.81
ROIC	6.05
Roic5y	4.53

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.71%
Cagr15y	14.43%
Cagr1y	-10.82%
Cagr20y	1.29%
Cagr3y	21.42%
Cagr5y	14.56%
Div CAGR10	14.84%
Div CAGR3	15.35%
Div CAGR5	24.97%
EPS Growth	3.17
EPS Growth Q	-17.4
EPS Growth Years	2
EPS Growth3 Y	-0.38
EPS Growth5 Y	-2.52
FCF Growth Q	-74.82%
OCF Growth Q	-74.76%
Revenue Growth	0.96x
Revenue Growth Q	2.88x
Revenue Growth Quarters	2x
Revenue Growth Years	2x
Revenue Growth3 Y	-4.63x
Revenue Growth5 Y	7.07x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	GBX 0.03
Assets	GBX 19.9B
Cash	GBX 2.7B
Debt	GBX 1.8B
Debt Equity	GBX 1.25
Debt FCF	GBX -4.69
Equity	GBX 1.4B
Liabilities	GBX 18.5B
Net Cash	GBX 890.1M
Net Cash By Market Cap	GBX 64.57
Net Cash Growth	-50.67%
Net Debt Equity	GBX -0.63
Tangible Book Value	GBX 1.2B
Tangible Book Value Per Share	GBX 6.55
WACC	4.7

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.13
Quick ratio	1.13
Working Capital	GBX 2.3B
Working Capital Turnover	GBX 0.25

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5.9%
Dividend Growth	8.66%
Dividend Growth Years	5%
Dividend per share	GBX 0.44
Dividend Years	32
Dividend Yield	5.88%
Ex Div Date	2026-02-05
Last Dividend	GBX 0.3
Payout Frequency	Semi-Annual
Payout Ratio	44.93%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	294.41%
1Y total return	-10.81%
200-day SMA	840.7
3Y total return	79.01%
50-day SMA	772.6
50-day SMA vs 200-day SMA	50under200
5Y total return	97.31%
All Time High	7,675
All Time High Change	-90.28%
All Time High Date	2006-03-20
All Time Low	31
All Time Low Change	2,306.45%
All Time Low Date	2008-11-21
ATR	25.7
Beta	1.18
Beta1y	1.09
Beta2y	1.06
Ch YTD	-12.7
High	755
High52	981
High52 Date	2025-07-28
High52ch	-23.96%
Low	734.5
Low52	695.5
Low52 Date	2026-03-30
Low52ch	7.26%
Ma50ch	-3.45%
Price vs 200-day SMA	-11.26%
RSI	43.96
RSI Monthly	47.51
RSI Weekly	40.44
Sharpe ratio	-0.58x
Sortino ratio	-0.53
Total Return	11.79%
Tr YTD	-9.71
Tr15y	654.88%
Tr1w	-0.27%
Tr3m	-12.65%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	GBX 274.8M
Operating Income Growth	-6.21
Operating Income Growth Q	-12.6
Operating Income Growth3 Y	-9.63
Operating Income Growth5 Y	7.26
Operating margin	54.34

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	171,348,849%
Net Borrowing	690,900,000
Shares Insiders	4.72%
Shares Institutions	89.21%
Shares Out	184,795,957
Shares Qo Q	8.9%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	GBX -386.8M
Average Volume	381,557.8x
Bv Per Share	7.45
CAPEX	GBX -1.3M
Ch10y	151.5
Ch15y	326
Ch1w	-0.27
Ch1y	-15.03
Ch20y	-89.79
Ch3m	-12.65
Ch3y	52.43
Ch5y	52.49
Ch6m	-6.22
Change	0.34%
Change From Open	1.15
Close	743.5
Days Gap	-0.81
Depreciation Amortization	15,800,000
Dollar Volume	466,343,996
Earnings Date	2026-06-02
EPS	GBX 0.88
F Score	3
FCF	GBX -378.7M
FCF Per Share	GBX -2.05
Financing CF	478,300,000
Fiscal Year End	September
Founded	1,985
Goodwill	162,800,000
Graham Number	1214.048
Graham Upside	62.74
Income Tax	GBX 76.2M
Investing CF	-236,900,000
Is Primary Listing	1
Last Earnings Date	2025-12-03
Last Report Date	2025-09-30
Last Split Date	2008-01-29
Last Split Type	Reverse
Lynch Fair Value	GBX 440
Lynch Upside	-41.09
Ma150	823.7
Ma150ch	-9.43%
Ma20	769.4
Ma20ch	-3.04%
Net CF	-136,000,000
Next Earnings Date	2026-06-02
Open	737.5
Payment Date	2026-03-06
Position In Range	56.1
Ppne	77,000,000
Price Date	2026-05-08
Ptbv Ratio	1.1
Relative Volume	1.73x
Revenue	505,700,000x
SBC By Revenue	1.6x
Share Based Comp	8,100,000
Tax By Revenue	15.07x
Tax Rate	29.71%
Tr20y	29.23%
Tr6m	-3.02%
Volume	625,126

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/PAG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.9%

$0.44 annual per share

Payout ratio

+44.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+25.0%

5 consecutive years of growth

Total shareholder yield

+11.8%

Next ex-dividend date: 2026-02-05

Performance

LON/PAG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/PAG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+89.2%

Share of float held by funds and institutions

Insider ownership

+4.7%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

LON/PAG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.0

Neutral momentum band

Price vs 200-day MA

-11.3%

50/200-day relationship not available

Beta (5Y)

1.18

Moves roughly with the market

Sharpe ratio

-0.58

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/PAG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/PAG stock rating?

lon/PAG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/PAG analysis?

The full report lives at /stocks/lon/PAG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/PAG?

The latest report frames lon/PAG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/PAG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.