Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SHBI stock hub

Shore Bancshares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

659.8M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

SHBI

In the news

Latest news · SHBI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.4

P25 8.8P50 10.4P75 13.1

Trailing P/E10.5

P25 10.9P50 14.7P75 36.2

ROE10.9

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SHBI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

245

Groups with data

Currency

USD

Showing 245 of 245 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001035092
Company name	Shore Bancshares, Inc.
Country	United States
Country code	US
Cusip	825107105
Employees	608
Employees Change	11%
Employees Change Percent	1.84
Enterprise value	$418.2M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US8251071051
Last refreshed	2026-05-10
Market cap	$659.8M
Market cap category	Small-Cap
Price	$19.72
Price currency	USD
Rev Per Employee	369,078.95x
Sector	Financials
Sic	6021
Symbol	SHBI
Website	https://shorebancshares.q4ir.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.52%
EV Earnings	6.66x
EV Sales Forward	1.73x
EV/FCF	5.89x
EV/Sales	1.86x
FCF yield	10.75%
Forward P/E	9.44x
P/B ratio	1.09x
P/E ratio	10.49x
P/S ratio	2.94x
PE Ratio10 Y	15.34x
PE Ratio3 Y	17.36x
PE Ratio5 Y	16.8x
PS Forward	2.72x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	31.62%
Gross Profit	$224.4M
Net Income	$62.8M
Net Income Growth	27.01%
Net Income Growth Q	24.15%
Net Income Growth Quarters	10%
Net Income Growth Years	2%
Net Income Growth3 Y	25.19%
Net Income Growth5 Y	30.48%
Pretax Margin	37.01%
Profit Margin	28%
Profit Per Employee	$103,339
Profitable Years	12
ROA	1.01
Roa5y	0.68
ROE	10.88
Roe5y	7.16

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.12%
Cagr15y	7.18%
Cagr1y	41.93%
Cagr20y	0.83%
Cagr3y	23.78%
Cagr5y	6.67%
Div CAGR10	21.23%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	27.05
EPS Growth Q	24.39
EPS Growth Quarters	8
EPS Growth Years	2
EPS Growth3 Y	5.31
EPS Growth5 Y	6.67
FCF Growth	18.63%
FCF Growth Q	62.51%
FCF Growth3 Y	24.68%
FCF Growth5 Y	34.41%
OCF Growth	15.4%
OCF Growth Q	59.6%
OCF Growth10 Y	16.24%
OCF Growth3 Y	24.25%
OCF Growth5 Y	32.94%
Revenue Growth	11.27x
Revenue Growth Q	14.83x
Revenue Growth Quarters	11x
Revenue Growth Years	5x
Revenue Growth3 Y	21.74x
Revenue Growth5 Y	29.82x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$6.2B
Cash	$341.3M
Debt	$99.7M
Debt FCF	$1.41
Equity	$602.7M
Liabilities	$5.6B
Net Cash	$241.6M
Net Cash By Market Cap	$36.62
Net Cash Growth	-4.58%
Net Debt Equity	$-0.4
Net Debt FCF	$-3.4
Tangible Book Value	$511.7M
Tangible Book Value Per Share	$15.3
WACC	7.61

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-5.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.28%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.48
Dividend Years	12
Dividend Yield	2.43%
Ex Div Date	2026-03-04
Last Dividend	$0.12
Payout Frequency	Quarterly
Payout Ratio	25.53%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	118.23%
1Y total return	41.9%
200-day SMA	17.61
3Y total return	89.67%
50-day SMA	18.8
50-day SMA vs 200-day SMA	50over200
5Y total return	38.12%
All Time High	31.27
All Time High Change	-36.94%
All Time High Date	2006-11-15
All Time Low	3.95
All Time Low Change	399.24%
All Time Low Date	2011-09-20
ATR	0.48
Beta	0.82
Beta1y	0.7
Beta2y	0.89
Ch YTD	11.54
High	20
High52	20.68
High52 Date	2026-02-09
High52ch	-4.64%
Low	19.57
Low52	14.03
Low52 Date	2025-05-23
Low52ch	40.56%
Ma50ch	4.91%
Premarket Change Percent	0
Premarket Price	$19.76
Price vs 200-day SMA	12.01%
RSI	58.08
RSI Monthly	65.29
RSI Weekly	60.4
Sharpe ratio	1.32x
Sortino ratio	2.27
Total Return	2.15%
Tr YTD	12.26
Tr15y	183.08%
Tr1m	2.71%
Tr1w	1.13%
Tr3m	-2.37%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	2
Analyst Price Target Top	$21
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.45
Earnings EPS Estimate Growth	9.76
Earnings Revenue Estimate	58,266,000x
Earnings Revenue Estimate Growth	26.59x
Operating Income	$95M
Operating margin	42.34
Price target	$20.33
Price Target Change	$3.09
Price Target Change Top	$6.49

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	30,468,795%
Float Percent	91.07%
Net Borrowing	-35,640,000
Shares Insiders	8.79%
Shares Institutions	66.32%
Shares Out	33,455,931
Shares Qo Q	0%
Shares Yo Y	0.28%
Short Float	1.92%
Short Ratio	2.2
Short Shares	1.75

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$68.7M
Average Volume	218,272.05x
Bv Per Share	18.02
CAPEX	$-3.2M
Ch10y	65.71
Ch15y	112
Ch1m	2.71
Ch1w	1.13
Ch1y	37.71
Ch20y	-22.91
Ch3m	-3
Ch3y	70.44
Ch5y	17.94
Ch6m	23.02
Change	-0.2%
Change From Open	-0.2
Close	19.76
Days Gap	0
Dollar Volume	2,477,995.5
Earnings Date	2026-04-23
Earnings Time	amc
EPS	$1.88
F Score	4
FCF	$71M
FCF EV Yield	16.97x
FCF Per Share	$2.12
Financing CF	-52,724,000
Fiscal Year End	December
Founded	1,876
Goodwill	63,266,000
Graham Number	27.60704
Graham Upside	40
Income Tax	$20.2M
Investing CF	-69,641,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2006-06-06
Last Split Type	Forward
Last10k Filing Date	2026-03-02
Lynch Fair Value	$47
Lynch Upside	138.3
Ma150	18
Ma150ch	9.57%
Ma20	19.42
Ma20ch	1.53%
Net CF	-48,184,000
Next Earnings Date	2026-07-23
Open	19.76
Optionable	Yes
P FCF Ratio	9.3
P OCF Ratio	8.89
Payment Date	2026-03-18
Position In Range	34.88
Ppne	90,239,000
Pre Close	19.76
Price Date	2026-05-08
Ptbv Ratio	1.29
Relative Volume	0.58x
Revenue	224,400,000x
SBC By Revenue	1.02x
Share Based Comp	2,292,000
Tax By Revenue	9.01x
Tax Rate	24.35%
Tr20y	17.87%
Tr6m	24.73%
Us State	Maryland
Volume	125,659

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SHBI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.4%

$0.48 annual per share

Payout ratio

+25.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

+2.2%

Next ex-dividend date: 2026-03-04

Performance

SHBI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SHBI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+66.3%

Float: +91.1% of shares outstanding

Insider ownership

+8.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

SHBI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

58.1

Neutral momentum band

Price vs 200-day MA

+12.0%

50/200-day relationship not available

Beta (5Y)

0.82

Moves roughly with the market

Sharpe ratio

1.32

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

SHBI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	縮小
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	縮小
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	縮小

Questions

About SHBI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SHBI stock rating?

Shore Bancshares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SHBI analysis?

The full report lives at /stocks/SHBI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SHBI?

The latest report frames SHBI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SHBI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.