Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SMBK stock hub

SmartFinancial, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

722.9M

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

SMBK

In the news

Latest news · SMBK

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.1

P25 8.8P50 10.4P75 13.1

Trailing P/E13.6

P25 10.9P50 14.7P75 36.2

ROE9.9

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SMBK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

206

Groups with data

Currency

USD

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001038773
Company name	SmartFinancial, Inc.
Country	United States
Country code	US
Cusip	83190L208
Employees	589
Employees Change	-23%
Employees Change Percent	-3.76
Enterprise value	$478.8M
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US83190L2088
Last refreshed	2026-05-10
Market cap	$722.9M
Market cap category	Small-Cap
Price	$42.28
Price currency	USD
Rev Per Employee	333,663.84x
Sector	Financials
Sic	6021
Symbol	SMBK
Website	https://www.smartbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.3%
EV Earnings	9.07x
EV Sales Forward	2.05x
EV/Sales	2.44x
Forward P/E	11.07x
P/B ratio	1.29x
P/E ratio	13.55x
P/S ratio	3.68x
PE Ratio10 Y	17.19x
PE Ratio3 Y	13.16x
PE Ratio5 Y	12.39x
PS Forward	3.1x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$196.5M
Net Income	$52.8M
Net Income Growth	38.74%
Net Income Growth Q	21.56%
Net Income Growth Quarters	6%
Net Income Growth Years	2%
Net Income Growth3 Y	4.49%
Net Income Growth5 Y	10.97%
Pretax Margin	32.92%
Profit Margin	26.85%
Profit Per Employee	$89,598
Profitable Years	15
ROA	0.93
Roa5y	0.81
ROE	9.88
Roe5y	8.5

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.74%
Cagr1y	40.35%
Cagr3y	28.4%
Cagr5y	13.2%
Div CAGR3	3.23%
Div CAGR5	8.45%
EPS Growth	38.05
EPS Growth Q	20.9
EPS Growth Quarters	6
EPS Growth Years	2
EPS Growth3 Y	4.43
EPS Growth5 Y	8.56
Revenue Growth	14.48x
Revenue Growth Q	8.34x
Revenue Growth Quarters	7x
Revenue Growth Years	2x
Revenue Growth3 Y	5.51x
Revenue Growth5 Y	10.87x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$5.9B
Cash	$346.1M
Debt	$101.9M
Equity	$562.2M
Liabilities	$5.3B
Net Cash	$244.2M
Net Cash By Market Cap	$33.77
Net Cash Growth	-32.7%
Net Debt Equity	$-0.43
Tangible Book Value	$467.2M
Tangible Book Value Per Share	$27.32
WACC	7.24

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-4.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.3%
Dividend Growth	3.13%
Dividend Growth Years	0%
Dividend per share	$0.32
Dividend Years	8
Dividend Yield	0.76%
Ex Div Date	2026-05-15
Last Dividend	$0.09
Payout Frequency	Quarterly
Payout Ratio	10.58%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	177.41%
1Y total return	40.32%
200-day SMA	37.87
3Y total return	111.7%
50-day SMA	40.27
50-day SMA vs 200-day SMA	50over200
5Y total return	85.9%
All Time High	43.91
All Time High Change	-3.7%
All Time High Date	2026-02-04
All Time Low	11.05
All Time Low Change	282.62%
All Time Low Date	2020-03-20
ATR	1.19
Beta	0.73
Beta1y	0.97
Beta2y	0.99
Ch YTD	14.3
High	42.68
High52	43.91
High52 Date	2026-02-04
High52ch	-3.7%
Low	41.7
Low52	30.45
Low52 Date	2025-05-08
Low52ch	38.85%
Ma50ch	5%
Price vs 200-day SMA	11.64%
RSI	55.97
RSI Monthly	69.87
RSI Weekly	61.95
Sharpe ratio	1.3x
Sortino ratio	2.17
Total Return	0.46%
Tr YTD	14.52
Tr1m	4.04%
Tr1w	-0.19%
Tr3m	-1.46%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	3
Analyst Price Target Top	$43.17
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.79
Earnings EPS Estimate Growth	17.91
Earnings Revenue Estimate	53,554,198x
Earnings Revenue Estimate Growth	14.35x
Operating Income	$75.2M
Operating margin	38.28
Price target	$43.17
Price Target Change	$2.11
Price Target Change Top	$2.11

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	15,058,940%
Float Percent	88.07%
Shares Insiders	11.93%
Shares Institutions	61.92%
Shares Out	17,098,473
Shares Qo Q	0.08%
Shares Yo Y	0.3%
Short Float	0.87%
Short Ratio	2.62
Short Shares	0.77

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	65,542.25x
Bv Per Share	32.87
Ch10y	157.8
Ch1m	4.04
Ch1w	-0.19
Ch1y	39.4
Ch3m	-1.65
Ch3y	104.5
Ch5y	76.31
Ch6m	19
Change	-0.09%
Change From Open	0.5
Close	42.32
Days Gap	-0.59
Dollar Volume	2,404,209.9
Earnings Date	2026-04-20
Earnings Time	bmo
EPS	$3.12
F Score	2
Fiscal Year End	December
Graham Number	48.03639
Graham Upside	13.61
Income Tax	$11.9M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-20
Last Report Date	2026-03-31
Last Split Date	2015-09-23
Last Split Type	Reverse
Last10k Filing Date	2026-03-16
Lynch Fair Value	$34.24
Lynch Upside	-19.03
Ma150	38.56
Ma150ch	9.64%
Ma20	42.03
Ma20ch	0.6%
Next Earnings Date	2026-07-20
Open	42.07
Optionable	Yes
Payment Date	2026-06-01
Position In Range	59.18
Ppne	93,360,000
Price Date	2026-05-08
Ptbv Ratio	1.55
Relative Volume	0.87x
Revenue	196,528,000x
Tax By Revenue	6.07x
Tax Rate	18.44%
Tr6m	19.49%
Us State	Tennessee
Volume	56,864

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SMBK dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.8%

$0.32 annual per share

Payout ratio

+10.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+8.4%

0 consecutive years of growth

Total shareholder yield

+0.5%

Next ex-dividend date: 2026-05-15

Performance

SMBK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SMBK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+61.9%

Float: +88.1% of shares outstanding

Insider ownership

+11.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

SMBK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

56.0

Neutral momentum band

Price vs 200-day MA

+11.6%

50/200-day relationship not available

Beta (5Y)

0.73

Less volatile than the market

Sharpe ratio

1.30

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

SMBK vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	縮小
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	縮小
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	縮小

Questions

About SMBK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SMBK stock rating?

SmartFinancial, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SMBK analysis?

The full report lives at /stocks/SMBK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SMBK?

The latest report frames SMBK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SMBK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.