Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

IDX/BNLI stock hub

IDX/BNLI has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

123.7T

Indonesia Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

IDX/BNLI

In the news

Latest news · IDX/BNLI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 6.6P50 8.2P75 11.8

Trailing P/E33.3

P25 7.4P50 15.3P75 42.5

ROE8.3

P25 1.9P50 5.2P75 9.9

ROICn/a

P25 0.9P50 3.8P75 6.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All IDX/BNLI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

191

Groups with data

Currency

IDR

Showing 191 of 191 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	6,353
Employees Change	-106%
Employees Change Percent	-1.64
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Banks - Regional
Isin	ID1000098205
Last refreshed	2026-05-10
Market cap	IDR 123.7T
Price	IDR 3,420
Price currency	IDR
Rev Per Employee	1,733,732,409.89x
Sector	Financials
Sic	6020
Symbol	idx/BNLI
Website	https://www.permatabank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.01%
FCF yield	-1.4%
P/B ratio	2.69x
P/E ratio	33.28x
P/S ratio	11.23x
PE Ratio10 Y	30.49x
PE Ratio3 Y	23.84x
PE Ratio5 Y	27.35x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	IDR 10.9T
Net Income	IDR 3.7T
Net Income Growth	4.81%
Net Income Growth Q	16.62%
Net Income Growth Quarters	1%
Net Income Growth Years	5%
Net Income Growth3 Y	22.58%
Net Income Growth5 Y	25.1%
Pretax Margin	43.58%
Profit Margin	33.76%
Profit Per Employee	IDR 585.3M
Profitable Years	9
ROA	1.41
Roa5y	1.03
ROE	8.3
Roe5y	6.45

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	18.48%
Cagr15y	7.4%
Cagr1y	51.61%
Cagr20y	10.14%
Cagr3y	55.83%
Cagr5y	14.06%
Div CAGR10	15.2%
Div CAGR3	32.64%
Div CAGR5	32.72%
EPS Growth	4.8
EPS Growth Q	16.62
EPS Growth Quarters	1
EPS Growth Years	5
EPS Growth3 Y	22.77
EPS Growth5 Y	18.89
FCF Growth Q	784.87%
OCF Growth Q	625.88%
Revenue Growth	3.45x
Revenue Growth Q	9.27x
Revenue Growth Years	4x
Revenue Growth3 Y	9.44x
Revenue Growth5 Y	8.79x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	IDR 262.3T
Cash	IDR 18.3T
Debt	IDR 14.6T
Debt FCF	IDR -8.43
Equity	IDR 46.1T
Liabilities	IDR 216.3T
Net Cash	IDR 3.7T
Net Cash By Market Cap	IDR 3
Net Cash Growth	-58.41%
Net Debt Equity	IDR -0.08
Tangible Book Value	IDR 44.7T
Tangible Book Value Per Share	IDR 1,236
WACC	8.16

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	IDR -165.8T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	16.67%
Dividend Growth Years	3%
Dividend per share	IDR 30
Dividend Years	5
Dividend Yield	0.88%
Ex Div Date	2026-04-16
Last Dividend	IDR 35
Payout Frequency	Annual
Payout Ratio	29.19%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	445.07%
1Y total return	51.57%
200-day SMA	4,116.4
3Y total return	278.55%
50-day SMA	3,290.8
50-day SMA vs 200-day SMA	50under200
5Y total return	93.04%
All Time High	94,924.4
All Time High Change	-96.4%
All Time High Date	1992-07-15
All Time Low	375
All Time Low Change	812%
All Time Low Date	2002-10-14
ATR	218.6
Beta	0.89
Beta1y	1.29
Beta2y	1.02
Ch YTD	-33.59
High	3,450
High52	6,500
High52 Date	2025-10-02
High52ch	-47.38%
Low	3,280
Low52	2,150
Low52 Date	2025-05-23
Low52ch	59.07%
Ma50ch	3.93%
Price vs 200-day SMA	-16.92%
RSI	55.24
RSI Monthly	54.38
RSI Weekly	43.04
Sharpe ratio	0.95x
Sortino ratio	1.69
Total Return	0.88%
Tr YTD	-32.9
Tr15y	191.77%
Tr1m	22.11%
Tr1w	18.34%
Tr3m	-15.72%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	IDR 4.8T
Operating margin	43.58

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	26,880,234%
Net Borrowing	-3,034,886,000,000
Shares Institutions	0%
Shares Out	36,181,312,782
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	IDR -1.7T
Average Volume	112,250x
Bv Per Share	1,273.6
CAPEX	IDR -267.8B
Ch10y	288.6
Ch15y	98.84
Ch1m	20.85
Ch1w	18.34
Ch1y	50
Ch20y	356
Ch3m	-16.59
Ch3y	260
Ch5y	56.88
Ch6m	-35.17
Change	-0.58%
Change From Open	-0.58
Close	3,440
Days Gap	0
Dollar Volume	191,178,000
Earnings Date	2026-07-28
EPS	IDR 103
F Score	2
FCF	IDR -1.7T
FCF Per Share	IDR -47.77
Financing CF	-3,141,000,000,000
Fiscal Year End	December
Founded	1,954
Graham Number	1716.15913
Graham Upside	-49.82
Income Tax	IDR 1.1T
Investing CF	-1,393,531,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-13
Last Report Date	2026-03-31
Last Split Date	2004-06-08
Last Split Type	Reverse
Lynch Fair Value	IDR 2,569
Lynch Upside	-24.87
Ma150	4,442.3
Ma150ch	-23.01%
Ma20	3,288.5
Ma20ch	4%
Net CF	-5,941,561,000,000
Next Earnings Date	2026-07-28
Open	3,440
Payment Date	2026-05-07
Position In Range	82.35
Ppne	3,689,382,000,000
Price Date	2026-05-08
Ptbv Ratio	2.77
Relative Volume	0.49x
Revenue	11,014,402,000,000x
Tax By Revenue	9.81x
Tax Rate	22.52%
Tr20y	590.19%
Tr6m	-34.49%
Volume	55,900

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

IDX/BNLI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.9%

$30.0 annual per share

Payout ratio

+29.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+32.7%

3 consecutive years of growth

Total shareholder yield

+0.9%

Next ex-dividend date: 2026-04-16

Performance

IDX/BNLI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns IDX/BNLI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.0%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

IDX/BNLI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.2

Neutral momentum band

Price vs 200-day MA

-16.9%

50/200-day relationship not available

Beta (5Y)

0.89

Moves roughly with the market

Sharpe ratio

0.95

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About IDX/BNLI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current idx/BNLI stock rating?

idx/BNLI is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full idx/BNLI analysis?

The full report lives at /stocks/idx/BNLI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for idx/BNLI?

The latest report frames idx/BNLI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the idx/BNLI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.