Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

BIT/GF stock hub

BIT/GF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

363.9M

Borsa Italiana

Market data

Live price

Current market quote for this ticker.

Current price

BIT/GF

In the news

Latest news · BIT/GF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.5

P25 9.4P50 10.9P75 13.5

Trailing P/E12.7

P25 8.6P50 10.4P75 13.7

ROE32.2

P25 7P50 13.2P75 18

ROIC4.9

P25 -0.5P50 4.9P75 10

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BIT/GF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

180

Groups with data

Currency

EUR

Showing 180 of 180 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	IT
Employees	87
Employees Change	10%
Employees Change Percent	12.99
Exchange	Borsa Italiana
Financial currency	EUR
First seen	2026-05-10
Industry	Credit Services
Isin	IT0005465734
Last refreshed	2026-05-10
Market cap	EUR 363.9M
Price	EUR 28.8
Price currency	EUR
Rev Per Employee	809,754.07x
Sector	Financials
Sic	6153
Symbol	bit/GF
Website	https://www.generalfinance.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.9%
FCF yield	3.31%
Forward P/E	11.49x
P/B ratio	3.7x
P/E ratio	12.65x
P/S ratio	5.17x
PE Ratio3 Y	8.28x
PE Ratio5 Y	8.3x
PEG ratio	0.55x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	17.08%
Gross margin	90.48%
Gross Profit	EUR 63.7M
Net Income	EUR 28.8M
Net Income Growth	36.29%
Net Income Growth Q	3.36%
Net Income Growth3 Y	38.24%
Pretax Margin	61.72%
Profit Margin	40.82%
Profit Per Employee	EUR 330,531
ROA	3.57
Roa5y	3.21
ROE	32.23
Roe5y	28.94
ROIC	4.86
Roic5y	4.08

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	100.97%
Cagr3y	61.4%
Div CAGR3	32.1%
EPS Growth	36.29
EPS Growth Q	3.36
EPS Growth3 Y	32.99
FCF Growth	-88.97%
OCF Growth	-88.71%
Revenue Growth	34.38x
Revenue Growth Q	7.91x
Revenue Growth3 Y	28.13x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.09
Assets	EUR 842.1M
Cash	EUR 131.6M
Debt	EUR 513.2M
Debt Equity	EUR 5.22
Debt FCF	EUR 42.66
Equity	EUR 98.4M
Liabilities	EUR 743.8M
Net Cash	EUR -381.7M
Net Cash By Market Cap	EUR -105
Net Debt Equity	EUR 3.88
Net Debt FCF	EUR 31.72
Tangible Book Value	EUR 94.6M
Tangible Book Value Per Share	EUR 7.49
WACC	1.99

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	4.52
Quick ratio	4.5
Working Capital	EUR 644.8M
Working Capital Turnover	EUR 0.12

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	63.86%
Dividend Growth Years	3%
Dividend per share	EUR 1.36
Dividend Years	4
Dividend Yield	4.72%
Ex Div Date	2026-04-20
Last Dividend	EUR 1.36
Payout Frequency	Annual
Payout Ratio	36.47%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	100.87%
200-day SMA	22.31
3Y total return	320.6%
50-day SMA	27.7
50-day SMA vs 200-day SMA	50over200
All Time High	31.8
All Time High Change	-9.43%
All Time High Date	2026-05-06
All Time Low	6.76
All Time Low Change	326.04%
All Time Low Date	2022-11-29
ATR	1.17
Beta	0.1
Beta1y	0.39
Beta2y	0.26
Ch YTD	35.85
High	29.9
High52	31.8
High52 Date	2026-05-06
High52ch	-9.43%
Low	28.5
Low52	14.75
Low52 Date	2025-05-21
Low52ch	95.25%
Ma50ch	3.98%
Price vs 200-day SMA	29.1%
RSI	48.44
RSI Monthly	80.64
RSI Weekly	73.54
Sharpe ratio	2.57x
Sortino ratio	4.73
Total Return	4.72%
Tr YTD	42.13
Tr1m	9.97%
Tr1w	-5.26%
Tr3m	21.99%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 43.3M
Operating Income Growth	38.96
Operating Income Growth Q	10.54
Operating Income Growth3 Y	39.77
Operating margin	61.53

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5,904,483%
Shares Institutions	21.94%
Shares Out	12,635,066
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 12M
Average Volume	18,695.95x
Bv Per Share	7.79
CAPEX	EUR -558,562
Ch1m	5.11
Ch1w	-5.26
Ch1y	92
Ch3m	16.6
Ch3y	260
Ch6m	45.82
Change	-5.26%
Change From Open	-3.68
Close	30.4
Days Gap	-1.64
Depreciation Amortization	1,087,898
Dollar Volume	1,129,852.8
Earnings Date	2026-04-17
EPS	EUR 2.28
F Score	5
FCF	EUR 12M
FCF Per Share	EUR 0.95
Financing CF	-10,487,105
Fiscal Year End	December
Founded	1,982
Graham Number	19.96778
Graham Upside	-30.67
Income Tax	EUR 14.7M
Investing CF	-1,886,017
Is Primary Listing	1
Last Earnings Date	2026-02-18
Last Report Date	2025-12-31
Lynch Fair Value	EUR 56.9
Lynch Upside	97.56
Ma150	23.74
Ma150ch	21.31%
Ma20	29.61
Ma20ch	-2.74%
Net CF	217,440
Open	29.9
P FCF Ratio	30.24
P OCF Ratio	28.9
Payment Date	2026-04-22
Position In Range	21.43
Ppne	5,947,875
Price Date	2026-05-08
Ptbv Ratio	3.85
Relative Volume	2.1x
Revenue	70,448,604x
Tax By Revenue	20.9x
Tax Rate	33.86%
Tr6m	52.56%
Volume	39,231

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BIT/GF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.7%

$1.36 annual per share

Payout ratio

+36.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

3 consecutive years of growth

Total shareholder yield

+4.7%

Next ex-dividend date: 2026-04-20

Performance

BIT/GF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BIT/GF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+21.9%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

BIT/GF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.4

Neutral momentum band

Price vs 200-day MA

+29.1%

50/200-day relationship not available

Beta (5Y)

0.10

Less volatile than the market

Sharpe ratio

2.57

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BIT/GF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bit/GF stock rating?

bit/GF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bit/GF analysis?

The full report lives at /stocks/bit/GF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bit/GF?

The latest report frames bit/GF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bit/GF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.