Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

TYO/7325 stock hub

TYO/7325 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Tokyo Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TYO/7325

In the news

Latest news · TYO/7325

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 11.5P50 13.1P75 15.7

Trailing P/E15.9

P25 11P50 14.7P75 18.2

ROE12.5

P25 4.4P50 7P75 10.4

ROIC21.6

P25 1.3P50 6.1P75 18.4

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TYO/7325 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

233

Groups with data

Currency

JPY

Showing 233 of 233 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	JP
Employees	643
Employees Change	89%
Employees Change Percent	16.06
Enterprise value	JPY 5.8B
Exchange	Tokyo Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Insurance - Life
Isin	JP3105230001
Last refreshed	2026-05-10
Market cap	JPY 7B
Price	JPY 858
Price currency	JPY
Rev Per Employee	15,905,132.19x
Sector	Financials
Sic	6411
Symbol	tyo/7325
Website	https://www.irrc.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.37%
EV Earnings	12.96x
EV/EBIT	7.22x
EV/EBITDA	4.87x
EV/FCF	6.73x
EV/Sales	0.57x
FCF yield	12.27%
P/B ratio	1.81x
P/E ratio	15.92x
P/S ratio	0.69x
PE Ratio10 Y	46.73x
PE Ratio3 Y	66.25x
PE Ratio5 Y	51.45x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	7.85%
EBITDA Margin	11.64%
FCF margin	8.42%
Gross margin	77.44%
Gross Profit	JPY 7.9B
Gross Profit Growth	15.15%
Gross Profit Growth Q	23.28%
Gross Profit Growth3 Y	19.19%
Gross Profit Growth5 Y	16.53%
Net Income	JPY 447M
Net Income Growth	12.59%
Net Income Growth Q	159.09%
Net Income Growth Quarters	1%
Net Income Growth Years	2%
Net Income Growth3 Y	27.04%
Net Income Growth5 Y	16.87%
Pretax Margin	7.06%
Profit Margin	4.37%
Profit Per Employee	JPY 695,179
Profitable Years	6
ROA	8.99
Roa5y	5.73
ROCE	20.26
ROE	12.5
Roe5y	7.11
ROIC	21.59
Roic5y	15.76

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	30.72%
Cagr3y	8.25%
Cagr5y	-3.7%
Div CAGR3	28.73%
Div CAGR5	21.67%
EPS Growth	11.45
EPS Growth Q	153.9
EPS Growth Quarters	1
EPS Growth Years	2
EPS Growth3 Y	28.72
EPS Growth5 Y	17.87
FCF Growth	-8.6%
FCF Growth3 Y	40.42%
FCF Growth5 Y	25.92%
OCF Growth	-0.71%
OCF Growth3 Y	39.98%
OCF Growth5 Y	24.15%
Revenue Growth	15.91x
Revenue Growth Q	22.59x
Revenue Growth Quarters	10x
Revenue Growth Years	5x
Revenue Growth3 Y	22.61x
Revenue Growth5 Y	19.05x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	JPY 1.83
Assets	JPY 6.1B
Cash	JPY 1.8B
Current Assets	JPY 3.4B
Current Liabilities	JPY 2.2B
Debt	JPY 546M
Debt EBITDA	JPY 0.46
Debt Equity	JPY 0.14
Debt FCF	JPY 0.63
Equity	JPY 3.9B
Interest Coverage	401.5
Liabilities	JPY 2.3B
Long Term Assets	JPY 2.8B
Long Term Liabilities	JPY 86M
Net Cash	JPY 1.3B
Net Cash By Market Cap	JPY 18.44
Net Cash Growth	-18%
Net Debt EBITDA	JPY -1.09
Net Debt Equity	JPY -0.33
Net Debt FCF	JPY -1.5
Tangible Book Value	JPY 2.2B
Tangible Book Value Per Share	JPY 264
WACC	5.44

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.54
Net Working Capital	JPY -134M
Quick ratio	1.38
Working Capital	JPY 1.2B
Working Capital Turnover	JPY 7.51

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.35%
Dividend Growth	6.67%
Dividend Growth Years	3%
Dividend per share	JPY 32
Dividend Years	8
Dividend Yield	3.73%
Ex Div Date	2026-06-29
Last Dividend	JPY 16
Payout Frequency	Semi-Annual
Payout Ratio	54.81%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	30.7%
200-day SMA	860.2
3Y total return	26.85%
50-day SMA	870.7
50-day SMA vs 200-day SMA	50over200
5Y total return	-17.17%
All Time High	2,240
All Time High Change	-61.7%
All Time High Date	2019-05-17
All Time Low	580
All Time Low Change	47.93%
All Time Low Date	2025-04-07
ATR	16.62
Beta	0.29
Beta1y	0.05
Beta2y	0.37
Ch YTD	-1.38
High	865
High52	991
High52 Date	2026-02-24
High52ch	-13.42%
Low	856
Low52	687
Low52 Date	2025-05-09
Low52ch	25.07%
Ma50ch	-1.46%
Price vs 200-day SMA	-0.26%
RSI	45.27
RSI Monthly	56.41
RSI Weekly	49.06
Sharpe ratio	0.98x
Sortino ratio	1.95
Total Return	4.08%
Tr YTD	-1.38
Tr1m	-1.15%
Tr1w	-2.28%
Tr3m	-1.61%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	JPY 803M
Operating Income Growth	44.95
Operating Income Growth Q	156.1
Operating Income Growth3 Y	28.89
Operating Income Growth5 Y	21.12
Operating margin	7.85

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3,494,774%
Net Borrowing	498,000,000
Shares Insiders	22.37%
Shares Institutions	20.84%
Shares Out	8,177,333
Shares Qo Q	-1.42%
Shares Yo Y	-0.35%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	JPY 861M
Average Volume	2,715x
Bv Per Share	465.4
CAPEX	JPY -121M
Ch1m	-1.15
Ch1w	-2.28
Ch1y	23.1
Ch3m	-1.61
Ch3y	13.94
Ch5y	-27.41
Ch6m	-11.55
Change	-1.27%
Change From Open	-0.35
Close	869
Days Gap	-0.92
Depreciation Amortization	387,000,000
Dollar Volume	1,372,800
Earnings Date	2026-05-15
EBIT	JPY 803M
EBITDA	JPY 1.2B
EPS	JPY 53.88
F Score	4
FCF	JPY 861M
FCF EV Yield	14.86x
FCF Per Share	JPY 105
Financing CF	229,000,000
Fiscal Year End	June
Founded	1,995
Goodwill	320,000,000
Graham Number	751.18572
Graham Upside	-12.45
Income Tax	JPY 250M
Investing CF	-1,097,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-13
Last Report Date	2025-12-31
Last Split Date	2019-03-27
Last Split Type	Forward
Lynch Fair Value	JPY 909
Lynch Upside	5.96
Ma150	875.3
Ma150ch	-1.98%
Ma20	872.5
Ma20ch	-1.66%
Net CF	113,000,000
Next Earnings Date	2026-05-15
Open	861
P FCF Ratio	8.15
P OCF Ratio	7.14
Payment Date	2026-09-29
Position In Range	22.22
Ppne	389,000,000
Price Date	2026-05-08
Price EBITDA	JPY 5.9
Ptbv Ratio	3.25
Relative Volume	0.58x
Revenue	10,227,000,000x
Tax By Revenue	2.44x
Tax Rate	34.63%
Tr6m	-9.89%
Volume	1,600
Z Score	4.36

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TYO/7325 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.7%

$32.0 annual per share

Payout ratio

+54.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+21.7%

3 consecutive years of growth

Total shareholder yield

+4.1%

Next ex-dividend date: 2026-06-29

Performance

TYO/7325 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TYO/7325?

Insider, institutional, and short-interest positioning.

Institutional ownership

+20.8%

Share of float held by funds and institutions

Insider ownership

+22.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.3%

Negative means the company is buying back shares.

Technical

TYO/7325 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

45.3

Neutral momentum band

Price vs 200-day MA

-0.3%

50/200-day relationship not available

Beta (5Y)

0.29

Less volatile than the market

Sharpe ratio

0.98

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TYO/7325

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tyo/7325 stock rating?

tyo/7325 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tyo/7325 analysis?

The full report lives at /stocks/tyo/7325/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tyo/7325?

The latest report frames tyo/7325 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tyo/7325 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.