Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

DGICB stock hub

Donegal Group Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

694.4M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

DGICB

In the news

Latest news · DGICB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.2

P25 8.8P50 10.4P75 13.1

Trailing P/E8.1

P25 10.9P50 14.7P75 36.2

ROE15.1

P25 4.9P50 10.4P75 15

ROIC11.1

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All DGICB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

232

Groups with data

Currency

USD

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000800457
Company name	Donegal Group Inc.
Country	United States
Country code	US
Cusip	257701300
Employees	550
Enterprise value	$690.8M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Isin	US2577013004
Last refreshed	2026-05-10
Market cap	$694.4M
Market cap category	Small-Cap
Price	$19.72
Price currency	USD
Rev Per Employee	1,796,047.46x
Sector	Financials
Sic	6331
Symbol	DGICB
Website	https://www.donegalgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.41%
EV Earnings	8.02x
EV Sales Forward	0.68x
EV/EBIT	6.42x
EV/EBITDA	6.21x
EV/FCF	7.81x
EV/Sales	0.7x
FCF yield	12.74%
Forward P/E	10.24x
P/B ratio	1.11x
P/E ratio	8.06x
P/S ratio	0.7x
PE Ratio10 Y	75.28x
PE Ratio3 Y	190.17x
PE Ratio5 Y	124.85x
PS Forward	0.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	10.89%
EBITDA Margin	11.26%
FCF margin	8.95%
Gross margin	10.94%
Gross Profit	$108.1M
Net Income	$86.2M
Net Income Growth	246.14%
Net Income Growth Q	19.87%
Net Income Growth Quarters	1%
Net Income Growth5 Y	10.46%
Pretax Margin	10.76%
Profit Margin	8.72%
Profit Per Employee	$156,643
ROA	2.82
Roa5y	0.93
ROCE	16.03
ROE	15.1
Roe5y	5.23
ROIC	11.11
Roic5y	3.64

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.51%
Cagr15y	4.74%
Cagr1y	18.87%
Cagr20y	3.77%
Cagr3y	15.18%
Cagr5y	10.31%
Div CAGR10	3.45%
Div CAGR3	3.81%
Div CAGR5	4.48%
EPS Growth	219.9
EPS Growth Q	8.92
EPS Growth Quarters	1
EPS Growth5 Y	5.81
FCF Growth	111.39%
FCF Growth Q	75.44%
FCF Growth3 Y	9.06%
FCF Growth5 Y	-1.69%
OCF Growth	111.39%
OCF Growth Q	75.44%
OCF Growth10 Y	2.79%
OCF Growth3 Y	9.06%
OCF Growth5 Y	-1.71%
Revenue Growth	0.89x
Revenue Growth Q	-2.31x
Revenue Growth Quarters	7x
Revenue Growth3 Y	5.76x
Revenue Growth5 Y	4.8x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.41
Assets	$2.4B
Cash	$76M
Debt	$35M
Debt EBITDA	$0.31
Debt Equity	$0.06
Debt FCF	$0.4
Equity	$627.4M
Interest Coverage	84.09
Liabilities	$1.8B
Net Cash	$3.6M
Net Cash By Market Cap	$0.51
Tangible Book Value	$620.9M
Tangible Book Value Per Share	$16.96
WACC	4.28

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.5
Net Working Capital	$-911.6M
Quick ratio	0.16
Working Capital	$-873.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-8.2%
Dividend Growth	6.45%
Dividend Growth Years	23%
Dividend per share	$0.66
Dividend Years	40
Dividend Yield	3.35%
Ex Div Date	2026-02-03
Last Dividend	$0.17
Payout Frequency	Quarterly
Payout Ratio	27.72%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	126.19%
1Y total return	18.86%
200-day SMA	16.37
3Y total return	52.8%
50-day SMA	17.38
50-day SMA vs 200-day SMA	50over200
5Y total return	63.35%
All Time High	28.49
All Time High Change	-30.79%
All Time High Date	2013-03-20
All Time Low	1.5
All Time Low Change	1,212.04%
All Time Low Date	1987-10-22
ATR	0.89
Beta	0.02
Ch YTD	11.48
High52	20.46
High52 Date	2025-06-20
High52ch	-3.62%
Low52	13.84
Low52 Date	2025-08-01
Low52ch	42.47%
Ma50ch	13.49%
Price vs 200-day SMA	20.49%
RSI	59.14
RSI Monthly	64.98
RSI Weekly	58.78
Sharpe ratio	0.95x
Sortino ratio	1.62
Total Return	-4.42%
Tr YTD	13.61
Tr15y	100.41%
Tr1m	12.5%
Tr1w	3.38%
Tr3m	1.07%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Earnings Revenue Estimate	240,922,500x
Earnings Revenue Estimate Growth	-1.73x
Operating Income	$107.6M
Operating margin	10.89

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17,452,002%
Float Percent	47.63%
Shares Insiders	1.43%
Shares Institutions	37.2%
Shares Out	36,641,561
Shares Qo Q	0.28%
Shares Yo Y	8.2%
Short Float	0.01%
Short Ratio	1.77
Short Shares	0.01

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$88.4M
Average Volume	1,610.5x
Bv Per Share	17.14
CAPEX	$-102
Ch10y	52.51
Ch15y	20.24
Ch1m	11.48
Ch1w	2.44
Ch1y	14.15
Ch20y	13.07
Ch3m	0.15
Ch3y	34.24
Ch5y	32.55
Ch6m	28.63
Change	9.56%
Close	18
Dollar Volume	6,132.9
Earnings Date	2026-04-30
Earnings Time	bmo
EBIT	$107.6M
EBITDA	$111.2M
EPS	$2.38
F Score	5
FCF	$88.4M
FCF EV Yield	12.8x
FCF Per Share	$2.41
Financing CF	17,720,072
Fiscal Year End	December
Founded	1,986
Goodwill	5,625,354
Graham Number	27.76217
Graham Upside	58.82
Income Tax	$20.1M
Investing CF	-96,234,091
Is Primary Listing	0
Is Spac	No
Last Earnings Date	2026-04-30
Last Report Date	2025-09-30
Last Split Date	2006-04-27
Last Split Type	Forward
Last10k Filing Date	2026-03-06
Lynch Fair Value	$22.68
Lynch Upside	29.72
Ma150	16.63
Ma150ch	18.59%
Ma20	18.77
Ma20ch	5.06%
Net CF	9,920,702
Next Earnings Date	2026-07-23
Open	0
Optionable	No
P FCF Ratio	7.85
P OCF Ratio	7.85
Payment Date	2026-02-17
Post Close	19.72
Postmarket Change Percent	-3.55
Postmarket Price	$19.02
Ppne	2,366,252
Price Date	2026-05-08
Price EBITDA	$6.24
Ptbv Ratio	1.12
Relative Volume	0.19x
Revenue	987,826,105x
Tax By Revenue	2.04x
Tax Rate	18.95%
Tr20y	109.67%
Tr6m	32.53%
Us State	Pennsylvania
Volume	311

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

DGICB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.3%

$0.66 annual per share

Payout ratio

+27.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+4.5%

23 consecutive years of growth

Total shareholder yield

-4.9%

Next ex-dividend date: 2026-02-03

Performance

DGICB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns DGICB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+37.2%

Float: +47.6% of shares outstanding

Insider ownership

+1.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

DGICB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

59.1

Neutral momentum band

Price vs 200-day MA

+20.5%

50/200-day relationship not available

Beta (5Y)

0.02

Less volatile than the market

Sharpe ratio

0.95

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

DGICB vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	비중 축소
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	비중 축소
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	비중 축소

Questions

About DGICB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current DGICB stock rating?

Donegal Group Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full DGICB analysis?

The full report lives at /stocks/DGICB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for DGICB?

The latest report frames DGICB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the DGICB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.