Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

HBT stock hub

HBT Financial, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

HBT

In the news

Latest news · HBT

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.5

P25 8.8P50 10.4P75 13.1

Trailing P/E13.1

P25 10.9P50 14.7P75 36.2

ROE10.5

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All HBT market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

205

Groups with data

Currency

USD

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000775215
Company name	HBT Financial, Inc.
Country	United States
Country code	US
Cusip	404111106
Employees	826
Employees Change	-18%
Employees Change Percent	-2.13
Enterprise value	$899.6M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2019-10-11
Isin	US4041111067
Last refreshed	2026-05-10
Market cap	$1B
Market cap category	Small-Cap
Price	$28.4
Price currency	USD
Rev Per Employee	295,366.83x
Sector	Financials
Sic	6022
Symbol	HBT
Website	https://ir.hbtfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.69%
EV Earnings	13.01x
EV Sales Forward	2.72x
EV/Sales	3.69x
Forward P/E	9.51x
P/B ratio	1.38x
P/E ratio	13.11x
P/S ratio	4.23x
PE Ratio10 Y	9.57x
PE Ratio3 Y	10.15x
PE Ratio5 Y	9.94x
PS Forward	3.12x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$244M
Net Income	$69.1M
Net Income Growth	-8.55%
Net Income Growth Q	-41.28%
Net Income Growth Years	5%
Net Income Growth3 Y	9.95%
Net Income Growth5 Y	8.6%
Pretax Margin	38.55%
Profit Margin	28.34%
Profit Per Employee	$83,696
Profitable Years	10
ROA	1.17
Roa5y	1.42
ROE	10.53
Roe5y	14.26

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	24.73%
Cagr3y	22.36%
Cagr5y	13.09%
Div CAGR3	10.06%
Div CAGR5	7.96%
EPS Growth	-8.96
EPS Growth Q	-43.74
EPS Growth Years	3
EPS Growth3 Y	6.99
EPS Growth5 Y	5.48
Revenue Growth	7.46x
Revenue Growth Q	17.5x
Revenue Growth Quarters	6x
Revenue Growth Years	5x
Revenue Growth3 Y	8.18x
Revenue Growth5 Y	9.74x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$6.8B
Cash	$287.9M
Debt	$154.3M
Equity	$747.4M
Liabilities	$6B
Net Cash	$133.6M
Net Cash By Market Cap	$12.93
Net Cash Growth	22.28%
Net Debt Equity	$-0.18
Tangible Book Value	$619.6M
Tangible Book Value Per Share	$17.03
WACC	6.19

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-5.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.01%
Dividend Growth	10%
Dividend Growth Years	4%
Dividend per share	$0.92
Dividend Years	7
Dividend Yield	3.24%
Ex Div Date	2026-05-12
Last Dividend	$0.23
Payout Frequency	Quarterly
Payout Ratio	40.61%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	24.71%
200-day SMA	26.12
3Y total return	83.2%
50-day SMA	27.39
50-day SMA vs 200-day SMA	50over200
5Y total return	84.95%
All Time High	29.88
All Time High Change	-4.95%
All Time High Date	2026-02-06
All Time Low	9.11
All Time Low Change	211.75%
All Time Low Date	2020-03-23
ATR	0.7
Beta	0.52
Beta1y	0.76
Beta2y	0.89
Ch YTD	9.87
High	28.51
High52	29.88
High52 Date	2026-02-06
High52ch	-4.95%
Low	28.14
Low52	22.36
Low52 Date	2025-10-20
Low52ch	27.01%
Ma50ch	3.68%
Price vs 200-day SMA	8.72%
RSI	55.85
RSI Monthly	66.28
RSI Weekly	59.16
Sharpe ratio	0.81x
Sortino ratio	1.48
Total Return	2.23%
Tr YTD	10.73
Tr1m	2.9%
Tr1w	1.25%
Tr3m	-3.01%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	5
Analyst Count Top	3
Analyst Price Target Top	$30.67
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.62
Earnings EPS Estimate Growth	1.64
Earnings Revenue Estimate	66,954,600x
Earnings Revenue Estimate Growth	15.41x
Operating Income	$113.1M
Operating margin	46.36
Price target	$30.75
Price Target Change	$8.28
Price Target Change Top	$7.99

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	16,023,436%
Float Percent	44.04%
Shares Insiders	55.96%
Shares Institutions	21.68%
Shares Out	36,381,078
Shares Qo Q	5.52%
Shares Yo Y	1.01%
Short Float	0.94%
Short Ratio	2.13
Short Shares	0.41

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	74,792.55x
Bv Per Share	20.54
Ch1m	2.9
Ch1w	1.25
Ch1y	21.63
Ch3m	-3.76
Ch3y	64.45
Ch5y	55.28
Ch6m	18.28
Change	0.04%
Change From Open	0.07
Close	28.39
Days Gap	-0.04
Dollar Volume	2,242,208.4
Earnings Date	2026-04-27
Earnings Time	bmo
EPS	$2.17
F Score	2
Fiscal Year End	December
Founded	1,920
Goodwill	83,504,000
Graham Number	31.64982
Graham Upside	11.44
Income Tax	$24.9M
Ipr	77.5
Iprfo	75.31
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-06
Lynch Fair Value	$18.64
Lynch Upside	-34.36
Ma150	26.33
Ma150ch	7.87%
Ma20	28.16
Ma20ch	0.86%
Next Earnings Date	2026-07-20
Open	28.38
Optionable	Yes
Payment Date	2026-05-19
Position In Range	70.27
Ppne	90,973,000
Price Date	2026-05-08
Ptbv Ratio	1.67
Relative Volume	1.06x
Revenue	243,973,000x
Tax By Revenue	10.21x
Tax Rate	26.5%
Tr6m	19.21%
Us State	Illinois
Volume	78,951

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

HBT dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.2%

$0.92 annual per share

Payout ratio

+40.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+8.0%

4 consecutive years of growth

Total shareholder yield

+2.2%

Next ex-dividend date: 2026-05-12

Performance

HBT stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns HBT?

Insider, institutional, and short-interest positioning.

Institutional ownership

+21.7%

Float: +44.0% of shares outstanding

Insider ownership

+56.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

HBT momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.9

Neutral momentum band

Price vs 200-day MA

+8.7%

50/200-day relationship not available

Beta (5Y)

0.52

Less volatile than the market

Sharpe ratio

0.81

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

HBT vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	비중 축소
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	비중 축소
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	비중 축소

Questions

About HBT

Hub-level FAQ points readers to the deeper analysis pages.

What is the current HBT stock rating?

HBT Financial, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full HBT analysis?

The full report lives at /stocks/HBT/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for HBT?

The latest report frames HBT around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the HBT page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.