Real Estate / REIT - MortgageUpdated 2026-05-10 22:07 UTC

REFI stock hub

Chicago Atlantic Real Estate Finance, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

253.6M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

REFI

In the news

Latest news · REFI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.6

P25 11.5P50 28.2P75 47.4

Trailing P/E8.3

P25 15P50 26.1P75 39.7

ROE10

P25 -2.3P50 4.2P75 9.3

ROICn/a

P25 0.6P50 2.5P75 4.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All REFI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

202

Groups with data

Currency

USD

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001867949
Company name	Chicago Atlantic Real Estate Finance, Inc.
Country	United States
Country code	US
Cusip	167239102
Enterprise value	$342.2M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	REIT - Mortgage
IPO Date	2021-12-08
Isin	US1672391026
Last refreshed	2026-05-10
Market cap	$253.6M
Market cap category	Micro-Cap
Price	$11.96
Price currency	USD
Sector	Real Estate
Sic	6798
Symbol	REFI
Website	https://www.refi.reit

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.15%
EV Earnings	11.11x
EV Sales Forward	5.36x
EV/Sales	6.87x
Forward P/E	6.61x
P/B ratio	0.83x
P/E ratio	8.3x
P/S ratio	5.09x
PE Ratio3 Y	7.7x
PE Ratio5 Y	8.65x
PS Forward	3.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Gross Profit	$49.8M
Net Income	$30.8M
Net Income Growth	-19.68%
Net Income Growth Q	-51.8%
Net Income Growth Years	0%
Net Income Growth3 Y	-4.33%
Pretax Margin	61.83%
Profit Margin	61.83%
Profitable Years	5
ROA	7.24
ROE	10.03

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-5.38%
Cagr3y	9.11%
Div CAGR3	-4.67%
EPS Growth	-23.38
EPS Growth Q	-51.15
EPS Growth Years	0
EPS Growth3 Y	-10.08
OCF Growth	1.95%
OCF Growth Q	-58.51%
OCF Growth3 Y	15.79%
Revenue Growth	-12.26x
Revenue Growth Q	-34.21x
Revenue Growth Quarters	2x
Revenue Growth Years	1x
Revenue Growth3 Y	-0.16x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.12
Assets	$435.9M
Cash	$27.9M
Debt	$116.4M
Debt Equity	$0.38
Equity	$303.4M
Liabilities	$132.5M
Net Cash	$-88.6M
Net Cash By Market Cap	$-34.93
Net Debt Equity	$0.29
Tangible Book Value	$303.4M
Tangible Book Value Per Share	$14.39
WACC	4.13

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	30.37
Quick ratio	30.37
Working Capital	$421.4M
Working Capital Turnover	$0.12

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-5.48%
Dividend Growth	-8.74%
Dividend Growth Years	0%
Dividend per share	$1.88
Dividend Years	6
Dividend Yield	15.72%
Ex Div Date	2026-03-31
Last Dividend	$0.47
Payout Frequency	Quarterly
Payout Ratio	130.51%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-5.38%
200-day SMA	12.68
3Y total return	29.88%
50-day SMA	11.95
50-day SMA vs 200-day SMA	50under200
All Time High	20.29
All Time High Change	-41.05%
All Time High Date	2022-01-19
All Time Low	10.74
All Time Low Change	11.36%
All Time Low Date	2026-04-02
ATR	0.31
Beta	0.32
Beta1y	0.73
Beta2y	0.57
Ch YTD	-2.45
High	12.06
High52	15.2
High52 Date	2025-05-13
High52ch	-21.32%
Low	11.64
Low52	10.74
Low52 Date	2026-04-02
Low52ch	11.36%
Ma50ch	0.08%
Premarket Change Percent	2.67
Premarket Price	$11.93
Premarket Volume	3,561
Price vs 200-day SMA	-5.67%
RSI	50.5
RSI Monthly	37.31
RSI Weekly	43.61
Sharpe ratio	-0.29x
Sortino ratio	-0.16
Total Return	10.24%
Tr YTD	1.65
Tr1m	6.6%
Tr1w	-0.42%
Tr3m	3%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Earnings EPS Estimate	$0.44
Earnings EPS Estimate Growth	-4.35
Earnings Revenue Estimate	13,988,784x
Earnings Revenue Estimate Growth	7.26x
Operating Income	$30.9M
Operating Income Growth	-19.91
Operating Income Growth Q	-49.74
Operating Income Growth3 Y	-4.28
Operating margin	61.91

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17,969,623%
Float Percent	84.73%
Net Borrowing	29,050,000
Shares Insiders	15.07%
Shares Institutions	31.83%
Shares Out	21,207,228
Shares Qo Q	-0.01%
Shares Yo Y	5.48%
Short Float	6.01%
Short Ratio	5.07
Short Shares	5.1

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	161,092.9x
Bv Per Share	14.39
Ch1m	6.6
Ch1w	-0.42
Ch1y	-18.42
Ch3m	-1.16
Ch3y	-14.45
Ch6m	-5.75
Change	2.93%
Change From Open	2.13
Close	11.62
Days Gap	0.77
Dollar Volume	3,642,549.6
Earnings Date	2026-05-07
Earnings Time	bmo
EPS	$1.44
F Score	4
Financing CF	-11,314,552
Fiscal Year End	December
Founded	2,021
Graham Number	21.59928
Graham Upside	80.6
Investing CF	4,960,073
Ipr	-25.25
Iprfo	-27.07
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-12
Lynch Fair Value	$7.2
Lynch Upside	-39.78
Ma150	12.36
Ma150ch	-3.23%
Ma20	11.98
Ma20ch	-0.15%
Net CF	17,976,768
Next Earnings Date	2026-08-06
Open	11.71
Optionable	Yes
P OCF Ratio	10.42
Payment Date	2026-04-15
Position In Range	76.19
Post Close	11.96
Postmarket Change Percent	-0.67
Postmarket Price	$11.88
Pre Close	11.62
Price Date	2026-05-08
Ptbv Ratio	0.84
Relative Volume	1.89x
Revenue	49,830,374x
SBC By Revenue	7.19x
Share Based Comp	3,584,903
Tr6m	1.97%
Us State	Florida
Volume	304,561

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

REFI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+15.7%

$1.88 annual per share

Payout ratio

+130.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

0 consecutive years of growth

Total shareholder yield

+10.2%

Next ex-dividend date: 2026-03-31

Performance

REFI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns REFI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+31.8%

Float: +84.7% of shares outstanding

Insider ownership

+15.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

REFI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.5

Neutral momentum band

Price vs 200-day MA

-5.7%

50/200-day relationship not available

Beta (5Y)

0.32

Less volatile than the market

Sharpe ratio

-0.29

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

REFI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
PLD	Prologis Inc.	137.2B	36.3x	14.6x	3.9%	+13.9%	+41.9%	매도
WELL	Welltower Inc.	151.5B	104.9x	12.9x	1.1%	+21.8%	+44.2%	매도

Questions

About REFI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current REFI stock rating?

Chicago Atlantic Real Estate Finance, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full REFI analysis?

The full report lives at /stocks/REFI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for REFI?

The latest report frames REFI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the REFI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.