Financials / Mortgage FinanceUpdated 2026-05-10 22:07 UTC

UWMC stock hub

UWM Holdings Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.4B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

UWMC

In the news

Latest news · UWMC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.1

P25 8.8P50 10.4P75 13.1

Trailing P/E12.4

P25 10.9P50 14.7P75 36.2

ROE40.9

P25 4.9P50 10.4P75 15

ROIC7.2

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All UWMC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

233

Groups with data

Currency

USD

Showing 233 of 233 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001783398
Company name	UWM Holdings Corporation
Country	United States
Country code	US
Cusip	91823B109
Employees	9,100
Employees Change	3,100%
Employees Change Percent	51.67
Enterprise value	$21.2B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Mortgage Finance
Isin	US91823B1098
Last refreshed	2026-05-10
Market cap	$5.4B
Market cap category	Mid-Cap
Price	$3.38
Price currency	USD
Rev Per Employee	396,544.4x
Sector	Financials
Sic	6162
Symbol	UWMC
Website	https://www.uwm.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	1.23%
EV Earnings	319.49x
EV Sales Forward	6.05x
EV/EBIT	17.08x
EV/EBITDA	16.34x
EV/Sales	5.88x
Forward P/E	8.06x
P/B ratio	4.61x
P/E ratio	12.4x
P/S ratio	1.5x
PE Ratio3 Y	77.55x
PE Ratio5 Y	46.2x
PS Forward	1.54x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	34.39%
EBITDA Margin	35.96%
Gross margin	100%
Gross Profit	$3.6B
Gross Profit Growth	45.12%
Gross Profit Growth Q	24.43%
Gross Profit Growth3 Y	23.04%
Gross Profit Growth5 Y	-8.86%
Net Income	$66.4M
Net Income Growth Quarters	3%
Net Income Growth Years	2%
Net Income Growth3 Y	103.76%
Net Income Growth5 Y	-54.52%
Pretax Margin	19.1%
Profit Margin	1.84%
Profit Per Employee	$7,292
Profitable Years	2
ROA	4.66
Roa5y	3.82
ROCE	6.97
ROE	40.88
Roe5y	22.28
ROIC	7.24
Roic5y	6.65

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-9.45%
Cagr3y	-10.46%
Cagr5y	-6.67%
Div CAGR3	0%
EPS Growth Quarters	3
EPS Growth Years	0
EPS Growth5 Y	-61.7
Revenue Growth	45.12x
Revenue Growth Q	24.43x
Revenue Growth Quarters	4x
Revenue Growth Years	2x
Revenue Growth3 Y	23.04x
Revenue Growth5 Y	-8.86x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.22
Assets	$19.3B
Cash	$424M
Current Assets	$13.9B
Current Liabilities	$1.4B
Debt	$16.2B
Debt EBITDA	$12.32
Debt Equity	$10.13
Equity	$1.6B
Interest Coverage	2.25
Liabilities	$17.7B
Long Term Assets	$5.3B
Long Term Liabilities	$16.2B
Net Cash	$-15.8B
Net Cash By Market Cap	$-292
Net Debt EBITDA	$12.17
Net Debt Equity	$9.86
Tangible Book Value	$-4.4B
Tangible Book Value Per Share	$-13.94
WACC	6.03

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	9.61
Net Working Capital	$12.1B
Quick ratio	1.17
Working Capital	$12.5B
Working Capital Turnover	$0.5

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1,141.85%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.4
Dividend Years	6
Dividend Yield	11.83%
Ex Div Date	2026-06-18
Last Dividend	$0.1
Payout Frequency	Quarterly
Payout Ratio	146.72%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-9.44%
200-day SMA	4.96
3Y total return	-28.21%
50-day SMA	3.74
50-day SMA vs 200-day SMA	50under200
5Y total return	-29.18%
All Time High	14.38
All Time High Change	-76.5%
All Time High Date	2020-12-28
All Time Low	2.84
All Time Low Change	19.01%
All Time Low Date	2022-09-29
ATR	0.21
Beta	1.83
Beta1y	1.85
Beta2y	0.84
Ch YTD	-22.83
High	3.45
High52	7.14
High52 Date	2025-09-11
High52ch	-52.66%
Low	3.33
Low52	3.27
Low52 Date	2026-05-07
Low52ch	3.36%
Ma50ch	-9.5%
Premarket Change Percent	1.18
Premarket Price	$3.42
Premarket Volume	43,373
Price vs 200-day SMA	-31.83%
RSI	38.71
RSI Monthly	38.67
RSI Weekly	35.97
Sharpe ratio	0.01x
Sortino ratio	0.13
Total Return	-1,130.01%
Tr YTD	-20.68
Tr1m	-6.63%
Tr1w	-7.65%
Tr3m	-26.86%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	10
Analyst Count Top	1
Analyst Price Target Top	$4.5
Analyst Ratings	Buy
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.06
Earnings Revenue Estimate	738,205,504x
Earnings Revenue Estimate Growth	20.35x
Operating Income	$1.2B
Operating Income Growth	214
Operating Income Growth3 Y	23.27
Operating Income Growth5 Y	-21.94
Operating margin	34.39
Price target	$6.08
Price Target Change	$79.88
Price Target Change Top	$33.14

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	277,729,683%
Float Percent	17.35%
Shares Insiders	5.42%
Shares Institutions	69.61%
Shares Out	1,600,366,371
Shares Qo Q	522.8%
Shares Yo Y	1,141.85%
Short Float	13.18%
Short Ratio	2.38
Short Shares	2.29

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	14,033,031.5x
Bv Per Share	0.73
Ch1m	-6.63
Ch1w	-7.65
Ch1y	-17.16
Ch3m	-28.84
Ch3y	-42.02
Ch5y	-51.44
Ch6m	-35.62
Change	0%
Change From Open	-1.46
Close	3.38
Days Gap	1.48
Depreciation Amortization	56,751,500
Dollar Volume	57,900,515.4
Earnings Date	2026-05-06
Earnings Time	bmo
EBIT	$1.2B
EBITDA	$1.3B
EPS	$0.27
F Score	4
Fiscal Year End	December
Founded	1,986
Graham Number	2.12125
Graham Upside	-37.24
Income Tax	$27.8M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-25
Lynch Fair Value	$1.36
Lynch Upside	-59.67
Ma150	4.75
Ma150ch	-28.78%
Ma20	3.65
Ma20ch	-7.47%
Next Earnings Date	2026-08-06
Open	3.43
Optionable	Yes
Payment Date	2026-07-09
Position In Range	44
Post Close	3.38
Postmarket Change Percent	0.18
Postmarket Price	$3.39
Ppne	293,820,000
Pre Close	3.38
Price Date	2026-05-08
Price EBITDA	$4.17
Relative Volume	1.22x
Revenue	3,608,554,000x
Tax By Revenue	0.77x
Tax Rate	4.03%
Tr6m	-32.43%
Us State	Michigan
Volume	17,130,330
Z Score	1.23

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

UWMC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+11.8%

$0.40 annual per share

Payout ratio

+146.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

0 consecutive years of growth

Total shareholder yield

-1130.0%

Next ex-dividend date: 2026-06-18

Performance

UWMC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns UWMC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+69.6%

Float: +17.4% of shares outstanding

Insider ownership

+5.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

UWMC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.7

Neutral momentum band

Price vs 200-day MA

-31.8%

50/200-day relationship not available

Beta (5Y)

1.83

More volatile than the market

Sharpe ratio

0.01

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

UWMC vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	비중 축소
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	비중 축소
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	비중 축소

Questions

About UWMC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current UWMC stock rating?

UWM Holdings Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full UWMC analysis?

The full report lives at /stocks/UWMC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for UWMC?

The latest report frames UWMC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the UWMC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.