Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/1N31 stock hub

FRA/1N31 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

349.7M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/1N31FRA/1N31

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In the news

Latest news · FRA/1N31

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5.8

P25 n/aP50 n/aP75 n/a

Trailing P/E6.6

P25 n/aP50 n/aP75 n/a

ROE18.3

P25 n/aP50 n/aP75 n/a

ROIC20.9

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/1N31 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

199

Groups with data

Currency

USD

Showing 199 of 199 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	572
Employees Change	63%
Employees Change Percent	11.93
Enterprise value	EUR 537.1M
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 349.7M
Price	EUR 11.6
Price currency	EUR
Rev Per Employee	595,909.4x
Sic	6020
Symbol	fra/1N31
Website	https://www.newtekone.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	15.26%
EV Earnings	10.06x
EV/EBIT	3.02x
EV/EBITDA	2.82x
EV/Sales	1.61x
Forward P/E	5.8x
P/B ratio	1x
P/E ratio	6.55x
P/S ratio	1.03x
PE Ratio10 Y	8.89x
PE Ratio3 Y	7.35x
PE Ratio5 Y	8.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	53.32%
EBITDA Margin	56.67%
Gross margin	86.63%
Gross Profit	EUR 295.3M
Gross Profit Growth	18%
Gross Profit Growth Q	15.14%
Gross Profit Growth3 Y	30.56%
Gross Profit Growth5 Y	25.11%
Net Income	EUR 53.4M
Net Income Growth	27.64%
Net Income Growth Q	43.07%
Net Income Growth3 Y	14.54%
Net Income Growth5 Y	-2.82%
Pretax Margin	21.73%
Profit Margin	16.42%
Profit Per Employee	EUR 93,323
ROA	5.21
Roa5y	6.47
ROCE	7.37
ROE	18.26
Roe5y	16.44
ROIC	20.92
Roic5y	15.32

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	9.92%
Cagr1y	47.52%
Cagr3y	11.23%
Cagr5y	-5.32%
Div CAGR10	-16.68%
Div CAGR3	-33.26%
Div CAGR5	-18.27%
EPS Growth	16.47
EPS Growth Q	22.86
EPS Growth3 Y	9.9
EPS Growth5 Y	-7.41
Revenue Growth	11.47x
Revenue Growth Q	10.73x
Revenue Growth3 Y	34.2x
Revenue Growth5 Y	28.75x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.16
Assets	EUR 2.5B
Cash	EUR 330.3M
Current Assets	EUR 2.1B
Current Liabilities	EUR 36.1M
Debt	EUR 479.8M
Debt EBITDA	EUR 2.47
Debt Equity	EUR 1.37
Equity	EUR 351M
Interest Coverage	2.02
Liabilities	EUR 2.2B
Long Term Assets	EUR 426.4M
Long Term Liabilities	EUR 2.1B
Net Cash	EUR -149.5M
Net Cash By Market Cap	EUR -42.76
Net Debt EBITDA	EUR 0.77
Net Debt Equity	EUR 0.43
Tangible Book Value	EUR 248.6M
Tangible Book Value Per Share	EUR 8.62

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	57.62
Net Working Capital	EUR 1.8B
Quick ratio	8.96
Working Capital	EUR 2.1B
Working Capital Turnover	EUR 0.16

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-7.85%
Dividend Growth	-6.66%
Dividend Growth Years	0%
Dividend per share	EUR 0.65
Dividend Years	12
Dividend Yield	5.63%
Ex Div Date	2026-03-24
Last Dividend	EUR 0.16
Payout Frequency	Quarterly
Payout Ratio	33.57%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	157.56%
1Y total return	47.48%
200-day SMA	10.17
3Y total return	37.61%
50-day SMA	10.41
50-day SMA vs 200-day SMA	50over200
5Y total return	-23.91%
All Time High	32.2
All Time High Change	-63.98%
All Time High Date	2021-06-07
All Time Low	8
All Time Low Change	45%
All Time Low Date	2020-03-19
ATR	0.19
Ch YTD	19.77
High	11.6
High52	12.54
High52 Date	2026-01-16
High52ch	-7.5%
Low	11.6
Low52	8.29
Low52 Date	2025-11-21
Low52ch	40.01%
Ma50ch	11.41%
Price vs 200-day SMA	14.04%
RSI	66.63
RSI Monthly	51.09
RSI Weekly	59.24
Sharpe ratio	0.95x
Sortino ratio	1.55
Total Return	-2.22%
Tr YTD	21.85
Tr1m	16.58%
Tr1w	4.51%
Tr3m	3.07%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 181.7M
Operating Income Growth	23.2
Operating Income Growth Q	30.74
Operating Income Growth3 Y	28.73
Operating Income Growth5 Y	25.93
Operating margin	53.32

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	25,030,800%
Shares Insiders	5.23%
Shares Institutions	45.02%
Shares Qo Q	0.93%
Shares Yo Y	7.85%
Short Ratio	12.88

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	0x
Bv Per Share	10.72
Ch10y	3.51
Ch1m	16.58
Ch1w	4.51
Ch1y	37.93
Ch3m	1.31
Ch3y	14.29
Ch5y	-49.57
Ch6m	31.82
Change	1.75%
Change From Open	0
Close	11.4
Days Gap	1.75
Depreciation Amortization	11,172,111.3
Earnings Date	2026-04-30
EBIT	EUR 181.7M
EBITDA	EUR 193.2M
EPS	EUR 1.94
F Score	5
Fiscal Year End	December
Founded	1,998
Graham Number	21.53591
Graham Upside	85.65
Income Tax	EUR 18.1M
Is Primary Listing	0
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2014-10-23
Last Split Type	Reverse
Lynch Fair Value	EUR 8.85
Lynch Upside	-23.68
Ma150	10.17
Ma150ch	14.06%
Ma20	10.88
Ma20ch	6.67%
Next Earnings Date	2026-07-31
Open	11.6
Payment Date	2026-04-01
Ppne	2,275,082
Price Date	2026-05-08
Price EBITDA	EUR 1.81
Ptbv Ratio	1.41
Relative Volume	20x
Revenue	340,860,175x
Tax By Revenue	5.31x
Tax Rate	24.43%
Tr6m	36.23%
Volume	0
Z Score	1.5

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/1N31 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.6%

$0.65 annual per share

Payout ratio

+33.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-18.3%

0 consecutive years of growth

Total shareholder yield

-2.2%

Next ex-dividend date: 2026-03-24

Performance

FRA/1N31 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/1N31?

Insider, institutional, and short-interest positioning.

Institutional ownership

+45.0%

Share of float held by funds and institutions

Insider ownership

+5.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/1N31 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

66.6

Neutral momentum band

Price vs 200-day MA

+14.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.95

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/1N31

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/1N31 stock rating?

fra/1N31 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/1N31 analysis?

The full report lives at /stocks/fra/1N31/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/1N31?

The latest report frames fra/1N31 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/1N31 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.