Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/3LR stock hub

FRA/3LR has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

FRA/3LRis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

708.5M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/3LRFRA/3LR

—

Loading chart…

In the news

Latest news · FRA/3LR

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.1

P25 n/aP50 n/aP75 n/a

Trailing P/E10.2

P25 n/aP50 n/aP75 n/a

ROE11.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/3LR market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

155

Groups with data

Currency

USD

Showing 155 of 155 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	683
Employees Change	97%
Employees Change Percent	16.55
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 708.5M
Price	EUR 41.2
Price currency	EUR
Rev Per Employee	313,204.51x
Sic	6020
Symbol	fra/3LR
Website	https://camdennationalcorporation.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.76%
Forward P/E	9.05x
P/B ratio	1.15x
P/E ratio	10.25x
P/S ratio	3.31x
PE Ratio10 Y	12.67x
PE Ratio3 Y	11.43x
PE Ratio5 Y	10.87x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 213.9M
Net Income	EUR 69.1M
Net Income Growth	69.4%
Net Income Growth Q	198.7%
Net Income Growth3 Y	11.68%
Net Income Growth5 Y	3.99%
Pretax Margin	40.77%
Profit Margin	32.32%
Profit Per Employee	EUR 101,228
ROA	1.14
Roa5y	1.03
ROE	11.81
Roe5y	11.08

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	23.8%
Cagr3y	20.2%
Cagr5y	5.44%
Div CAGR3	-3.12%
Div CAGR5	4.67%
EPS Growth	52.36
EPS Growth Q	200
EPS Growth3 Y	6.35
EPS Growth5 Y	1.47
Revenue Growth	33.81x
Revenue Growth Q	26x
Revenue Growth3 Y	11.32x
Revenue Growth5 Y	6.21x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 6B
Cash	EUR 119.8M
Debt	EUR 499.6M
Equity	EUR 615.8M
Liabilities	EUR 5.4B
Net Cash	EUR -379.8M
Net Cash By Market Cap	EUR -53.61
Net Debt Equity	EUR 0.62
Tangible Book Value	EUR 448.6M
Tangible Book Value Per Share	EUR 26.52

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -5.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-11.5%
Dividend Growth	-7.08%
Dividend Growth Years	0%
Dividend per share	EUR 1.44
Dividend Years	8
Dividend Yield	3.49%
Ex Div Date	2026-04-15
Last Dividend	EUR 0.36
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	23.79%
200-day SMA	36.67
3Y total return	73.68%
50-day SMA	40.67
50-day SMA vs 200-day SMA	50over200
5Y total return	30.33%
All Time High	48.2
All Time High Change	-14.52%
All Time High Date	2022-08-19
All Time Low	23.94
All Time Low Change	72.13%
All Time Low Date	2020-09-24
ATR	1.18
Ch YTD	10.16
High	41.4
High52	43.8
High52 Date	2026-04-28
High52ch	-5.94%
Low	40.4
Low52	29.8
Low52 Date	2025-10-17
Low52ch	38.26%
Ma50ch	1.3%
Price vs 200-day SMA	12.37%
RSI	50.13
RSI Monthly	59.56
RSI Weekly	58.91
Sharpe ratio	0.66x
Sortino ratio	1.13
Total Return	-8.01%
Tr YTD	12.15
Tr1m	-0.14%
Tr1w	1.48%
Tr3m	-1.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 97.6M
Operating margin	45.6

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	16,505,081%
Shares Insiders	2.42%
Shares Institutions	74.22%
Shares Qo Q	0.01%
Shares Yo Y	11.5%
Short Ratio	6.48

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	0x
Bv Per Share	36.41
Ch1m	-0.96
Ch1w	1.48
Ch1y	19.08
Ch3m	-1.9
Ch3y	51.47
Ch5y	5.64
Ch6m	24.1
Change	0.98%
Change From Open	1.98
Close	40.8
Days Gap	-0.98
Earnings Date	2026-04-28
EPS	EUR 4.08
F Score	2
Fiscal Year End	December
Founded	1,875
Graham Number	56.9177
Graham Upside	38.15
Income Tax	EUR 18.1M
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Lynch Fair Value	EUR 20.1
Lynch Upside	-51.21
Ma150	37.69
Ma150ch	9.32%
Ma20	41.94
Ma20ch	-1.76%
Next Earnings Date	2026-07-28
Open	40.4
Payment Date	2026-04-30
Position In Range	80
Price Date	2026-05-08
Ptbv Ratio	1.58
Relative Volume	2,000x
Revenue	213,918,678x
Tax By Revenue	8.45x
Tax Rate	20.73%
Tr6m	26.33%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/3LR dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.5%

$1.44 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+4.7%

0 consecutive years of growth

Total shareholder yield

-8.0%

Next ex-dividend date: 2026-04-15

Performance

FRA/3LR stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/3LR?

Insider, institutional, and short-interest positioning.

Institutional ownership

+74.2%

Share of float held by funds and institutions

Insider ownership

+2.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/3LR momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.1

Neutral momentum band

Price vs 200-day MA

+12.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.66

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/3LR

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/3LR stock rating?

fra/3LR is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/3LR analysis?

The full report lives at /stocks/fra/3LR/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/3LR?

The latest report frames fra/3LR around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/3LR page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.